408 NW 12th St, Florida City FL 33034 | Miami-Dade County | A12024193
- $349,000
- $349,000
Description
This charming corner-lot property is a fantastic investment opportunity, offering comfort, functionality, and strong rental appeal. Featuring 3 bedrooms and 1 bathroom, the home boasts vaulted ceilings in the kitchen and an open-concept living and dining area, creating a bright and spacious atmosphere tenants and buyers love. The large wrap-around kitchen includes a new refrigerator and plenty of cabinet and counter space for everyday convenience.
Additional highlights include ceramic flooring in excellent condition throughout, a freshly resealed bathroom, and a newly painted interior that gives the home a clean, move-in-ready feel. The oversized laundry room offers space for hanging clothes and extra storage, complemented by a large storage closet for added practicality. Major updates include a new washer and dryer, new high-efficiency water heater, and an ice-cold newer air conditioning system for energy efficiency and peace of mind.
Situated on a desirable corner lot, the property is surrounded by lush clusia trees that provide exceptional privacy and curb appeal. Located directly across from the bus station, this home offers excellent accessibility and convenience, making it especially attractive for tenants and commuters. With spacious bedrooms, each with its own closet, strong mechanical updates, and attractive indoor-outdoor appeal, this property is ideal for investors seeking a low-maintenance rental or a future primary residence with excellent upside potential.
Property Overview
This is a 3-bedroom, 1-bath home of about 1196 square feet at 408 NW 12th St, Florida City FL 33034 (Florida City 33034), listed at $349,000.
Monthly Costs, Stated Plainly
This home has no mandatory HOA (single-family / no association on record).
The tax of record is $4,900 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $6,980/yr (≈ $582/mo); with the homestead exemption on a primary residence, about $5,980/yr (≈ $498/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price is $349,000. The home is unfurnished, but all fixtures and built-in appliances convey to the buyer.
Community or on-site amenities are recorded separately and do not convey with the property's title. For a precise verification of what is included and to review any HOA details, you should contact Christopher Lazaro, Florida City Real Estate Advisor.
Where exactly is it, and what should I know about the location?
The property is located at 408 NW 12th Street in Florida City, within the 33034 zip code. This area serves as the mainland gateway to the Florida Keys, placing it directly on the primary coastal corridor for travel south.
To discuss the specific location dynamics and verify current area conditions, you should contact Christopher Lazaro, Florida City Real Estate Advisor, for a detailed conversation.
What are the HOA / association fees, and what do they cover?
This property at 408 NW 12th St has no mandatory homeowners association. As a single-family home with no association on record, the owner is responsible for all utilities, maintenance, and exterior upkeep.
The home remains subject to standard Florida City ordinances. You can review the municipal code online for details. For specific verification on local requirements, contact Christopher Lazaro, Florida City Real Estate Advisor.
What are the property taxes and homestead implications?
The tax of record is $4,900 (2025). As an estimate only, because Florida reassesses at sale, the annual property tax at this list price of $349,000 could be near $6,980 without a homestead exemption, or about $5,980 with it. The homestead exemption lowers the taxable value, but only for a primary residence.
These are estimates, not quotes. You should confirm final figures with the Miami-Dade Property Appraiser and a tax specialist. For precise verification on this property, contact Christopher Lazaro, Florida City Real Estate Advisor.
Is the home in a flood zone, and what does that mean?
Properties are assigned a flood zone designation based on FEMA's assessment of flood risk, which directly influences insurance requirements and costs. You can review the specific FEMA definitions for flood zones and View the FEMA flood map for this address to see the official data for this property.
If the home is in a high-risk zone, a mortgage lender will mandate a separate flood insurance policy. To verify the exact zone and understand the implications for this listing at $349,000, contact Christopher Lazaro, Florida City Real Estate Advisor, for a detailed review.
Are pets allowed?
This is a single-family home, so there is no condo or HOA board setting a pet policy. Permission for pets is at the owner's discretion, subject to city or county ordinances and the terms of any lease.
Documented service and emotional support animals are protected under separate federal law. For a precise verification of the current policy, contact Christopher Lazaro, Florida City Real Estate Advisor.
How is the price set and is there room to negotiate?
In Miami-Dade, single-family homes have recently been closing at 95% of original list price, averaging 41 days to contract. The specific pricing for 408 NW 12th St is drawn from a comparative market analysis, which we can detail with recent Florida City sales before you decide on an offer.
To verify the local comps and discuss a strategy, contact Christopher Lazaro, Florida City Real Estate Advisor.
What financing step do you recommend before touring?
I recommend securing a mortgage pre-approval before touring any property. Speak with a Florida Licensed Mortgage Loan Officer to understand your precise budget and position.
Once you have that letter, contact Christopher Lazaro, Florida City Real Estate Advisor, to schedule a viewing of 408 NW 12th St and verify all listing details.
Monthly Fees & Carrying Costs
- Membership Required: No
Have a question about this Florida City listing?
Talk directly with Christopher Lazaro, your Florida City real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: 12th St
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City: Florida City
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State/county: Miami-Dade County
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Zip/Postal Code: 33034
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Area: WASHINGTON PARK
Details
Updated on August 15, 2026 at 2:35 am-
Property ID A12024193
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Price $349,000
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Property Size 1196 Sq Ft
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Bedrooms 3
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Room 0
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Bathroom 1
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Garage 1
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Year Built 1995
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Type Single Family Residence
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Property Status Active, Residential
Additional details
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Flooring Ceramic Floor
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Bedroom Features At Least 1 Bedroom Ground Level, Entry Level, Primary Bath Tub, Sitting Area - Primary Bedroom
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Cooling Central Air, Electric
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Association Type None
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Building WASHINGTON PARK
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Area Washington Park
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Annual Tax 4900
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Association No
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Elementary School Saunders; Laura
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Private Pool No
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Listing Terms All Cash, Conventional, Owner Will Carry, VA Loan
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Waterfront No
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Full Bathrooms 1
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Subdivision WASHINGTON PARK
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Restrictions No Restrictions, Ok To Lease
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Parking Attached Carport, Driveway, On Street
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Heating Central
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Structure Type R30-No Pool/No Water, House
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Tax Year 2025
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Construction Concrete Block Construction, CBS Construction
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Building Area 1316
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Covered Spaces 1
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View Garden
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Year Built Details Effective Year Built
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High School Homestead
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Pets Allowed Yes
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Half Bathrooms 0
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Flood Zone X
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Patio / Porch Deck, Open Balcony, Open Porch, Patio
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New Construction No
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Garage Spaces 1
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Style R30-No Pool/No Water
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Lot Size (Sq Ft) 4253
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Membership Purchase Required No
Features
- Attic
- Dryer
- Electric Range
- Electric Water Heater
- Family Room
- First Floor Entry
- Florida Room
- Great Room
- Has a View
- Has Carport
- Has Cooling System
- Has Garage
- Has Heating System
- Ice Maker
- Lighting
- Microwave
- Open Balcony
- Open Parking
- Refrigerator
- Self Cleaning Oven
- Storage
- Utility Room/Laundry
- Vaulted Ceiling(s)
- Volume Ceilings
- Washer
Mortgage Calculator
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Down Payment
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Loan Amount
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Monthly Mortgage Payment
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Property Tax
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Home Insurance
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PMI
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Monthly HOA Fees