445 NE 4th St, Florida City FL 33034 | Miami-Dade County | A11979823

The list price is $399,000. Fixtures and built-in appliances generally convey, but the MLS record does not explicitly state whether this property is being sold furnished; this is a critical point for a buyer to confirm.

With the home, you would receive the described three-bedroom residence. The noted community amenities—including a heated pool, basketball court, and hobby room—are shared facilities managed by the HOA and do not convey as private property. For precise verification of what is included, you should reach out to Christopher Lazaro, Florida City Real Estate Broker.

The property is located in Florida City, zip code 33034. This area is part of the mainland coastal corridor south of Miami.

For a detailed discussion of the location's specific characteristics and available services, please contact Christopher Lazaro, Florida City Real Estate Broker, to verify the information that matters to you.

The monthly HOA fee is $105. This covers Common Area upkeep, Outside Maintenance for community spaces, Parking areas, Pool Service, and access to Recreation Facilities as recorded for the association.

The community is also subject to city ordinances. For a complete verification of all fees and governing documents, contact Christopher Lazaro, Florida City Real Estate Broker.

The tax of record is $7,849 for 2025. As an estimate only, a reassessment at the list price of $399,000 yields an annual property tax near $7,980 without a homestead exemption. The homestead exemption, which lowers the taxable value for a primary residence, would reduce the estimated annual tax to about $6,980.

These are estimates, not quotes; Florida reassesses upon sale. You must confirm all figures with the Miami-Dade Property Appraiser and a tax professional. For precise verification, contact Christopher Lazaro, Florida City Real Estate Broker.

This property is located in a high-risk flood zone according to FEMA, specifically Zone AE. You can review FEMA's flood zone definitions and view the FEMA flood map for this address for precise boundaries. Lenders will require flood insurance for a mortgage here, adding a mandatory annual cost.

For a complete assessment of this $399,000 listing and its associated obligations, contact Christopher Lazaro, Florida City Real Estate Broker, to verify the details and discuss your next steps.

This is a single-family home, so there is no condo or HOA board dictating a pet policy. Pet allowances are ultimately at the owner's discretion, subject to city and county ordinances and any specific lease terms.

Documented service animals and emotional support animals are covered under separate federal protections. To verify the current pet policy for this property, contact Christopher Lazaro, Florida City Real Estate Broker.

The price reflects recent Miami-Dade market activity, where single-family homes have been closing at 95% of original list, around 41 days to contract. For a precise view of this property and vicinity, we used a comparative market analysis specific to Florida City.

To discuss negotiation strategy grounded in that local data, you should contact Christopher Lazaro, Florida City Real Estate Broker, to verify the CMA before you decide on an offer.

I recommend securing a mortgage pre-approval before touring any property. This requires connecting with a Florida-licensed mortgage originator, which you can do here. A pre-approval defines your realistic budget and strengthens your position as a buyer.

Once you have that letter, contact Christopher Lazaro, Florida City Real Estate Broker, to verify the property at 445 NE 4th St fits your parameters and to schedule a viewing.