284 Bal Bay Dr, Bal Harbour FL 33154 | Miami-Dade County | A11757976
- $78,000,000
- $78,000,000
Description
True trophy estate, this custom-built masterpiece spans 4 levels, 21,927SF of curated living spaces, redefining
luxury waterfront living in Bal Harbour. Nestled along 150’ of Biscayne Bay’s pristine coastline, the estate offers an
unparalleled experience on nearly an acre. Soaring ceilings, expansive open spaces & impeccable finishes, every
detail reflects modern elegance. Highlights include: rooftop oasis complete w/ a putting green, shuffleboard deck,
heated jacuzzi & sweeping bay views, along w/2 heated saltwater pools—one privately tucked into the expansive
terrace of the principal suite. State-of-the-art movie theatre, outdoor kitchen & Crestron smart home technology
round out the amenities, making this property not just a home but a statement of refined style & visionary design
Property Overview
This is a 9-bedroom, 12-bath home of about 21927 square feet at 284 Bal Bay Dr, Bal Harbour FL 33154 (Bal Harbour 33154), listed at $78,000,000.
Monthly Costs, Stated Plainly
This home has no mandatory HOA (single-family / no association on record).
The tax of record is $199,194 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $1,560,000/yr (≈ $130,000/mo); with the homestead exemption on a primary residence, about $1,559,000/yr (≈ $129,917/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price is $78,000,000. The MLS record does not explicitly state a furnished status, so what conveys must be confirmed. Fixtures and built-in appliances are generally included with the home, and the property features a private, heated, in-ground pool.
Community or on-site amenities are listed; these are shared facilities and do not convey with the title. For precise verification of all inclusions, you should contact Christopher Lazaro, Bal Harbour Real Estate Advisor.
Where exactly is it, and what should I know about the location?
The property is located at 284 Bal Bay Drive in Bal Harbour, Florida 33154. This is a specific coastal corridor within the Miami metropolitan area.
For a detailed discussion of the location's attributes and immediate surroundings, you should contact Christopher Lazaro, Bal Harbour Real Estate Advisor, to verify all relevant information.
What are the HOA / association fees, and what do they cover?
This property at 284 Bal Bay Dr has no mandatory HOA. As a single-family home with no association on record, the owner is responsible for all private utilities, landscaping, and exterior upkeep.
The residence remains subject to Bal Harbour city ordinances, which you can review via the municipal code. For complete verification of these details, please contact Christopher Lazaro, Bal Harbour Real Estate Advisor.
What are the property taxes and homestead implications?
The tax of record is $199,194 (2025). As an estimate only—Florida reassesses upon sale—at the list price of $78,000,000 and a Miami-Dade rate near 2.0%, the projected annual property tax would be approximately $1,560,000 without a homestead exemption. Florida's homestead exemption, which applies only to a primary residence, lowers the taxable value; with it, the estimate is approximately $1,559,000 annually.
These are estimates, not quotes. You must confirm all figures with the Miami-Dade Property Appraiser and a tax professional. For precise verification, contact Christopher Lazaro, Bal Harbour Real Estate Advisor.
Is the home in a flood zone, and what does that mean?
The property at 284 Bal Bay Dr is in a high-risk flood zone according to FEMA. This designation means the area has at least a 1% annual chance of flooding, which lenders often require specific flood insurance to cover.
You can review the official FEMA definitions for flood zones and View the FEMA flood map for this address for precise details. For a complete assessment of insurance implications and property value, contact Christopher Lazaro, Bal Harbour Real Estate Advisor.
Are pets allowed?
This is a single-family residence. There is no governing association to establish a pet policy; approval is at the owner's discretion, subject to local ordinances and any active lease terms. Documented service animals and emotional support animals are protected under federal law.
For definitive verification regarding this property at $78,000,000, contact Christopher Lazaro, Bal Harbour Real Estate Advisor.
How is the price set and is there room to negotiate?
The price was set using a comparative market analysis of recent Bal Harbour sales. In the broader market, Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract (MIAMI REALTORS®, May 2026). A property-specific CMA for Bal Harbour would provide the precise context needed to assess negotiation room on this $78,000,000 listing.
I can provide that analysis and discuss strategy. Contact Christopher Lazaro, Bal Harbour Real Estate Advisor, to verify the current data.
What financing step do you recommend before touring?
Before touring a property listed at $78,000,000, I recommend securing a formal pre-approval. This involves consulting with a Florida Licensed Mortgage Loan Officer to assess your specific financial position. Please contact me, Christopher Lazaro, for a detailed review and to coordinate the next steps.
Monthly Fees & Carrying Costs
- Membership Required: No
Have a question about this Bal Harbour listing?
Talk directly with Christopher Lazaro, your Bal Harbour real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: Bal Bay Dr
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City: Bal Harbour
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State/county: Miami-Dade County
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Zip/Postal Code: 33154
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Area: BAL HARBOUR
Details
Updated on July 6, 2026 at 1:51 pm-
Property ID A11757976
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Price $78,000,000
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Property Size 21927 Sq Ft
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Bedrooms 9
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Room 0
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Bathrooms 12
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Garages 3
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Year Built 2017
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Type Single Family Residence
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Property Status Active, Residential
Additional details
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Flooring Marble, Other, Wood
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Waterfront Features Ocean Access, No Fixed Bridges
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Bedroom Features At Least 1 Bedroom Ground Level
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Cooling Central Air
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Association Type Homeowners, None
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Building BAL HARBOUR
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Association Fee Frequency Monthly
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Area Bal Harbour
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Annual Tax 199194
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Association Yes
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Private Pool No
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Listing Terms All Cash, Conventional
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Waterfront Yes
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Full Bathrooms 11
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Subdivision BAL HARBOUR
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Restrictions Other Restrictions
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Parking Covered, Driveway
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Heating Central
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Structure Type House
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Tax Year 2025
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Construction CBS Construction
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Building Area 21927
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Covered Spaces 5
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View Bay, Ocean, Water
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Year Built Details Resale
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Pets Allowed Yes
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Inclusions Community Boat Dock, Dock Available,Marina
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Half Bathrooms 2
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Flood Zone AE
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New Construction No
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Garage Spaces 3
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Style WF/Pool/Ocean Access
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Association Fee 0
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Lot Size (Sq Ft) 40050
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Membership Purchase Required No
Features
- Bar
- Built-in Features
- Built-In Grill
- Closet Cabinetry
- Cooking Island
- Den/Library/Office
- Dishwasher
- Disposal
- Dryer
- Elevator
- Entrance Foyer
- Family Room
- First Floor Entry
- Has a View
- Has Cooling System
- Has Garage
- Has Heating System
- Has Waterfront
- Home Owners Association
- Lighting
- Maid/In-Law Quarters
- Media Room
- Open Parking
- Other Equipment/Appliances
- Pantry
- Recreation Room
- Sauna
- Spa
- Utility Room/Laundry
- Walk-In Closet(s)
- Wall Oven
- Washer
- Wet Bar
Mortgage Calculator
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Down Payment
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Loan Amount
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Monthly Mortgage Payment
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Property Tax
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Home Insurance
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PMI
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Monthly HOA Fees