1222 Cortez St, Coral Gables FL 33134 | Miami-Dade County | A11961872
- $2,400,000
- Single Family Residence
- 4
- 3
- 1
- 2698 Sq Ft
- $2,400,000
Description
Owner financing available at below market rate! Experience timeless elegance in this stunning 1926 Spanish residence, perfectly situated in the heart of exclusive Coral Gables just half a mile from the Granada Golf Course. This beautifully reimagined home, featuring 4 bedrooms, 3 bathrooms, a versatile flex area ideal for a home office, & inviting outdoor spaces designed for effortless entertaining. Meticulously renovated w/exceptional attention to detail, the home seamlessly blends historic charm w/modern sophistication. Recent upgrades include a new roof, fully updated kitchen & bathrooms, new electrical/plumbing/laundry, impact windows/doors, multiple A/C systems w/new ductwork, custom lighting, built-in speakers & smart home features. The chef’s kitchen has Bosch appliances, designer quartz countertops, & an expansive built-in bar perfect for gatherings. Additional highlights include beautifully refinished hardwood floors, custom closets, ample garage & storage shed, thoughtfully designed landscaping w/ Chicago brick & coral tile, full sprinkler & exterior lighting. The crown jewel of the home is the rare, oversized primary suite—a private retreat featuring a spacious walk-in closet & a luxurious spa-inspired bathroom adorned w/Versace tile, a freestanding soaking tub, rain shower, & dual vanities. A truly one-of-a-kind Coral Gables residence that captures the essence of timeless elegance while offering the comforts of modern luxury. Furniture available.
Property Overview
This is a 4-bedroom, 3-bath home of about 2698 square feet at 1222 Cortez St, Coral Gables FL 33134 (Coral Gables 33134), listed at $2,400,000.
Monthly Costs, Stated Plainly
This home has no mandatory HOA (single-family / no association on record).
The tax of record is $12,444 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $48,000/yr (≈ $4,000/mo); with the homestead exemption on a primary residence, about $47,000/yr (≈ $3,917/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price for 1222 Cortez St is $2,400,000. Fixtures and built-in appliances convey with the property, but the furniture is listed as for sale and negotiable.
Shared community amenities are distinct from the home's physical assets; these are confirmed upon request. Contact Christopher Lazaro, Coral Gables Real Estate Expert, to verify specific inclusions.
Where exactly is it, and what should I know about the location?
The property is located at 1222 Cortez St, Coral Gables FL 33134, situated within the coastal corridor of the city. This location provides direct access to the specific infrastructure and zoning of the 33134 zip code.
Contact Christopher Lazaro, Coral Gables Real Estate Expert, to verify location details.
What are the HOA / association fees, and what do they cover?
This is a single-family home with no mandatory HOA or association on record. The owner is responsible for all utilities and property upkeep.
The property remains subject to city ordinances found at https://library.municode.com/fl/coral-gables/codes/code_of_ordinances . Contact Christopher Lazaro, Coral Gables Real Estate Expert, to verify these details.
What are the property taxes and homestead implications?
The tax of record is $12,444 (2025). As an ESTIMATE ONLY, Florida reassesses at sale; at this price and a Miami-Dade rate near 2.0%, the tax is an ESTIMATE of about $48,000/yr (≈ $4,000/mo) without homestead, or an ESTIMATE of about $47,000/yr (≈ $3,917/mo) with the homestead exemption. Florida's homestead exemption lowers taxable value only for a primary residence.
Confirm these figures with the Miami-Dade Property Appraiser and a tax professional, as these are estimates, not quotes. Contact Christopher Lazaro, Coral Gables Real Estate Expert, to verify.
Is the home in a flood zone, and what does that mean?
Flood zones indicate the likelihood of flooding in a specific area. You can find FEMA definitions here and View the FEMA flood map for this address to see the status of 1222 Cortez St. Lenders often require flood insurance in high-risk zones.
Contact Christopher Lazaro, Coral Gables Real Estate Expert, to verify these details.
Are pets allowed?
This is a single-family home. No HOA board dictates pet rules, so pets are at the owner's discretion and subject to city or county ordinances and any existing lease. Documented service animals and ESAs carry separate federal protections.
Contact Christopher Lazaro, Coral Gables Real Estate Expert, to verify.
How is the price set and is there room to negotiate?
The list price of $2,400,000 reflects current market conditions. Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract (MIAMI REALTORS®, May 2026).
The specific valuation for 1222 Cortez St comes from a CMA. We can provide a Coral Gables-specific CMA before you set an offer. Contact Christopher Lazaro, Coral Gables Real Estate Expert, to verify these details.
What financing step do you recommend before touring?
Secure a pre-approval from a licensed Florida mortgage professional before touring 1222 Cortez St. This step ensures your financing aligns with the $2,400,000 list price and streamlines the offer process.
Contact Christopher Lazaro, Coral Gables Real Estate Expert, to verify these details.
Monthly Fees & Carrying Costs
- Membership Required: No
Have a question about this Coral Gables listing?
Talk directly with Christopher Lazaro, your Coral Gables real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: Cortez St
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City: Coral Gables
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State/county: Miami-Dade County
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Zip/Postal Code: 33134
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Area: CORAL GABLES GRANADA SEC
Details
Updated on September 18, 2026 at 3:51 pm-
Property ID A11961872
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Price $2,400,000
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Property Size 2698 Sq Ft
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Bedrooms 4
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Room 0
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Bathrooms 3
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Garage 1
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Year Built 1926
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Type Single Family Residence
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Property Status Active, Residential
Additional details
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View None
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Cooling Central Air, Electric
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Heating Central, Electric
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Tax Year 2025
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Flooring Marble, Wood
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High School Coral Gables
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Building CORAL GABLES GRANADA SEC
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Garage Spaces 1
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Listing Terms All Cash, Conventional, Owner Will Carry
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Area Coral Gables Granada Sec
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Waterfront No
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Association No
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Full Bathrooms 3
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Half Bathrooms 0
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Covered Spaces 1
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Style R30-No Pool/No Water
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Private Pool No
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Structure Type R30-No Pool/No Water, House
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Parking Driveway
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Subdivision CORAL GABLES GRANADA SEC
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Annual Tax 12444
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Elementary School Sunset
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Year Built Details Effective Year Built
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Building Area 2820
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Lot Size (Sq Ft) 5000
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Flood Zone X
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New Construction No
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Bedroom Features At Least 1 Bedroom Ground Level
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Restrictions No Restrictions
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Middle School Ponce De Leon
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Construction Concrete Block Construction
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Pets Allowed Yes
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Patio / Porch Awning(s), Deck, Open Balcony, Patio
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Association Type None
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Membership Purchase Required No
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