9901 W Bay Harbor Dr # 402, Bay Harbor Islands FL 33154 | Miami-Dade County | A11865975

The list price for 9901 W Bay Harbor Dr # 402 is $1,295,000. This 2 bedroom, 2 bathroom home, approximately 1236 square feet, is listed without explicit mention of being furnished, meaning that only the fixtures and built-in appliances generally convey with the home. Amenities such as Bike Storage, Business Center, Elevator(s), Exercise Room, Exterior Lighting, and Pool are part of the community or shared amenities, not items that convey with the property itself.

To confirm what is included with the purchase and to learn more about this property, it's best to verify with a real estate professional. For accurate and detailed information, reach out to Christopher Lazaro, Bay Harbor Islands Real Estate Realtor, to schedule a viewing or discuss the specifics of this listing, including any questions about what conveys with the home versus what is shared through the HOA.

The property at 9901 W Bay Harbor Dr # 402 is located in Bay Harbor Islands, FL 33154, situated on the coastal corridor of Bay Harbor Islands. This location is within the city of Bay Harbor Islands, providing a specific geographic context for potential buyers. The property's address, 9901 W Bay Harbor Dr # 402, is a key factor in determining its location and accessibility.

To verify the details of this property, including its location and listing price of $1,295,000, and to learn more about the surrounding area, contact Christopher Lazaro, Bay Harbor Islands Real Estate Realtor, to schedule a viewing or discuss the property's features, such as its 2 bedrooms and 2 bathrooms within ~1236 sqft of living space.

The monthly HOA fee for 9901 W Bay Harbor Dr # 402 is $2,400. According to the record, this fee covers All Amenities, Insurance, Outside Maintenance, Parking, Pool Service, Recreation Facilities, Trash Removal, and Water. As a buyer, it is essential to understand that the community is also subject to city ordinances, which can be found in the municipal code at https://library.municode.com/fl/bay_harbor_islands/codes/code_of_ordinances.

To verify the details of the HOA fee and its coverage, as well as to discuss how this may impact your purchase of this $1,295,000, 2bd/2ba ~1236 sqft property, contact Christopher Lazaro, Bay Harbor Islands Real Estate Realtor, to schedule a consultation and review the terms of the association fees in the context of your specific situation and the listing details of 9901 W Bay Harbor Dr # 402, Bay Harbor Islands FL 33154.

As an ESTIMATE ONLY, the annual property taxes for 9901 W Bay Harbor Dr # 402, listed at $1,295,000, would be about $25,900/yr (approximately $2,158/mo) without homestead, and about $24,900/yr (approximately $2,075/mo) with the homestead exemption, assuming a Miami-Dade rate near 2.0%. Florida's homestead exemption, which lowers the taxable value, only applies to a primary residence. These are estimates, not quotes, and it is essential to confirm with the Miami-Dade Property Appraiser and a tax professional for accurate information.

To verify these estimates and discuss the specifics of this property, including the potential impact of homestead exemption on your tax liability, contact Christopher Lazaro, Bay Harbor Islands Real Estate Realtor, to schedule a consultation and review the details of this $1,295,000 listing, a 2bd/2ba ~1236 sqft residence located at 9901 W Bay Harbor Dr # 402, Bay Harbor Islands, FL 33154.

The property at 9901 W Bay Harbor Dr #402, Bay Harbor Islands, FL 33154, listed at $1,295,000, is located in a flood zone. Flood zones are areas designated by the Federal Emergency Management Agency (FEMA) as being at risk for flooding, with different zones indicating varying levels of risk. For more information on flood zones, visit the FEMA definitions page. To determine the specific flood zone designation for this property, you can View the FEMA flood map for this address.

Lenders often require flood insurance for properties located in high-risk flood zones, which can impact the cost of owning the property. If you're interested in this 2bd/2ba ~1236 sqft property, it's essential to understand the flood zone designation and any associated requirements. To verify the flood zone information and discuss how it may affect your purchase, contact Christopher Lazaro, Bay Harbor Islands Real Estate Realtor, to schedule a consultation and review the details of this property.

According to the MLS record for 9901 W Bay Harbor Dr # 402, the pet policy states 'Restrictions Or Possible Restrictions', which means pets are allowed, with restrictions or possible restrictions. We can pull the association's exact current pet rules for this unit on request. If a documented service animal or ESA is involved, separate federal accommodation rules can apply.

To verify the pet policy and other details of this $1,295,000, 2bd/2ba ~1236 sqft property, contact Christopher Lazaro, Bay Harbor Islands Real Estate Realtor, to discuss your specific situation and get accurate information about this listing at 9901 W Bay Harbor Dr # 402, Bay Harbor Islands, FL 33154.

Miami-Dade condos have recently been closing at 94% of list, about 64 days on market, according to MIAMI REALTORS®, May 2026. This suggests that there is some room for negotiation in the current market. The listed price of $1,295,000 for 9901 W Bay Harbor Dr # 402, a 2bd/2ba ~1236 sqft condo, may be open to discussion. To determine a more specific and informed negotiating position for this particular property, a comparative market analysis (CMA) of the building and vicinity would be necessary, taking into account the unique characteristics of Bay Harbor Islands. To get a Bay Harbor Islands-specific CMA and verify the market conditions before setting an offer, contact Christopher Lazaro, Bay Harbor Islands Real Estate Realtor, to review the details and develop a negotiation strategy tailored to this property.

To ensure a smooth home buying process, it's recommended that you get pre-approved for a mortgage before touring properties like 9901 W Bay Harbor Dr # 402, listed at $1,295,000. Getting pre-approved with a licensed Florida mortgage professional, such as those found at https://Get-PreApproved.com, will provide you with a clear understanding of your budget and give you an advantage when making an offer. This step is crucial in understanding your financial capabilities, especially when considering a property with 2 bedrooms and 2 bathrooms, spanning approximately 1236 square feet.

Once you have your pre-approval in place, you can confidently reach out to Christopher Lazaro, Bay Harbor Islands Real Estate Realtor, to verify the details of this listing and schedule a tour of the property at your convenience, or discuss other available options in the Bay Harbor Islands area, including the 33154 zip code.