90 SW 3rd St # 2109, Miami FL 33130 | Miami-Dade County | A11934220

The list price for unit 2109 at 90 SW 3rd St is $399,900. What specifically conveys with this home is not stated on the MLS record and must be verified; fixtures and built-in appliances generally do convey, but any furnishings are an open question.

The community provides shared amenities including a pool, exercise room, business center, and clubhouse. To confirm the exact list of items included in the sale, contact Christopher Lazaro, Miami Real Estate Expert, for a precise review.

The property at 90 SW 3rd St # 2109 is in Miami, FL 33130, situated within the city's central coastal corridor. This area provides direct access to major thoroughfares for connectivity to downtown and the greater region.

For a detailed evaluation of building-specific factors, traffic patterns, and immediate area amenities, you should contact Christopher Lazaro, Miami Real Estate Expert, to verify all location particulars.

The monthly HOA fee for this condominium is $786. The association's budget, according to the recorded financials, covers All Amenities, Building Exterior, Common Area, Elevator, Insurance, Internet/WiFi, Laundry Facilities, Outside Maintenance, Parking, Pool Service, Reserve Fund, Roof Repairs, Security, and Water.

Please note that community governance is also subject to Miami city ordinances. For a complete review of the financial statements and rules, contact Christopher Lazaro, Miami Real Estate Expert, for verification.

The tax of record is $5,812 (2024). As an estimate only, Florida reassesses at sale. At this list price of $399,900 and a Miami-Dade rate near 2.0%, the estimated annual property tax would be approximately $8,000 without a homestead exemption, or roughly $7,000 with the homestead exemption, which lowers the taxable value for a primary residence.

These are estimates, not quotes. You should confirm the final figures with the Miami-Dade Property Appraiser and a tax professional. For precise verification, contact Christopher Lazaro, Miami Real Estate Expert.

The property is located in a FEMA-designated Special Flood Hazard Area, specifically Zone AE. This is a high-risk zone, meaning there is at least a 1% annual chance of flooding. You can review the official FEMA definitions or view the FEMA flood map for this address.

Mortgage lenders will require a separate flood insurance policy for properties in this zone. For precise details on insurance requirements and costs, contact Christopher Lazaro, Miami Real Estate Expert, for verification and guidance.

The recorded policy for this unit states pets are not allowed. However, service animals, and emotional support animals with proper documentation, are protected under federal law as a reasonable accommodation, similar to a wheelchair ramp. The rules are specific and evolving; you should consult a Florida real estate attorney and review the guidance at Florida Realtors.

For precise verification of this building's current policy, contact Christopher Lazaro, Miami Real Estate Expert.

The price was set using a competitive market analysis of recent sales in the building and vicinity. For broader context, Miami-Dade condos have recently been closing at 94% of list price, averaging about 64 days on market. This establishes a realistic baseline for negotiation.

To position your offer effectively, we can provide a current, Miami-specific CMA. For verification and to discuss strategy, reach out to Christopher Lazaro, Miami Real Estate Expert.

I recommend securing a pre-approval from a Florida-licensed mortgage originator before touring. This provides a clear budget and strengthens your position. You can begin that process with a qualified professional here.

Once you have that letter, contact Christopher Lazaro, Miami Real Estate Expert, to schedule a viewing of 90 SW 3rd St # 2109 and discuss its current market position at $399,900.