22226 SW 98th Pl, Cutler Bay FL 33190 | Miami-Dade County | A11991629

The list price is $500,000. This home is being sold unfurnished. Fixtures and permanently installed appliances, such as the kitchen range and built-in microwave, are included.

Any community pool or fitness center are shared HOA amenities, not part of the private conveyance. For a precise itemization of what is included and to confirm on-site amenities, contact Christopher Lazaro, Cutler Bay Real Estate Expert.

The property at 22226 SW 98th Place is located in Cutler Bay, Florida 33190, situated within the broader South Miami-Dade coastal corridor. This area provides convenient access to major commuting routes and regional amenities.

For a detailed discussion of the neighborhood's specific characteristics and how they align with your priorities, please contact Christopher Lazaro, Cutler Bay Real Estate Expert, to verify current local insights.

The monthly HOA fee for this property is $107. According to the association record, this fee covers water, sewer, trash removal, and common-area upkeep; you can request the full maintenance schedule for details. The community is also subject to local regulations outlined in the Miami-Dade County municipal code.

For precise verification of these costs and covenants, contact Christopher Lazaro, Cutler Bay Real Estate Expert.

The tax of record is $6,718 (2025). As an estimate only—Florida reassesses upon sale—at the list price of $500,000 and a Miami-Dade rate near 2.0%, your annual property tax would be approximately $10,000, or about $833 monthly, without a homestead exemption. The homestead exemption, which lowers the taxable value for a primary residence, would reduce this to an estimated $9,000 annually, or about $750 per month.

These are estimates, not quotes; you must confirm final figures with the Miami-Dade Property Appraiser and a tax professional. For precise guidance on homestead benefits and property taxes, contact Christopher Lazaro, Cutler Bay Real Estate Expert.

According to FEMA's flood zone definitions, properties are categorized by their estimated flood risk. You can view the FEMA flood map for this address to determine the specific zone for 22226 SW 98th Pl. If the property is in a high-risk zone, a mortgage lender will require a separate flood insurance policy.

For precise verification of the flood designation and its implications for this listing, contact Christopher Lazaro, Cutler Bay Real Estate Expert.

As a single-family home, this property has no condo or HOA board setting pet rules. The policy is at the owner's discretion, subject to local ordinances and any active lease terms.

Documented service animals and emotional support animals are protected under separate federal housing laws. For precise verification of the current policy, contact Christopher Lazaro, Cutler Bay Real Estate Expert.

The price is set using a Comparative Market Analysis (CMA) of recent sales in Cutler Bay. For context, the broader market shows Miami-Dade single-family homes recently closing at 95% of original list price, averaging 41 days to contract.

To understand the specific negotiation range for this property, I recommend a detailed Cutler Bay CMA before you decide on an offer. Please contact Christopher Lazaro, Cutler Bay Real Estate Expert, to review the current data.

Before touring, I recommend securing a formal pre-approval from a licensed Florida mortgage professional. This step clarifies your budget and strengthens your position as a serious buyer for a property like 22226 SW 98th Pl, listed at $500,000.

You can begin the process at Get-PreApproved.com. For a complete review of your financing strategy in relation to this specific home, contact Christopher Lazaro, Cutler Bay Real Estate Expert, to verify your readiness.