9940 W Bay Harbor Dr, Bay Harbor Islands FL 33154 | Miami-Dade County | A11970819
- $1,990,000
- Condominium
- 3
- 3
- 2
- 1882 Sq Ft
- $1,990,000
Description
IMPECCABLE AND UPGRADED WATERFRONT 3-BEDROOM CORNER RESIDENCE in the highly desirable Bay Harbor Islands. EXPANSIVE TERRACES (close to 800 sq ft) surrounded by lush landscaping create a true indoor-outdoor living experience with a private, HOUSE-LIKE FEEL. The residence features IMPECCABLE FINISHES including built-in closets, custom cabinetry, and shades throughout and more. KAI is a newer BOUTIQUE BUILDING designed by renowned Arquitectonica, offering a 24-hour front desk and concierge. Perfectly located, just a short walk to A-rated public school, Bal Harbour Shops, restaurants, cafés, houses of worship, and the beach. Enjoy the SPECTACULAR ROOFTOP AMENITIES including an infinity pool, jacuzzi, and BBQ area with breathtaking 360-degree views of the city, Intracoastal, and ocean. 2 PARKING SPACES SIDE-BY-SIDE. Boat slips available upon request. ** Rare opportunity – experience the best of South Florida waterfront living! **
Property Overview
This is a 3-bedroom, 3-bath condominium of about 1882 square feet at 9940 W Bay Harbor Dr, Bay Harbor Islands FL 33154 (Bay Harbor Islands 33154), listed at $1,990,000.
Monthly Costs, Stated Plainly
The monthly HOA fee is $2,814.
The tax of record is $21,936 (2024). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $39,800/yr (≈ $3,317/mo); with the homestead exemption on a primary residence, about $38,800/yr (≈ $3,233/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price for 9940 W Bay Harbor Dr is $1,990,000. This home conveys unfurnished, though built-in appliances and fixtures are included in the sale.
Separate from the property, residents have access to community amenities including a heated pool, pool, exercise room, storage, and other shared facilities. Contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker, to verify specific inclusions.
Where exactly is it, and what should I know about the location?
The property is located at 9940 W Bay Harbor Dr, Bay Harbor Islands FL 33154. It sits within the coastal corridor of Bay Harbor Islands 33154.
Contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker, to verify location details.
What are the HOA / association fees, and what do they cover?
The monthly HOA fee is $2,814. This fee covers all amenities, building exterior, parking, pool service, and security.
The community is subject to city ordinances found at https://library.municode.com/fl/bay_harbor_islands/codes/code_of_ordinances. Contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker, to verify these details.
What are the property taxes and homestead implications?
The tax of record is $21,936 (2024), but Florida reassesses at sale. As an ESTIMATE ONLY, at this price and a Miami-Dade rate near 2.0%, taxes are about $39,800/yr (≈ $3,317/mo) without homestead, or about $38,800/yr (≈ $3,233/mo) with the homestead exemption. Florida's homestead exemption lowers taxable value only for a primary residence.
Confirm these figures with the Miami-Dade Property Appraiser and a tax professional, as these are estimates, not quotes. Contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker, to verify.
Is the home in a flood zone, and what does that mean?
Flood zones categorize areas by their risk of flooding. You can review FEMA definitions and View the FEMA flood map for this address to see the specific designation for 9940 W Bay Harbor Dr. Lenders often require flood insurance in high-risk zones.
Contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker, to verify the current insurance requirements.
Are pets allowed?
Pets are allowed, with restrictions (or possible restrictions). We will pull the association's exact current pet rules for this unit on request. Separate federal accommodation rules can apply if a documented service animal or ESA is involved.
Contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker, to verify.
How is the price set and is there room to negotiate?
The list price for 9940 W Bay Harbor Dr is $1,990,000. Miami-Dade condos have recently been closing at 94% of list, about 64 days on market (MIAMI REALTORS®, May 2026).
The specific valuation for this building and vicinity comes from a CMA. I provide a Bay Harbor Islands-specific CMA to buyers before they set an offer. Contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker, to verify these details.
What financing step do you recommend before touring?
Secure a pre-approval from a licensed Florida mortgage professional before touring 9940 W Bay Harbor Dr. This step ensures your budget aligns with the $1,990,000 asking price.
Contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker, to verify these details.
Monthly Fees & Carrying Costs
| Association Fee | $2,814 / month |
| Total Monthly Fees | $2,814 / month |
- Membership Required: No
- Application Fee: $150 (one-time)
Have a question about this Bay Harbor Islands listing?
Talk directly with Christopher Lazaro, your Bay Harbor Islands real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: Bay Harbor Dr
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City: Bay Harbor Islands
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State/county: Miami-Dade County
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Zip/Postal Code: 33154
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Area: KAI AT BAY HARBOR CONDO
Details
Updated on September 24, 2026 at 11:37 pm-
Property ID A11970819
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Price $1,990,000
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Property Size 1882 Sq Ft
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Bedrooms 3
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Room 0
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Bathrooms 3
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Garages 2
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Year Built 2016
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Type Condominium
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Property Status Active, Residential
Additional details
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View Canal, Intracoastal View, Water View
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Cooling Central Air
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Heating None
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Tax Year 2024
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Unit Floor 3
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High School Miami Beach
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Inclusions Other
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Unit Number 3G-N
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Building KAI AT BAY HARBOR
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Garage Spaces 2
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Listing Terms All Cash, Conventional
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Area Kai At Bay Harbor Condo
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Total Stories 7
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Waterfront Yes
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Association Yes
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Full Bathrooms 3
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Half Bathrooms 0
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Covered Spaces 2
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Style Condo 5+ Stories
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Private Pool No
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Structure Type Condo 5+ Stories, Condo
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Association Fee 2814
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Parking 2 Or More Spaces, Assigned, Covered, Limited # Of Vehicle, No Rv/Boats, No Trucks/Trailers
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Subdivision KAI AT BAY HARBOR CONDO
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Annual Tax 21936
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Elementary School Ruth K. Broad Bay Harbor K-8
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Year Built Details Resale
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Building Area 1882
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Lot Size (Sq Ft) 0
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Flood Zone AE
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New Construction No
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Attached Yes
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Waterfront Features Canal Front
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Bedroom Features Entry Level, Primary Bath Shower, Primary Bath Tub
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Amenities Exercise Room, Storage, Heated Pool, Other, Pool
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Restrictions Dock Restrictions, Ok To Lease, Other Restrictions
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Middle School Ruth K. Broad Bay Harbor K-8
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Neighborhood Bay Harbor Islands
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Pets Allowed Yes
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Patio / Porch Open Balcony
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Association Fee Frequency Monthly
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Association Type Condo
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Maintenance Includes All Amenities, Building Exterior, Parking, Pool Service, Security
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Membership Purchase Required No
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