775 NE 77th Ter, Miami FL 33138 | Miami-Dade County | A11991520
  • $9,500,000

Description

Experience elevated luxury in this newly built gated waterfront estate, nestled within the prestigious 24/7 guard-patrolled community of Belle Meade. Quietly positioned on a generous 10,710 SF lot, this smart home offers 6 bedrooms and 6.5 bathrooms across 6,902 SF of refined interior living space, thoughtfully designed for comfort and tranquility. A striking pivot door welcomes you into a dramatic 21-foot foyer, revealing expansive interiors with 11-foot ceilings and sleek modern finishes throughout. The main living areas flow seamlessly, anchored by a custom kitchen outfitted with Wolf and Sub-Zero appliances, elegant cabinetry, and a spacious walk-in pantry—perfect for both everyday living and entertaining. Designed for year-round enjoyment, the outdoor spaces feature a heated pool, fully equipped summer kitchen, and covered lounge areas surrounded by lush tropical landscaping. With 70 feet of private dockage and direct access to Biscayne Bay with no fixed bridges, this property is ideal for boating enthusiasts. Blending privacy with contemporary design, this exceptional waterfront residence offers effortless sophistication just minutes from Miami’s Design District, beaches, and downtown—truly a modern coastal masterpiece.

Property Overview

This is a 6-bedroom, 6.5-bath home of about 6902 square feet at 775 NE 77th Ter, Miami FL 33138 (Miami 33138), listed at $9,900,000.

Monthly Costs, Stated Plainly

This home has no mandatory HOA (single-family / no association on record).

The tax of record is $124,003 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $198,000/yr (≈ $16,500/mo); with the homestead exemption on a primary residence, about $197,000/yr (≈ $16,417/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.

Frequently Asked Questions

What is the list price, and what typically conveys with a home like this?

The list price for 775 NE 77th Ter is $9,900,000. This home is sold furnished, and all fixtures and built-in appliances convey with the sale. The property includes a private, heated in-ground pool.

On-site community amenities are separate from the home's private assets; confirm these specific records upon request. Contact Christopher Lazaro, Miami Real Estate Expert, to verify these details.

Where exactly is it, and what should I know about the location?

The property is located at 775 NE 77th Ter, Miami FL 33138, situated within the coastal corridor. This 6bd/6.5ba home offers approximately 6902 sqft of space and is listed at $9,900,000.

Contact Christopher Lazaro, Miami Real Estate Expert, to verify these location details.

What are the HOA / association fees, and what do they cover?

This property has no mandatory HOA or association on record. The owner manages all utilities and upkeep independently, though the home remains subject to city ordinances found at https://library.municode.com/fl/miami/codes/code_of_ordinances.

Contact Christopher Lazaro, Miami Real Estate Expert, to verify these details.

What are the property taxes and homestead implications?

The tax of record is $124,003 (2025). As an ESTIMATE ONLY, Florida reassesses at sale; at this price and a Miami-Dade rate near 2.0%, the cost is about $198,000/yr (≈ $16,500/mo) without homestead, or about $197,000/yr (≈ $16,417/mo) with the homestead exemption. Florida's homestead exemption lowers taxable value only for a primary residence.

Confirm these figures with the Miami-Dade Property Appraiser and a tax professional, as these are estimates, not quotes. Contact Christopher Lazaro, Miami Real Estate Expert, to verify.

Is the home in a flood zone, and what does that mean?

Flood zones identify areas prone to inundation, and you can find specific FEMA definitions at https://www.fema.gov/glossary/flood-zones. View the FEMA flood map for this address to see the designation for 775 NE 77th Ter. Lenders often require flood insurance in high-risk zones.

Contact Christopher Lazaro, Miami Real Estate Expert, to verify these details.

Are pets allowed?

This is a single-family home. No condo or HOA board dictates a pet policy, so pets are at the owner's discretion subject to city or county ordinances and any existing lease. Documented service animals and ESAs carry separate federal protections.

Contact Christopher Lazaro, Miami Real Estate Expert, to verify specific details.

How is the price set and is there room to negotiate?

The list price of $9,900,000 reflects current market conditions, but negotiation is possible. Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract (MIAMI REALTORS®, May 2026).

The specific valuation for 775 NE 77th Ter is derived from a CMA. I provide a Miami-specific CMA to ensure your offer is precise. Contact Christopher Lazaro, Miami Real Estate Expert, to verify these figures.

What financing step do you recommend before touring?

Get pre-approved before touring 775 NE 77th Ter to ensure your budget aligns with the $9,900,000 list price. Connect with a Florida-licensed mortgage originator to secure these terms.

Contact Christopher Lazaro, Miami Real Estate Expert, to verify the details.

Monthly Fees & Carrying Costs

  • Membership Required: No

Have a question about this Miami listing?

Talk directly with Christopher Lazaro, your Miami real estate advisor. No pressure — real answers.

  • Address: 77th Ter
  • City: Miami
  • State/county: Miami-Dade County
  • Zip/Postal Code: 33138
  • Area: BELLE MEADE 1ST ADDN

Details

Updated on August 20, 2026 at 11:48 am
  • Property ID A11991520
  • Price $9,500,000
  • Property Size 6902 Sq Ft
  • Bedrooms 6
  • Room 0
  • Bathrooms 6.5
  • Garages 2
  • Year Built 2021
  • Type Single Family Residence
  • Property Status Active, Residential

Additional details

  • Flooring Tile, Wood
  • Waterfront Features Ocean Access, Canal Front, No Fixed Bridges, Seawall
  • Bedroom Features At Least 1 Bedroom Ground Level, Primary Bath Shower, Primary Bedroom Upstairs
  • Cooling Electric
  • Association Type None
  • Building BELLE MEADE 1ST ADDN
  • Area Belle Meade 1st Addn
  • Annual Tax 124003
  • Association No
  • Elementary School Morningside
  • Private Pool No
  • Listing Terms All Cash, Conventional
  • Waterfront Yes
  • Full Bathrooms 6
  • Subdivision BELLE MEADE 1ST ADDN
  • Restrictions No Restrictions
  • Parking Driveway, On Street
  • Heating Electric
  • Structure Type House
  • Tax Year 2025
  • Construction Concrete Block Construction
  • Covered Spaces 2
  • Middle School Horace Mann
  • View Canal
  • Year Built Details Resale
  • High School Miami Edison
  • Inclusions Private Dock
  • Half Bathrooms 1
  • Flood Zone AE
  • Patio / Porch Open Balcony
  • New Construction No
  • Garage Spaces 2
  • Style WF/Pool/Ocean Access
  • Lot Size (Sq Ft) 10710
  • Membership Purchase Required No

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