42
634 NE 72nd Ter, Miami FL 33138 | Miami-Dade County | A12015124
  • $1,099,000

Description

Modern tropical living in Belle Meade, just steps from the vibrant MiMo District. Located in a FEMA Zone X — flood insurance not required by lenders, offering a walkable lifestyle near cafés, restaurants, boutiques, parks, and top Miami schools including The Cushman School, Miami Country Day School, Montessori and catholic schools, with convenient access to the Design District, Miami Beach, and Miami Shores.
Thoughtfully updated, this charming 2-bedroom, 1-bath residence offers 1,942 SF of space with a garage that offers potential for conversion into a third bedroom, guest suite, home office, gym, or additional bathroom, providing valuable flexibility. Fully fenced 6,100 SF lot surrounded by mature tropical landscaping, creating exceptional privacy and tranquility.
Historic Miami character blends light-filled interiors, oversized porcelain flooring, elegant crown molding, and a seamless connection between indoor and outdoor living.
An energy-efficient solar system installed in 2024 provides long-term energy savings, along with ongoing system warranty and roof-penetration protection through LightReach.
Outside, your own private tropical oasis featuring a pool, lush landscaping designed for relaxing, entertaining, and enjoying the Miami lifestyle with the comfort, privacy of a updated tropical home. Call/text listing agent, EASY TO SHOW.

Property Overview

This is a 2-bedroom, 1-bath home of about 1530 square feet at 634 NE 72nd Ter, Miami FL 33138 (Miami 33138), listed at $1,150,000.

Monthly Costs, Stated Plainly

This home has no mandatory HOA (single-family / no association on record).

The tax of record is $8,206 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $23,000/yr (≈ $1,917/mo); with the homestead exemption on a primary residence, about $22,000/yr (≈ $1,833/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.

Frequently Asked Questions

What is the list price, and what typically conveys with a home like this?

The list price for 634 NE 72nd Terrace is $1,150,000. The property is being sold unfurnished, with all standard fixtures and built-in appliances conveying to the buyer.

The home includes a private, in-ground pool. For a complete and verified list of any shared community amenities available through the HOA, please contact Christopher Lazaro, Miami Real Estate Professional, to review the official association documentation.

Where exactly is it, and what should I know about the location?

The property is in Miami, Florida 33138, located within the coastal corridor between Biscayne Boulevard and the bay. This area is primarily residential, with a mix of single-family homes and some multi-unit buildings.

For a detailed discussion of the neighborhood's specific characteristics and recent market activity, you should contact Christopher Lazaro, Miami Real Estate Professional, for verification.

What are the HOA / association fees, and what do they cover?

This property at 634 NE 72nd Ter has no mandatory homeowners association. As a single-family home with no association on record, the owner is responsible for all utilities, maintenance, and exterior upkeep.

The property remains subject to standard Miami city ordinances. For complete verification of municipal responsibilities, contact Christopher Lazaro, Miami Real Estate Professional.

What are the property taxes and homestead implications?

The tax of record is $8,206 for 2025. As an estimate only—Florida reassesses upon sale—at the list price of $1,150,000 and a Miami-Dade rate near 2.0%, annual property tax could be approximately $23,000 without a homestead exemption, or about $22,000 with one, as the homestead provision lowers the taxable value for a primary residence.

These are estimates, not quotes; confirm exact figures with the Miami-Dade Property Appraiser and a tax professional. For detailed verification, contact Christopher Lazaro, Miami Real Estate Professional.

Is the home in a flood zone, and what does that mean?

Yes, this property is in a high-risk flood zone, designated as an AE zone by FEMA. This classification means there is at least a 1% annual chance of flooding, and lenders will require flood insurance with the mortgage. You can review the FEMA definitions for flood zones and View the FEMA flood map for this address for official details.

To discuss the specific insurance implications for this listing at $1,150,000, contact Christopher Lazaro, Miami Real Estate Professional, for verification and guidance.

Are pets allowed?

This is a single-family home. There is no condo or HOA board setting a pet policy, so the allowance of pets is at the owner's discretion, subject to local ordinances and any applicable lease terms.

Documented service animals and emotional support animals are protected under separate federal housing laws. To verify the current status for the property at $1,150,000, please reach out to Christopher Lazaro, Miami Real Estate Professional.

How is the price set and is there room to negotiate?

The list price of $1,150,000 is anchored by a formal competitive market analysis of similar two-bedroom properties in Miami Shores and the surrounding vicinity. Current market context is important: Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract. This establishes a realistic baseline for expectations.

To assess the specific negotiation room for this home, I recommend a detailed, property-specific CMA. For a precise evaluation, you should verify this data directly with Christopher Lazaro, Miami Real Estate Professional.

What financing step do you recommend before touring?

Before touring any home, I advise securing a pre-approval letter. This involves speaking with a qualified, Florida-licensed mortgage loan officer to understand your precise budget.

For a clear picture of your position on a property like 634 NE 72nd Ter, contact Christopher Lazaro, Miami Real Estate Professional, to verify financing requirements and discuss the next steps.

Monthly Fees & Carrying Costs

  • Membership Required: No

Have a question about this Miami listing?

Talk directly with Christopher Lazaro, your Miami real estate advisor. No pressure — real answers.

  • Address: 72nd Ter
  • City: Miami
  • State/county: Miami-Dade County
  • Zip/Postal Code: 33138
  • Area: BELLE MEADE OF MIA SEC 1

Details

Updated on September 29, 2026 at 5:44 pm
  • Property ID A12015124
  • Price $1,099,000
  • Property Size 1530 Sq Ft
  • Bedrooms 2
  • Room 0
  • Bathroom 1
  • Garages 2
  • Year Built 1947
  • Type Single Family Residence
  • Property Status Active, Residential

Additional details

  • View Other
  • Cooling Ceiling Fan(s), Central Air, Other
  • Heating Central
  • Tax Year 2025
  • Flooring Tile
  • High School Miami Edison
  • Building BELLE MEADE OF MIA SEC 1
  • Garage Spaces 2
  • Listing Terms All Cash, Conventional
  • Area Belle Meade Of Mia Sec 1
  • Waterfront Yes
  • Association No
  • Full Bathrooms 1
  • Half Bathrooms 0
  • Covered Spaces 2
  • Style Pool Only
  • Private Pool No
  • Structure Type Pool Only, House
  • Parking Circular Driveway, Driveway, Other, On Street
  • Subdivision BELLE MEADE OF MIA SEC 1
  • Annual Tax 8206
  • Elementary School Morningside
  • Year Built Details Effective Year Built
  • Building Area 1942
  • Lot Size (Sq Ft) 6100
  • Flood Zone X
  • New Construction No
  • Waterfront Features Waterfront
  • Bedroom Features At Least 1 Bedroom Ground Level
  • Restrictions No Restrictions, Ok To Lease
  • Middle School Horace Mann
  • Construction Brick, CBS Construction
  • Neighborhood BELLE MEADE, BAYSIDE
  • Patio / Porch Deck, Open Porch
  • Association Type None
  • Membership Purchase Required No

Mortgage Calculator

Schedule a Tour

Tour Type

Contact Information

View Listings
Christopher Lazaro

Enquire About This Property

0 Review

Sort by:
Leave a Review

Leave a Review

Compare listings

Compare
✉