22316 SW 99th Ave, Cutler Bay FL 33190 | Miami-Dade County | A12022430

The list price is $580,000. This home is offered unfurnished; fixtures and any permanently installed appliances remain with the property.

Community amenities are managed by the HOA and are not part of the real estate conveyance. For a precise verification of inclusions and a review of the HOA's offering, you should contact Christopher Lazaro, Cutler Bay Real Estate Realtor.

The property is located in Cutler Bay, Florida, 33190, situated within the broader South Miami-Dade coastal corridor. For specific questions about local traffic patterns, flood zone designations, or area development plans, I recommend contacting Christopher Lazaro, Cutler Bay Real Estate Realtor, for verification and further details.

The monthly HOA fee for this property is $148. According to the association records, this fee covers water, sewer, trash service, and common-area upkeep; you can request the full schedule for detailed maintenance cycles.

As a planned community, it is also subject to all City of Cutler Bay ordinances. For specific code details, review the municipal code online. To verify the current fee structure and any pending assessments, contact Christopher Lazaro, Cutler Bay Real Estate Realtor.

The tax of record is $7,680 (2025). As an estimate only—Florida reassesses upon a sale—at this list price of $580,000 and a Miami-Dade rate near 2.0%, the projected annual property tax would be approximately $11,600 (about $967 monthly) without a homestead exemption. For a primary residence, the homestead exemption lowers the taxable value, bringing the estimate to roughly $10,600 per year (about $883 monthly).

These are estimates, not quotes; you must confirm with the Miami-Dade Property Appraiser and a tax professional. For precise verification tailored to this property, reach out directly to Christopher Lazaro, Cutler Bay Real Estate Realtor.

The property's flood zone designation determines both risk and insurance requirements. You can check the official FEMA flood map for this address directly. Lenders typically mandate flood insurance for homes in high-risk zones, which can be a significant annual cost.

For a precise risk assessment and to understand the potential financial implications, contact Christopher Lazaro, Cutler Bay Real Estate Realtor, for verification and further details.

This is a single-family home, so there is no condo or HOA board dictating a pet policy. The allowance of pets is at the owner's discretion, subject only to local ordinances and any specific terms within a lease agreement.

Documented service animals and emotional support animals carry separate federal protections. For definitive verification on this property's status, please reach out directly to Christopher Lazaro, Cutler Bay Real Estate Realtor.

The price is grounded in a comparative market analysis of similar Cutler Bay homes, but broader market context is key. Recent Miami-Dade data shows single-family homes closing at 95% of original list price, averaging 41 days to contract.

This suggests a defined, but not extreme, negotiation window. I can provide the specific CMA for this vicinity to inform your strategy. To review those figures and verify current negotiability, you should reach out to Christopher Lazaro, Cutler Bay Real Estate Realtor.

I recommend securing a mortgage pre-approval before touring any property. This involves speaking with a Florida-licensed mortgage loan officer, which you can arrange through a service like Get-PreApproved.com. With the home listed at $580,000, this step clarifies your budget and strengthens your position.

To verify this advice or discuss the property at 22316 SW 99th Ave, please reach out to me, Christopher Lazaro, directly.