What is the asking price and what does it include?

The list price for 22316 SW 99th Ave, Cutler Bay FL 33190 is $590,000. The property is a Single Family Residence with 4 bedrooms, 2.5 bathrooms, approximately 1988 square feet of living space, on a — lot. List price reflects the home and customarily-attached fixtures; it does not include furniture, art, or detached personal property unless explicitly listed in contract. Final inclusions are determined by the executed purchase contract, not by this page. Contact us if you want a written inclusions/exclusions schedule before drafting an offer.

Where exactly is it, and what is the neighborhood like?

The property sits at 22316 SW 99th Ave, Cutler Bay FL 33190 in Cutler Bay, 33190. Coordinates are approximately 25.5600729, -80.3515743. Walkability, transit, distance to beach or bay, and traffic patterns vary block by block and are best evaluated in person; visit at both a weekday rush hour and a weekend afternoon before writing an offer. We do not characterize neighborhoods by demographic composition — Fair Housing Act constraints we take seriously. We will gladly provide objective data on request: distance to nearest grocery, hospital, marina, public school, and major roadway.

What are the property taxes and any homestead implications?

Miami-Dade County real-estate taxes are administered by the Miami-Dade Property Appraiser (current assessment + tax-bill data at https://www.miamidade.gov/pa/property_search.asp). A new buyer's tax bill resets based on the sale price and the buyer's own exemption status; the first full tax bill after purchase is often meaningfully higher than the seller's prior bill. Florida's Homestead Exemption reduces the taxable value for a primary residence — eligibility requirements and filing windows are published at https://www.miamidade.gov/pa/exemptions_homestead.asp. The statewide Florida Department of Revenue property-tax reference is at https://floridarevenue.com/property/.

Is it in a flood zone, and what does that mean for insurance?

Authoritative flood-zone designation for any U.S. address is published by FEMA on the National Flood Hazard Layer at https://msc.fema.gov/portal/home. Coastal South Florida includes properties in multiple flood-risk zones (AE, V, VE, X). Lenders typically require flood insurance in high-risk zones. The FEMA Risk Rating 2.0 methodology (premiums based on elevation, construction type, claims history, distance to water) is documented at https://www.fema.gov/flood-insurance/risk-rating. Florida-specific flood-insurance program data is at https://floridarevenue.com/.

How do you determine the list price?

We analyze recent comparable sales in Cutler Bay — similar properties in size, condition, and location that sold within the last three to six months. This Comparative Market Analysis (CMA) helps ensure 590,000 reflects current market value. For a personalized CMA on a specific property or to discuss listing strategy, contact us directly.

How long does it typically take to close on this property?

Most Florida real estate transactions close in 30–45 days from accepted offer, assuming timely financing, inspections, and HOA or condominium questionnaire responses. Condominium sales may take longer if SB-4D structural reports or association approvals are needed. We manage the timeline closely to avoid delays. Contact us for a detailed closing checklist tailored to 22316 SW 99th Ave, Cutler Bay FL 33190.

What financing step do you recommend before touring?

Get pre-approved by a licensed lender before making an offer. A pre-approval letter shows sellers you are a serious buyer and can close. In Florida's competitive market, it is often a practical requirement. We work with trusted local lenders who understand Miami-Dade specifics like flood-zone implications and condominium-warrantability requirements. Call us for lender referrals.

22316 SW 99th Ave, Cutler Bay FL 33190 | Miami-Dade County

Type
Single Family Residence

4
Bedrooms

2.5
Bathrooms

2
Garages

1988 Square Feet
Area Size

Residential Active

22316 SW 99th Ave, Cutler Bay FL 33190 | Miami-Dade County | A12022430

$590,000

Description

Beautifully maintained Cutler Bay home located in a quiet, family-friendly community near top-rated schools, parks, shopping, and major highways. This spacious residence offers an excellent layout with generous living areas, abundant natural light, and a large backyard perfect for entertaining, pets, or future outdoor upgrades. Pride of ownership shows throughout. Conveniently located near Black Point Marina, Old Cutler Road, and the Florida Turnpike. A rare opportunity to own a move-in ready home in one of South Miami-Dade’s most desirable residential areas. Low HOA. Priced to sell and easy to show.

Address

Open on Google Maps

Address: 99th Ave
City: Cutler Bay
State/county: Miami-Dade County
Zip/Postal Code: 33190
Area: LAKES BY THE BAY SEC 6, Catalina

Details

Updated on May 28, 2026 at 3:57 am

Property ID A12022430
Price $590,000
Property Size 1988 Square Feet
Bedrooms 4
Bathrooms 2.5
Garages 2
Year Built 1991
Type Single Family Residence
Property Status Residential

Additional details

ArchitecturalStyle Detached, Two Story
AssociationFee 445
AssociationFeeFrequency Quarterly
BathroomsFull 2
BathroomsHalf 1
BuildingAreaTotal 2365
BuildingAreaUnits Square Feet
BuildingName LAKES BY THE BAY SEC 6
CommunityFeatures Additional Amenities, Clubhouse, Pool, Maintained Community, Mandatory Hoa
ConstructionMaterials CBS Construction
ContractStatusChangeDate 2026-05-20
Cooling Ceiling Fan(s), Central Air
CoveredSpaces 2
DaysOnMarket 7
DirectionFaces West
Directions GOOGLE MAPS
ElementarySchool Cutler Ridge
ExpirationDate 2026-08-31
Fencing Fenced
Flooring Tile
Furnished Unfurnished
Heating Central
HighSchool Miami Southridge
InternetAddressDisplayYN 1
InternetAutomatedValuationDisplayYN 1
InternetConsumerCommentYN 1
InternetEntireListingDisplayYN 1
LaundryFeatures Washer/Dryer Hook-Up
ListAOR A-Miami Association of REALTORS
ListAgentDirectPhone 786-379-0774
ListingTerms Conventional, Cryptocurrency, FHA, FHA-Va Approved
LotFeatures Less Than 1/4 Acre Lot, Corner Lot
LotSizeSquareFeet 3587
MLSAreaMajor Lakes By The Bay Sec 6
MajorChangeTimestamp May 20, 2026 at 02:12pm
MajorChangeType New
MiddleOrJuniorSchool Cutler Bay
MlsStatus Active
ModificationTimestamp May 27, 2026 at 04:00pm
OnMarketDate 2026-05-20
OriginalEntryTimestamp May 20, 2026 at 02:12pm
OriginalListPrice 590000
OriginatingSystemID miamire
OriginatingSystemKey miamire
OriginatingSystemName Miami Association of REALTORS®
OtherEquipment Automatic Garage Door Opener
OtherExpense 0
ParcelNumber 36-60-17-016-2010
ParkingFeatures Additional Spaces Available, Driveway, Guest, Limited # Of Vehicle, No Rv/Boats, No Trucks/Trailers
PatioAndPorchFeatures Deck
PetsAllowed Restrictions Or Possible Restrictions
PhotosChangeTimestamp May 27, 2026 at 12:46pm
PhotosCount 3
Possession Funding
PostalCode 33190
PostalCodePlus4 1560
PriceChangeTimestamp May 20, 2026 at 02:12pm
PublicSurveyRange 60
PublicSurveySection 17
PublicSurveyTownship 60
Roof Shingle
RoomsTotal 0
SecurityFeatures Smoke Detector
Sewer Public Sewer
ShowingInstructions 24 Hour Notice, Appointment Only, Showing Assist
SourceSystemKey 485382667
StateOrProvince FL
StatusChangeTimestamp May 20, 2026 at 02:12pm
StreetDirPrefix SW
StreetName 99th Ave
StreetNumber 22316
StreetNumberNumeric 22316
StructureType R30-No Pool/No Water, House
SyndicationRemarks Beautifully maintained Cutler Bay home located in a quiet, family-friendly community near top-rated schools, parks, shopping, and major highways. This spacious residence offers an excellent layout with generous living areas, abundant natural light, and a large backyard perfect for entertaining, pets, or future outdoor upgrades. Pride of ownership shows throughout. Conveniently located near Black Point Marina, Old Cutler Road, and the Florida Turnpike. A rare opportunity to own a move-in ready home in one of South Miami-Dade’s most desirable residential areas. Low HOA. Priced to sell and easy to show.
TaxAnnualAmount 7680
TaxLegalDescription LAKES BY THE BAY SEC 6 PB 135-73 LOT 11 BLK 22 LOT SIZE 3587 SQ FT OR 15137-3827 0791 1 COC 22444-4068 06 2004 1 F/A/U 30-6017-016-2010
TaxYear 2025
View None
WaterSource Municipal Water
WindowFeatures Hurricane Shutters
YearBuiltDetails Effective Year Built
Zoning 0100