1176 97th St # 809, Bay Harbor Islands FL 33154 | Miami-Dade County | A12012843

The list price is $2,995,000. This residence is offered as furnished, and that furniture, along with all fixtures and built-in appliances, conveys with the sale.

The property includes access to shared community amenities such as a heated pool, private beach pavilion, spa, cabana, and business center. To verify the specific inclusion of any item and review a full inventory, contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate.

The property is located at 1176 97st Street, Unit 809, in the town of Bay Harbor Islands, Florida 33154. This is a coastal corridor community situated between the Intracoastal Waterway and the Atlantic Ocean.

For a detailed discussion of the neighborhood's specific attributes and available building amenities, please contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate, to verify all pertinent details.

The monthly HOA fee for this condominium is $2,750. According to the association records, this fee covers the following items: All Amenities, Building Exterior, Cable TV, Common Area maintenance, Elevator, Hot Water, Internet/WiFi, an on-site Manager, Parking, Recreation Facilities, Security, and Water.

Please note that the community is also governed by city ordinances, which can impose additional rules or assessments; the municipal code is available online for review. For complete verification of the financials and governing documents, contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate.

Florida property taxes are reassessed upon sale. As an estimate only, using a Miami-Dade rate near 2.0% on the list price of $2,995,000: without a homestead exemption, annual taxes would be approximately $59,900, or about $4,992 per month. The homestead exemption, which applies only to a primary residence, lowers the taxable value; with it, the estimate is approximately $58,900 per year, or about $4,908 per month.

These are estimates, not quotes. You must confirm final figures with the Miami-Dade Property Appraiser and a tax professional. For precise verification and detailed implications, contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate.

Yes, the property is located in a high-risk flood zone, designated as an AE zone by FEMA. This classification means there is at least a 1% annual chance of flooding, and lenders will require flood insurance as a condition for a mortgage. You can review the technical definitions on the FEMA flood zones page and view the FEMA flood map for this address to see the specific boundaries.

For a precise assessment of potential insurance costs and how this factor influences the property's value, contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate, to discuss the details.

The MLS record shows a definitive pet policy of 'More Than 20 Lbs'. We will pull the association's complete pet rules for this specific unit upon request to confirm any other conditions.

Separate federal accommodation rules apply for documented service or assistance animals. For exact verification of all policies, contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate.

The price is anchored in the current Miami-Dade market, where condos recently closed at 94% of list price after about 64 days on market. A comparative market analysis for this specific building and vicinity provides the precise valuation figure.

I can prepare a detailed CMA for Bay Harbor Islands properties before you consider an offer. To review the data and verify the strategy, contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate.

I recommend securing a pre-approval letter from a Florida-licensed mortgage loan officer before scheduling a tour. This clarifies your budget and strengthens your position in a competitive market. You can begin that process with a qualified professional here.

For specific questions about the property at 1176 97th St #809, listed for $2,995,000, contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate, to verify details and discuss your objectives.