11060 SW 196th St # 301, Cutler Bay FL 33157 | Miami-Dade County | A12021634
- $165,000
- $165,000
Description
* INVESTMENT OPPORTUNITY * Spacious 1-bedroom, 1-bathroom apartment featuring an extended private balcony overlooking the community, perfect for relaxing mornings or evening sunsets. The unit includes a BRAND NEW in-unit washer and dryer with warranty coverage through 2027, adding convenience and peace of mind. This property is currently rented @ $1,600/month through March 31, 2027, providing immediate and stable rental income. Located in a community offering excellent amenities, including multiple pools, a children’s playground, basketball court, and an on-site mini market/store for quick grocery runs without leaving the complex. Conveniently situated just minutes from US-1 and the Florida Turnpike, providing easy access to shopping, dining, and commuting routes throughout Miami-Dade.
Property Overview
This is a 1-bedroom, 1-bath condominium of about 625 square feet at 11060 SW 196th St # 301, Cutler Bay FL 33157 (Cutler Bay 33157), listed at $165,000.
Monthly Costs, Stated Plainly
The monthly HOA fee is $665.
The tax of record is $1,858 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $3,300/yr (≈ $275/mo); with the homestead exemption on a primary residence, about $2,300/yr (≈ $192/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price for the property at 11060 SW 196th St # 301, Cutler Bay, FL 33157 is $165,000. This 1 bedroom, 1 bathroom home, approximately 625 square feet, is listed without indication of being furnished, meaning that only the fixtures and built-in appliances are expected to convey with the sale. Fixtures and built-in appliances are generally included in the sale of a home like this one. It's important to note that while the community offers amenities such as a Child Play Area, Exterior Lighting, Pool, and Trash Chute, these are shared amenities and not items that convey with the home itself.
To verify what is included in the sale and to get more information about this property, it's best to reach out to Christopher Lazaro, a Cutler Bay Real Estate Professional. He can provide detailed information about the property and guide you through the process of making an informed decision. Contact Christopher Lazaro to schedule a viewing or to discuss your options further.
Where exactly is it, and what should I know about the location?
The property at 11060 SW 196th St # 301 is located in Cutler Bay, FL 33157, situated along the coastal corridor of southern Florida. This condominium is specifically positioned in the Cutler Bay area, providing a distinct location that buyers should consider when evaluating the property. The unit itself is part of a building with a Miami-Dade County address, which can impact factors such as property taxes and local services.
To verify the details of this location and how it may affect your purchase, consider reaching out to Christopher Lazaro, Cutler Bay Real Estate Professional, to discuss the specifics of the property at $165,000, featuring 1 bedroom and 1 bathroom within approximately 625 square feet. You can contact Christopher Lazaro to schedule a viewing or request more information about the property and its location.
What are the HOA / association fees, and what do they cover?
The monthly HOA fee for this property is $665. According to the record, this fee covers Building Exterior, Common Area, Outside Maintenance, Parking, Pool Service, Security, Sewer, and Trash Removal. It's essential to note that the community at 11060 SW 196th St # 301, Cutler Bay, FL 33157, is subject to city ordinances, which can be found in the municipal code at https://library.municode.com/fl/miami/codes/code_of_ordinances.
To verify the details of the HOA fee and its coverage, as well as to inquire about the property listed at $165,000, we recommend reaching out to Christopher Lazaro, Cutler Bay Real Estate Professional, to discuss your specific needs and concerns regarding this 1bd/1ba ~625 sqft unit.
What are the property taxes and homestead implications?
The property taxes for 11060 SW 196th St # 301, Cutler Bay FL 33157, listed at $165,000, can be estimated in two ways. As an ESTIMATE ONLY, without homestead, the annual property tax would be about $3,300/yr (approximately $275/mo), and with the homestead exemption on a primary residence, the annual property tax would be about $2,300/yr (approximately $192/mo), given the Miami-Dade rate near 2.0%. It's essential to note that Florida's homestead exemption lowers the taxable value, but only for a primary residence.
For accurate and up-to-date information, it's crucial to confirm with the Miami-Dade Property Appraiser and a tax professional, as these are estimates, not quotes. The tax of record is $1,858 (2025), but Florida reassesses at sale, which may impact the actual property tax. To verify the details and get a clearer understanding of the property taxes and homestead implications, reach out to Christopher Lazaro, Cutler Bay Real Estate Professional, to discuss your specific situation and options.
Is the home in a flood zone, and what does that mean?
The property at 11060 SW 196th St # 301, Cutler Bay FL 33157, listed at $165,000, is located in a specific flood zone, which can impact insurance requirements and costs. Flood zones are areas designated by the Federal Emergency Management Agency (FEMA) as being at risk for flooding, with different zones indicating varying levels of risk. For more information on flood zones, visit the FEMA definitions page. To determine the specific flood zone for this property, you can View the FEMA flood map for this address.
Lenders often require flood insurance for properties in high-risk zones, so it's essential to understand the implications of the flood zone designation for this property. If you're interested in this property, it's crucial to verify the flood zone and insurance requirements. To get accurate information and discuss your options, contact Christopher Lazaro, Cutler Bay Real Estate Professional, to review the details of this listing and determine the best course of action for your specific situation.
Are pets allowed?
The record for 11060 SW 196th St # 301, Cutler Bay FL 33157, listed at $165,000, indicates that pets are not allowed. However, it's essential to understand that service animals, like wheelchairs, are protected under the ADA and Fair Housing Act, and generally cannot be categorically banned. Emotional Support Animals (ESAs) are also protected in housing under the FHA as a reasonable accommodation, but this requires proper documentation and is subject to association review and current law, including the evolving 2026 HUD guidance. For more information on navigating support animal housing rules in Florida, you can visit https://www.floridarealtors.org/magazine/magazine-articles/2026/05/how-navigate-support-animal-housing-rules-florida and https://www.floridarealtors.org/news-media/news-articles/2020/07/emotional-support-animal-law-whats-it-all-mean.
To ensure you have the most accurate and up-to-date information, it's recommended that you consult a Florida real-estate attorney. If you have questions or concerns about this property or would like to verify the pet policy, contact Christopher Lazaro, Cutler Bay Real Estate Professional, to discuss your options and determine the best course of action for your specific situation, whether you're looking to buy or rent a property like this $165,000, 1bd/1ba ~625
How is the price set and is there room to negotiate?
Miami-Dade condos have recently been closing at 94% of list, about 64 days on market, according to MIAMI REALTORS®, May 2026. This suggests that there is some room for negotiation, but it is grounded in the current market conditions. The listed price of $165,000 for this 1bd/1ba ~625 sqft condo at 11060 SW 196th St # 301, Cutler Bay FL 33157, may be adjusted based on a specific comparative market analysis (CMA) for the building and vicinity. A Cutler Bay-specific CMA would provide a more accurate assessment of the property's value and help determine a fair offer price.
To verify the market value and negotiate the best possible price, it is recommended to reach out to Christopher Lazaro, Cutler Bay Real Estate Professional, who can provide a detailed CMA and guide you through the negotiation process to ensure a successful purchase of this property.
What financing step do you recommend before touring?
Before touring a property like 11060 SW 196th St # 301 in Cutler Bay, it's recommended that you get pre-approved for a mortgage. This step can help you understand your budget and make a more informed decision when viewing properties. To get started, seek the advice of a Florida Licensed Mortgage Loan Officer who can guide you through the pre-approval process. This property, listed at $165,000, is a 1 bedroom, 1 bathroom unit with approximately 625 square feet of living space.
To verify the details of this listing and discuss your options, consider reaching out to Christopher Lazaro, a Cutler Bay Real Estate Professional, to schedule a tour or request more information about this property or others like it in the Cutler Bay area.
Monthly Fees & Carrying Costs
| Association Fee | $665 / month |
| Total Monthly Fees | $665 / month |
- Membership Required: No
- Application Fee: $150 (one-time)
Have a question about this Cutler Bay listing?
Talk directly with Christopher Lazaro, your Cutler Bay real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: 196th St
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City: Cutler Bay
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State/county: Miami-Dade County
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Zip/Postal Code: 33157
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Area: PARADISE POINTE CONDO
Details
Updated on August 18, 2026 at 9:56 pm-
Property ID A12021634
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Price $165,000
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Property Size 625 Sq Ft
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Bedroom 1
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Room 0
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Bathroom 1
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Garage 0
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Year Built 2005
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Type Condominium
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Property Status Active, Residential
Additional details
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Flooring Tile
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Bedroom Features Other
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Cooling Central Air, Electric
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Association Type Condo
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Building Paradise Pointe
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Association Fee Frequency Monthly
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Area Paradise Pointe Condo
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Annual Tax 1858
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Association Yes
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Private Pool No
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Listing Terms All Cash, Conventional
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Waterfront No
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Full Bathrooms 1
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Subdivision PARADISE POINTE CONDO
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Total Stories 6
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Restrictions Ok To Lease
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Maintenance Includes Building Exterior, Common Area, Outside Maintenance, Parking, Pool Service, Security, Sewer, Trash Removal
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Amenities Child Play Area, Exterior Lighting, Pool, Trash Chute
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Parking 1 Space, Assigned, Guest
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Heating Central, Electric
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Structure Type Condo 5+ Stories, Condo
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Tax Year 2025
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Construction CBS Construction
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Building Area 625
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Covered Spaces 0
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Unit Floor 11
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View Other View
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Year Built Details Resale
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Pets Allowed No
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Attached Yes
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Unit Number 301
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Half Bathrooms 0
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Flood Zone AH
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Patio / Porch Open Balcony
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New Construction No
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Garage Spaces 0
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Style Condo 5+ Stories
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Association Fee 665
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Lot Size (Sq Ft) 0
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Membership Purchase Required No
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