1045 NW 126th Pl, Miami FL 33182 | Miami-Dade County | A12012364
- $539,000
- Single Family Residence
- 3
- 2.5
- 0
- 1582 Sq Ft
- $539,000
Description
Welcome to Lake Pointe, one of West Miami-Dade’s most established and accessible communities. This two-story 3-bed/2.5-bath single-family home is priced to reflect its original condition and positioned for the buyer who wants to build equity on their own terms.
Brand new roof already done. Solid bones, functional layout, generous living areas on the main level, all bedrooms privately upstairs, and a large oversized patio with its own side entrance. This is the space. You bring the vision.
Priced as the most competitive single-family home in the neighborhood. Low quarterly HOA. Minutes from Dolphin Mall, major expressways, top dining, and everyday essentials. FHA and conventional financing welcome.
If you’ve been priced out of turnkey but want the space, the lot, and the neighborhood, this is your entry point.
The bones are solid. The location is proven.
Property Overview
This is a 3-bedroom, 2.5-bath home of about 1582 square feet at 1045 NW 126th Pl, Miami FL 33182 (Miami 33182), listed at $539,000.
Monthly Costs, Stated Plainly
The monthly HOA fee is $60.
The tax of record is $6,996 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $10,780/yr (≈ $898/mo); with the homestead exemption on a primary residence, about $9,780/yr (≈ $815/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price for 1045 NW 126th Pl is $539,000. Fixtures and built-in appliances generally convey with the property, but the MLS record does not state if the home is furnished; you must confirm which specific items will remain.
Distinguish these physical assets from shared HOA amenities, which are available on request. Contact Christopher Lazaro, Miami Real Estate Expert, to verify the final list of inclusions.
Where exactly is it, and what should I know about the location?
The property is located at 1045 NW 126th Pl, Miami FL 33182, situated within the coastal corridor of Miami. This 3bd/2.5ba home offers approximately 1582 sqft of space and is listed at $539,000.
Contact Christopher Lazaro, Miami Real Estate Expert, to verify location details.
What are the HOA / association fees, and what do they cover?
The monthly HOA fee is $60. This payment covers water, sewer, trash and common-area upkeep. The community is subject to city ordinances, which are available at https://library.municode.com/fl/miami/codes/code_of_ordinances.
Contact Christopher Lazaro, Miami Real Estate Expert, to verify the full schedule.
What are the property taxes and homestead implications?
The tax of record is $6,996 (2025). As an ESTIMATE ONLY, Florida reassesses at sale; at this price and a Miami-Dade rate near 2.0%, the annual cost is about $10,780/yr (≈ $898/mo) without homestead, or about $9,780/yr (≈ $815/mo) with the homestead exemption on a primary residence.
Florida's homestead exemption lowers taxable value only for a primary residence. Confirm these estimates, not quotes, with the Miami-Dade Property Appraiser and a tax professional. Contact Christopher Lazaro, Miami Real Estate Expert, to verify.
Is the home in a flood zone, and what does that mean?
Flood zones identify areas at risk of flooding, as defined in the FEMA glossary. Lenders often require flood insurance for properties located in high-risk zones. View the FEMA flood map for this address to see the specific designation for 1045 NW 126th Pl.
Contact Christopher Lazaro, Miami Real Estate Expert, to verify these details.
Are pets allowed?
As a single-family home, this property has no condo or HOA board to dictate pet policies. Pets are at the owner's discretion and must comply with city/county ordinances and any existing lease. Documented service animals and ESAs carry separate federal protections.
Contact Christopher Lazaro, Miami Real Estate Expert, to verify specific details.
How is the price set and is there room to negotiate?
Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract (MIAMI REALTORS®, May 2026). The specific price for 1045 NW 126th Pl is derived from a CMA reflecting current local values.
I can provide a Miami-specific CMA to guide your offer strategy. Contact Christopher Lazaro, Miami Real Estate Expert, to verify these details.
What financing step do you recommend before touring?
Secure a pre-approval before touring 1045 NW 126th Pl to ensure your budget aligns with the $539,000 list price. Consult a Florida Licensed Mortgage Loan Originator to establish your buying power.
Contact Christopher Lazaro, Miami Real Estate Expert, to verify these details.
Monthly Fees & Carrying Costs
| Association Fee | $181 / quarter ($60/mo) |
| Total Monthly Fees | $60 / month |
- Membership Required: No
Have a question about this Miami listing?
Talk directly with Christopher Lazaro, your Miami real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: 126th Pl
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City: Miami
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State/county: Miami-Dade County
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Zip/Postal Code: 33182
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Area: LAKE POINTE SEC 4
Details
Updated on August 24, 2026 at 5:41 am-
Property ID A12012364
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Price $539,000
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Property Size 1582 Sq Ft
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Bedrooms 3
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Room 0
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Bathrooms 2.5
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Garage 0
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Year Built 1989
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Type Single Family Residence
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Property Status Active, Residential
Additional details
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Flooring Tile
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Bedroom Features Primary Bedroom Upstairs
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Cooling Central Air
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Association Type Homeowners
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Building LAKE POINTE SEC 4
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Association Fee Frequency Quarterly
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Area Lake Pointe Sec 4
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Annual Tax 6996
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Association Yes
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Private Pool No
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Listing Terms All Cash, Conventional, FHA
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Waterfront No
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Full Bathrooms 2
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Subdivision LAKE POINTE SEC 4
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Restrictions Assoc Approval Required, See Broker Remarks
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Parking Circular Driveway
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Heating Central
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Structure Type R30-No Pool/No Water, House
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Tax Year 2025
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Construction Concrete Block Construction, CBS Construction
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Building Area 1924
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Covered Spaces 0
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View None
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Year Built Details Effective Year Built
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Pets Allowed Yes
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Half Bathrooms 1
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Flood Zone X
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Patio / Porch Patio
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New Construction No
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Garage Spaces 0
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Style R30-No Pool/No Water
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Association Fee 181
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Lot Size (Sq Ft) 2424
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Membership Purchase Required No
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