10350 W Bay Harbor Dr # 8F, Bay Harbor Islands FL 33154 | Miami-Dade County | A11950587
- $415,000
- $415,000
Description
Experience the perfect blend of comfort and style in this turnkey, oversized 1-bedroom, 1-bathroom unit in the highly desirable Island Pointe in Bay Harbor Islands. This bright and spacious residence features an open layout with tile flooring, a large kitchen equipped with granite countertops and abundant storage, plus the convenience of an in-unit washer and dryer. Floor-to-ceiling windows and large sliding glass doors lead to a private balcony with breathtaking bay views and even a glimpse of the ocean—perfect for enjoying stunning sunrises. The unit also includes a large walk-in closet, a unique private storage unit, and one parking space. It’s a gated community with 24/7 front desk service. The building is well-managed and financially stable, with strong reserves. Maintenance fees include premium cable, high speed internet, and resort-style amenities: a bay front pool, Tiki huts, an outdoor BBQ area, a fully-equipped gym, and an ample area for gatherings. Easy to show.
Property Overview
This is a 1-bedroom, 1-bath condominium of about 950 square feet at 10350 W Bay Harbor Dr # 8F, Bay Harbor Islands FL 33154 (Bay Harbor Islands 33154), listed at $415,000.
Monthly Costs, Stated Plainly
The monthly HOA fee is $1,267.
The tax of record is $2,310 (2023). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $8,300/yr (≈ $692/mo); with the homestead exemption on a primary residence, about $7,300/yr (≈ $608/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price is $415,000. What conveys is not explicitly stated on the MLS record for this unit; you must verify which furnishings, if any, are included. Fixtures and built-in appliances generally stay with the home.
The community provides shared amenities including a pool, exercise room, business center, and storage. To get a precise, written inventory of what is included with unit 8F, contact Christopher Lazaro, Bay Harbor Islands Real Estate Advisor, for confirmation.
Where exactly is it, and what should I know about the location?
The property is located at 10350 W Bay Harbor Dr # 8F, within the town of Bay Harbor Islands, Florida 33154. This is a coastal corridor municipality situated between the Intracoastal Waterway and the Atlantic Ocean.
For a detailed discussion of the location's specific attributes and available property data, please contact Christopher Lazaro, Bay Harbor Islands Real Estate Advisor.
What are the HOA / association fees, and what do they cover?
The monthly HOA fee is $1,267. According to the association records, this fee covers Air Conditioning Maintenance, All Amenities, Building Exterior, Cable TV, Common Area, Hot Water, Insurance, Internet/WiFi, Landscaping/Lawn Maintenance, Manager, Parking, Pest Control Interior, Pool Service, and Reserve Fund contributions.
Community governance is also subject to local city ordinances, which can be reviewed in the municipal code. For a complete verification of the financials and rules, you should contact Christopher Lazaro, Bay Harbor Islands Real Estate Advisor.
What are the property taxes and homestead implications?
The tax of record is $2,310 (2023). Florida reassesses upon sale, so for this listing at $415,000 and using a Miami-Dade rate near 2.0%, our estimate is approximately $8,300 annually without a homestead exemption. The homestead exemption, which lowers taxable value for a primary residence, would reduce the estimated annual cost to about $7,300.
These are estimates, not quotes; you must confirm final figures with the Miami-Dade Property Appraiser and a tax professional. For detailed verification specific to this unit, contact Christopher Lazaro, Bay Harbor Islands Real Estate Advisor.
Is the home in a flood zone, and what does that mean?
This property is located in a high-risk flood zone, designated as an AE zone by FEMA. This means there is at least a 1% annual chance of flooding, and lenders will require flood insurance with the mortgage. You can review the FEMA definitions and View the FEMA flood map for this address for the official details.
For a precise assessment of insurance costs and how it factors into your budget for this $415,000 condominium, contact Christopher Lazaro, Bay Harbor Islands Real Estate Advisor, to verify the specifics.
Are pets allowed?
Dogs are allowed. A refundable pet fee applies. If you have a documented service or support animal, federal accommodation rules are separate from this policy.
To verify the association's current rules for this specific unit, contact Christopher Lazaro, Bay Harbor Islands Real Estate Advisor.
How is the price set and is there room to negotiate?
The list price of $415,000 is informed by a comparative market analysis of recent sales in Bay Harbor Islands. For broader context, Miami-Dade condos have recently been closing at 94% of list, about 64 days on market (MIAMI REALTORS®, May 2026). This indicates a market where some negotiation is expected, but not a large discount from asking.
I can provide a specific CMA for this building and immediate vicinity to establish a precise negotiation range. To review that data and verify the current position, contact Christopher Lazaro, Bay Harbor Islands Real Estate Advisor.
What financing step do you recommend before touring?
I recommend securing a mortgage pre-approval before touring any property. This involves speaking with a Florida-licensed mortgage loan officer, which you can do here, to confirm your budget and strengthen your position.
For a precise evaluation of this $415,000 listing at 10350 W Bay Harbor Dr # 8F, contact Christopher Lazaro, Bay Harbor Islands Real Estate Advisor, to discuss the specific financial verification needed to proceed.
Monthly Fees & Carrying Costs
| Association Fee | $1,267 / month |
| Total Monthly Fees | $1,267 / month |
- Membership Required: No
- Application Fee: $150 (one-time)
Have a question about this Bay Harbor Islands listing?
Talk directly with Christopher Lazaro, your Bay Harbor Islands real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: Bay Harbor Dr
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City: Bay Harbor Islands
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State/county: Miami-Dade County
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Zip/Postal Code: 33154
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Area: ISLAND POINTE CONDO
Details
Updated on June 24, 2026 at 6:42 am-
Property ID A11950587
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Price $415,000
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Property Size 950 Sq Ft
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Bedroom 1
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Room 0
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Bathroom 1
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Garage 1
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Year Built 1966
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Type Condominium
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Property Status Active, Residential
Additional details
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Flooring Ceramic Floor
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Bedroom Features Other
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Cooling Electric
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Association Type Condo
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Building ISLAND POINT CONDO
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Association Fee Frequency Monthly
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Area Island Pointe Condo
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Annual Tax 2310
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Association Yes
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Elementary School Ruth K. Broad Bay Harbor K-8
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Private Pool No
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Listing Terms All Cash, Conventional
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Waterfront Yes
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Full Bathrooms 1
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Subdivision ISLAND POINTE CONDO
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Total Stories 11
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Restrictions No Daily Rentals, Okay To Lease 1st Year
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Amenities Barbecue, Bike Storage, Business Center, Laundry, Community Room, Elevator(s), Exercise Room, Storage, Pool
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Parking 1 Space
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Heating Central
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Structure Type Co-Op 5+ Stories, Condo
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Tax Year 2023
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Construction Concrete Block With Brick
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Building Area 950
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Covered Spaces 1
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Middle School Nautilus
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Unit Floor 8
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Frontage Bay
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View Bay
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Year Built Details Effective Year Built
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High School Miami Beach
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Pets Allowed Yes
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Unit Number 8F
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Inclusions Community Boat Dock
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Half Bathrooms 0
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Flood Zone AE
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Patio / Porch Open Balcony
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New Construction No
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Garage Spaces 1
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Style Co-Op 5+ Stories
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Association Fee 1267
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Lot Size (Sq Ft) 0
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Membership Purchase Required No
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