100 Ocean Lane Dr # 303, Key Biscayne FL 33149 | Miami-Dade County | A11980039
- $505,000
- Condominium
- 1
- 1.5
- 1
- 870 Sq Ft
- $505,000
Description
Experience the pinnacle of island living, a stunning coastal retreat nestled in the heart of Key Biscayne. This bright and airy residence offers an open-concept layout that seamlessly blends modern elegance with the relaxed charm of the Florida lifestyle. Just steps away from the pristine sands of the Atlantic, the property provides exclusive access to private beach paths, lush tropical landscaping, and a serene atmosphere that feels miles away from the city—yet is only minutes from downtown Miami. Whether you’re enjoying the ocean breeze from your private balcony or taking advantage of the boutique building’s premium amenities, this is a rare opportunity to own a piece of paradise in one of South Florida’s most prestigious zip codes. Some images in this listing have been virtually staged to better illustrate the potential layout and spatial possibilities of the home for conceptual purposes only.
Property Overview
This is a 1-bedroom, 1.5-bath condominium of about 870 square feet at 100 Ocean Lane Dr # 303, Key Biscayne FL 33149 (Key Biscayne 33149), listed at $505,000.
Monthly Costs, Stated Plainly
The monthly HOA fee is $1,065.
The tax of record is $2,451 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $10,100/yr (≈ $842/mo); with the homestead exemption on a primary residence, about $9,100/yr (≈ $758/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price for 100 Ocean Lane Dr # 303 is $505,000. Fixtures and built-in appliances generally convey with the home, but the MLS record does not state if the property is furnished; you must confirm which specific items convey.
Shared community amenities include a pool and other on-site facilities, which are distinct from the assets that transfer with the unit. Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify these details.
Where exactly is it, and what should I know about the location?
This property is located at 100 Ocean Lane Dr # 303, Key Biscayne FL 33149, situated within the coastal corridor of Key Biscayne. The unit is listed at $505,000 and contains one bedroom and one and a half bathrooms across approximately 870 sqft.
Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify these location details.
What are the HOA / association fees, and what do they cover?
The monthly HOA fee is $1,065. This amount covers Landscaping/Lawn Maintenance and Trash Removal. The community is subject to city ordinances found at https://library.municode.com/fl/key_biscayne/codes/code_of_ordinances.
Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify these details.
What are the property taxes and homestead implications?
The tax of record is $2,451 (2025). As an ESTIMATE ONLY, Florida reassesses at sale; at this price and a Miami-Dade rate near 2.0%, the ESTIMATE is about $10,100/yr (≈ $842/mo) without homestead, or about $9,100/yr (≈ $758/mo) with the homestead exemption on a primary residence. Florida's homestead exemption lowers taxable value only for a primary residence.
Confirm with the Miami-Dade Property Appraiser and a tax professional, as these are estimates, not quotes. Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify.
Is the home in a flood zone, and what does that mean?
Flood zones identify areas prone to flooding, which you can understand through FEMA definitions. Lenders often require flood insurance in high-risk zones. View the FEMA flood map for this address to see the specific designation for 100 Ocean Lane Dr # 303.
Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify these details.
Are pets allowed?
Pets are allowed, with restrictions (or possible restrictions). We will pull the association's exact current pet rules for this unit on request. Separate federal accommodation rules can apply if a documented service animal or ESA is involved.
Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify these terms.
How is the price set and is there room to negotiate?
Miami-Dade condos have recently been closing at 94% of list, about 64 days on market (MIAMI REALTORS®, May 2026). The $505,000 list price for 100 Ocean Lane Dr # 303 reflects a CMA of the building and surrounding vicinity.
I provide a Key Biscayne-specific CMA before you set an offer to ensure the value is accurate. Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify these details.
What financing step do you recommend before touring?
Get pre-approved before touring 100 Ocean Lane Dr # 303 to ensure your budget aligns with the $505,000 list price. You should speak with a Florida-licensed MLO to secure your financing terms.
Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify these details.
Monthly Fees & Carrying Costs
| Association Fee | $1,065 / month |
| Total Monthly Fees | $1,065 / month |
- Membership Required: No
- Application Fee: $250 (one-time)
Have a question about this Key Biscayne listing?
Talk directly with Christopher Lazaro, your Key Biscayne real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: Ocean Lane Dr
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City: Key Biscayne
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State/county: Miami-Dade County
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Zip/Postal Code: 33149
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Area: KEY BISCAYNE ONE HUNDRED
Details
Updated on August 13, 2026 at 5:38 pm-
Property ID A11980039
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Price $505,000
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Property Size 870 Sq Ft
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Bedroom 1
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Room 0
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Bathrooms 1.5
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Garage 1
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Year Built 1973
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Type Condominium
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Property Status Active, Residential
Additional details
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Flooring Other
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Bedroom Features Other
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Cooling Central Air
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Association Type Condo
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Building KEY BISCAYNE ONE HUNDRED
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Association Fee Frequency Monthly
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Area Key Biscayne One Hundred
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Annual Tax 2451
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Association Yes
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Elementary School Keybiscayne
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Private Pool No
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Listing Terms All Cash, Conventional
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Waterfront No
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Full Bathrooms 1
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Subdivision KEY BISCAYNE ONE HUNDRED
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Total Stories 6
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Restrictions Other Restrictions
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Maintenance Includes Landscaping/Lawn Maintenance, Trash Removal
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Amenities Other, Pool
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Parking Other
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Heating Central
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Structure Type Condo 5+ Stories, Condo
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Tax Year 2025
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Construction Concrete Block Construction
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Building Area 870
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Covered Spaces 1
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Middle School Ponce De Leon
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Unit Floor 3
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View Other View
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Year Built Details Resale
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High School Coral Gables
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Pets Allowed Yes
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Unit Number 303
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Half Bathrooms 1
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Flood Zone AE
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New Construction No
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Garage Spaces 1
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Style Condo 5+ Stories
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Association Fee 1065
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Lot Size (Sq Ft) 0
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Membership Purchase Required No
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