770 NE 69th St # 4H, Miami FL 33138 | Miami-Dade County | A11842658
- $349,000
- Condominium
- 1
- 2
- 0
- 1042 Sq Ft
- $349,000
Description
Wake up to sweeping, unobstructed views of Biscayne Bay from this oversized one-bedroom, two-bath residence in one of Miami’s premier waterfront communities.
Located on the prized “H” line — the rarest and most sought-after one-bedroom layout in the building — this residence offers 1,042 sq ft of interior space, a large balcony, and a seamless blend of comfort, elegance, and coastal charm.
Floor-to-ceiling windows fill the home with natural light and frame breathtaking water views, while the spacious balcony extends your living space outdoors.
The flexible layout includes a generous primary suite, two full bathrooms, and open living and dining areas ideal for relaxing or entertaining.
Boaters will appreciate the soon-to-open marina with direct access just steps from the building, adding another level to this exceptional waterfront lifestyle.
A rare opportunity to own the view, the space, and the lifestyle that make Biscayne Bay living so special.
Property Overview
This is a 1-bedroom, 2-bath condominium of about 1042 square feet at 770 NE 69th St # 4H, Miami FL 33138 (Miami 33138), listed at $349,000.
Monthly Costs, Stated Plainly
The monthly HOA fee is $1,405.
The tax of record is $5,787 (2024). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $6,980/yr (≈ $582/mo); with the homestead exemption on a primary residence, about $5,980/yr (≈ $498/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price for 770 NE 69th St # 4H is $349,000. Fixtures and built-in appliances generally convey with the home, but the MLS record does not state if the unit is furnished; you must confirm exactly what conveys during due diligence.
Shared HOA amenities include a basketball court, barbecue, laundry, community room, elevators, exercise room, heated pool, marina, pickleball, pool, and tennis courts. Contact Christopher Lazaro, Miami Real Estate Professional, to verify these details.
Where exactly is it, and what should I know about the location?
The property is located at 770 NE 69th St # 4H, Miami FL 33138, situated within the coastal corridor of Miami 33138. This unit is listed at $349,000.
Contact Christopher Lazaro, Miami Real Estate Professional, to verify specific location details.
What are the HOA / association fees, and what do they cover?
The monthly HOA fee is $1,405. According to the record, this covers the elevator, insurance, landscaping/lawn maintenance, parking, pool service, recreation facilities, reserve fund, security, sewer, trash removal, and water.
An active special assessment is on record; verify the balance and terms during due diligence. This community is subject to city ordinances found at https://library.municode.com/fl/miami/codes/code_of_ordinances . Contact Christopher Lazaro, Miami Real Estate Professional, to confirm these details.
What are the property taxes and homestead implications?
The tax of record is $5,787 (2024). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $6,980/yr (≈ $582/mo); with the homestead exemption on a primary residence, about $5,980/yr (≈ $498/mo). Florida's homestead exemption lowers taxable value only for a primary residence.
Confirm with the Miami-Dade Property Appraiser and a tax professional, as these are estimates, not quotes. Contact Christopher Lazaro, Miami Real Estate Professional, to verify.
Is the home in a flood zone, and what does that mean?
Flood zones identify areas with different levels of risk for flooding. You can find FEMA definitions here and View the FEMA flood map for this address to see the specific designation for this unit. Lenders often require flood insurance in high-risk zones.
Contact Christopher Lazaro, Miami Real Estate Professional, to verify these details.
Are pets allowed?
Pets are allowed, with restrictions (or possible restrictions) according to the MLS record. We will pull the association's exact current pet rules for this unit on request.
Separate federal accommodation rules apply if a documented service animal or ESA is involved. Contact Christopher Lazaro, Miami Real Estate Professional, to verify these details.
How is the price set and is there room to negotiate?
Miami-Dade condos have recently been closing at 94% of list, about 64 days on market (MIAMI REALTORS®, May 2026). The specific price for this $349,000 unit is derived from a CMA analyzing the immediate vicinity.
I provide a Miami-specific CMA to buyers before they submit an offer to ensure the value is accurate. Contact Christopher Lazaro, Miami Real Estate Professional, to verify these figures.
What financing step do you recommend before touring?
Secure a pre-approval from a licensed Florida mortgage professional before touring this 1bd/2ba unit. This ensures your budget aligns with the $349,000 list price. Contact Christopher Lazaro, Miami Real Estate Professional, to verify your status.
Monthly Fees & Carrying Costs
| Association Fee | $1,405 / month |
| Total Monthly Fees | $1,405 / month |
- Membership Required: No
- Application Fee: $100 (one-time)
Have a question about this Miami listing?
Talk directly with Christopher Lazaro, your Miami real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: 69th St
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City: Miami
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State/county: Miami-Dade County
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Zip/Postal Code: 33138
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Area: PALM BAY CONDOMINIUM
Details
Updated on September 20, 2026 at 5:42 pm-
Property ID A11842658
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Price $349,000
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Property Size 1042 Sq Ft
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Bedroom 1
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Room 0
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Bathrooms 2
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Garage 0
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Year Built 1965
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Type Condominium
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Property Status Active, Residential
Additional details
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View Bay, Intracoastal View, Water View
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Cooling Central Air
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Heating Central
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Tax Year 2024
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Flooring Other
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Unit Floor 4
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High School Miami Edison
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Inclusions Dock Available
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Unit Number 4H
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Building PALM BAY CONDOMINIUM
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Frontage Bay
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Garage Spaces 0
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Listing Terms All Cash, Conventional
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Area Palm Bay Condominium
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Total Stories 9
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Waterfront Yes
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Association Yes
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Full Bathrooms 2
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Half Bathrooms 0
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Covered Spaces 0
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Style Condo 5+ Stories
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Private Pool No
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Structure Type Condo 5+ Stories, Condo
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Association Fee 1405
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Parking 2 Or More Spaces, Assigned
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Subdivision PALM BAY CONDOMINIUM
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Annual Tax 5787
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Year Built Details Resale
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Building Area 1042
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Lot Size (Sq Ft) 0
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Flood Zone VE
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New Construction No
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Attached Yes
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Waterfront Features Ocean Access
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Bedroom Features At Least 1 Bedroom Ground Level
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Restrictions Other Restrictions
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Middle School Horace Mann
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Construction CBS Construction
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Pets Allowed Yes
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Association Fee Frequency Monthly
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Association Type Condo
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Membership Purchase Required No
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