741 Harbor Dr, Key Biscayne FL 33149 | Miami-Dade County | A11976789
- $7,590,000
- Single Family Residence
- 6
- 5.5
- 0
- 4043 Sq Ft
- $7,590,000
Description
Refined 3-story modern contemporary residence on an oversized, beautifully landscaped corner lot along Key Biscayne’s prestigious Harbor Drive, just 15 minutes from the Brickell Financial District, and featuring a spectacular rooftop terrace. This 5,328 total SF home offers 6 bedrooms, 4 full baths, and 3 half baths, thoughtfully designed for both elegant living and effortless entertaining. A grand entry with a stylish pivot door welcomes you into light-filled interiors with soaring ceilings, marble floors in the social areas, and wire-brushed white oak flooring upstairs. Panoramic impact windows and multiple terraces create seamless indoor-outdoor flow. The resort-style backyard features a heated saltwater pool with waterfall and inviting lounge areas. The Mia Cucina chef’s kitchen anchors the main living space with a marble waterfall island, custom cabinetry, and premium appliances including Wolf induction cooktop/ovens, Sub-Zero refrigeration, and Asko dishwasher. Smart home technology includes Savant automation, Lutron lighting, whole-home audio, and integrated security. The expansive primary suite offers a sitting area, private balcony, covered terrace, beverage station, custom walk-in closets, and a spa-inspired marble bath. A dedicated office, upstairs family room, staff quarters, and laundry room add flexibility. The rooftop entertainment deck includes a summer kitchen with Wolf grill, Sub-Zero refrigeration, lounge areas, and a half bath—ideal for sunset gatherings.
Property Overview
This is a 6-bedroom, 5.5-bath home of about 4043 square feet at 741 Harbor Dr, Key Biscayne FL 33149 (Key Biscayne 33149), listed at $7,590,000.
Monthly Costs, Stated Plainly
This home has no mandatory HOA (single-family / no association on record).
The tax of record is $54,484 (2024). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $151,800/yr (≈ $12,650/mo); with the homestead exemption on a primary residence, about $150,800/yr (≈ $12,567/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price for 741 Harbor Dr is $7,590,000. The home is listed as unfurnished, though furniture is negotiable. Fixtures, built-in appliances, and the heated in-ground private pool convey with the property.
Shared community amenities are separate from the home's private assets; a list of these on-site amenities is available upon request. Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify these details.
Where exactly is it, and what should I know about the location?
The property is located at 741 Harbor Dr, Key Biscayne FL 33149, situated within the coastal corridor of Key Biscayne 33149. This location places the 6bd/5.5ba residence, listed at $7,590,000, in a specific waterfront environment.
Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify site details.
What are the HOA / association fees, and what do they cover?
There is no mandatory HOA for this single-family home. The owner handles all utilities and property upkeep. While no association exists, the property remains subject to city ordinances found at https://library.municode.com/fl/key_biscayne/codes/code_of_ordinances.
Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify these details.
What are the property taxes and homestead implications?
The tax of record is $54,484 (2024). As an ESTIMATE ONLY, Florida reassesses at sale; at this price and a Miami-Dade rate near 2.0%, the cost is about $151,800/yr (≈ $12,650/mo) without homestead, or about $150,800/yr (≈ $12,567/mo) with the homestead exemption on a primary residence. Florida's homestead exemption lowers taxable value only for a primary residence.
Confirm these ESTIMATES with the Miami-Dade Property Appraiser and a tax professional, as these are not quotes. Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify.
Is the home in a flood zone, and what does that mean?
Flood zones categorize areas by risk level, which you can understand through FEMA definitions. Lenders often require flood insurance for properties in high-risk zones. View the FEMA flood map for this address to see the specific designation for 741 Harbor Dr.
Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify these details.
Are pets allowed?
This is a single-family home. No condo or HOA board dictates a pet policy, so pets are at the owner's discretion and subject to city or county ordinances and any existing lease. Documented service animals and ESAs carry separate federal protections.
Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify.
How is the price set and is there room to negotiate?
The list price of $7,590,000 reflects current market positioning. Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract (MIAMI REALTORS®, May 2026).
Specific values for this building and vicinity are derived from a Comparative Market Analysis. Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to review a Key Biscayne-specific CMA before submitting an offer.
What financing step do you recommend before touring?
Secure a pre-approval before touring 741 Harbor Dr to ensure your financial position is verified. You should speak with a Florida-licensed MLO to establish your budget for this $7,590,000 property.
Contact Christopher Lazaro, Key Biscayne Real Estate Professional, to verify these requirements.
Monthly Fees & Carrying Costs
- Membership Required: No
Have a question about this Key Biscayne listing?
Talk directly with Christopher Lazaro, your Key Biscayne real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: Harbor Dr
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City: Key Biscayne
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State/county: Miami-Dade County
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Zip/Postal Code: 33149
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Area: BISCAYNE KEY ESTATES
Details
Updated on July 5, 2026 at 11:49 pm-
Property ID A11976789
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Price $7,590,000
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Property Size 4043 Sq Ft
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Bedrooms 6
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Room 0
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Bathrooms 5.5
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Garage 0
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Year Built 2016
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Type Single Family Residence
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Property Status Active, Residential
Additional details
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Flooring Marble, Wood
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Bedroom Features At Least 1 Bedroom Ground Level, Sitting Area - Primary Bedroom, Studio
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Cooling Central Air, Electric
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Association Type None
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Building BISCAYNE KEY ESTATES
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Area Biscayne Key Estates
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Annual Tax 54484
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Association No
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Elementary School Keybiscayne
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Private Pool No
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Listing Terms All Cash, Conventional
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Waterfront No
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Full Bathrooms 4
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Subdivision BISCAYNE KEY ESTATES
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Restrictions No Restrictions
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Parking Attached Carport, Covered, Driveway
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Heating Central, Electric
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Structure Type Pool Only, House
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Tax Year 2024
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Construction CBS Construction, Other
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Building Area 5328
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Covered Spaces 4
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Middle School Ponce De Leon
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View Garden, Other, Pool
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Year Built Details Effective Year Built
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High School Coral Gables
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Half Bathrooms 3
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Flood Zone AE
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Patio / Porch Deck, Open Balcony, Patio
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New Construction No
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Garage Spaces 0
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Style Pool Only
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Lot Size (Sq Ft) 7924
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Membership Purchase Required No
Features
- Bar
- Built-in Features
- Built-In Grill
- Closet Cabinetry
- Den/Library/Office
- Dishwasher
- Disposal
- Dryer
- Electric Range
- Family Room
- Has a View
- Has Carport
- Has Cooling System
- Has Heating System
- Ice Maker
- Lighting
- Maid/In-Law Quarters
- Microwave
- Open Balcony
- Open Parking
- Other
- Other Equipment/Appliances
- Refrigerator
- Second Floor Entry
- Utility Room/Laundry
- Volume Ceilings
- Walk-In Closet(s)
- Wall Oven
- Washer
Mortgage Calculator
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Down Payment
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Loan Amount
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Monthly Mortgage Payment
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Property Tax
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Home Insurance
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PMI
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Monthly HOA Fees
