350 Ocean Dr # 405N, Key Biscayne FL 33149 | Miami-Dade County | A12026035

The home at 350 Ocean Dr #405N is listed at $3,799,000. While the MLS does not specify furnished status, fixtures and built-in appliances typically convey with the home—always confirm specifics during the offer process. The unit includes access to exceptional community amenities like the pool, tennis courts, business center, and spa, though these are shared HOA features, not part of the deeded property. For precise details on what stays with the home, contact Christopher Lazaro, Key Biscayne Real Estate Realtor, to review the seller’s disclosures and avoid surprises.

350 Ocean Dr #405N is a luxury condominium in Key Biscayne, Florida 33149, positioned directly on the coastal corridor with immediate access to the Atlantic Ocean. This exclusive island community is connected to Miami via the Rickenbacker Causeway, offering a serene retreat while maintaining proximity to urban amenities. For precise details on building features or to schedule a private tour, contact Christopher Lazaro, Key Biscayne Real Estate Realtor, by phone or email to verify availability and neighborhood insights.

The monthly HOA fee for 350 Ocean Dr #405N is $2,914, which covers all amenities, cable TV, internet/WiFi, sewer, trash removal, and water — a comprehensive package that ensures a seamless coastal lifestyle. The community adheres to Key Biscayne’s municipal ordinances, which you can review here. For precise details or to discuss how these fees align with your priorities, contact Christopher Lazaro, Key Biscayne Real Estate Realtor, for personalized guidance.

The current tax of record for 350 Ocean Dr #405N is $36,264 (2025), but Florida reassesses upon sale. As an ESTIMATE ONLY — using Miami-Dade's approximate 2.0% rate — taxes at this $3,799,000 price would be about $75,980/yr (≈ $6,332/mo) without homestead. Florida's homestead exemption, which lowers taxable value exclusively for primary residences, reduces this ESTIMATE to about $74,980/yr (≈ $6,248/mo). Always confirm final figures with the Miami-Dade Property Appraiser and your tax advisor — these are illustrative, not binding. For precise projections, contact Christopher Lazaro, Key Biscayne Real Estate Realtor, to review your specific scenario.

This oceanfront condo at 350 Ocean Dr #405N is in FEMA Flood Zone AE, a high-risk coastal area where lenders typically require flood insurance. Flood zones indicate a property's likelihood of flooding, with AE zones having a 1% annual chance of flooding and mandatory base flood elevation requirements. View the FEMA flood map for this address to explore specific risks. For precise insurance estimates and mitigation strategies, connect directly with Christopher Lazaro, Key Biscayne Real Estate Realtor, who can guide you through waterfront ownership safeguards.

Yes, pets are allowed at 350 Ocean Dr #405N—a rare perk in Key Biscayne's luxury market. If you have a specific breed or size in mind, we'll gladly pull the association's current pet rules for this unit to confirm compatibility. Note that documented service animals or emotional support animals fall under separate federal accommodation protections. For precise details on this $3,799,000 residence, contact Christopher Lazaro, Key Biscayne Real Estate Realtor, to review the guidelines together.

In Miami-Dade’s current condo market, recent closings have averaged 94% of list price with a median 64 days on market (MIAMI REALTORS®, May 2026). For 350 Ocean Dr #405N, we’ll refine that with a Key Biscayne-specific comparative market analysis—factoring in this building’s recent sales, views, and upgrades—before guiding your offer strategy. To discuss negotiation levers and verify the CMA’s adjustments, reach out directly to Christopher Lazaro, Key Biscayne Real Estate Realtor.

Before touring 350 Ocean Dr #405N, I strongly recommend securing a pre-approval from a Florida Licensed Mortgage Loan Originator. This clarifies your budget and strengthens your position in Key Biscayne’s competitive market, especially for a $3,799,000 property like this 2-bedroom residence. Reach out to me, Christopher Lazaro, Key Biscayne Real Estate Realtor, to discuss your pre-approval or schedule a showing—I’ll ensure you’re fully prepared.