12922 SW 88th Ter # 206, Miami FL 33186 | Miami-Dade County | A12015082

The list price for 12922 SW 88th Ter #206 is $312,000. The MLS record does not specify the furnished status, so it is critical to verify what personal property, if any, is included. Fixtures and built-in appliances generally convey with the home, while community amenities such as the pool are shared through the HOA.

For a precise inventory of what is included in the sale, you should contact Christopher Lazaro, Miami Real Estate Advisor, for verification.

The property is located in the coastal corridor of southwest Miami, within the 33186 ZIP code. This places it in a developed suburban area with direct access to major expressways and the Turnpike.

For a detailed discussion of the specific neighborhood's dynamics and available amenities, please reach out to Christopher Lazaro, Miami Real Estate Advisor. He can provide verified information and arrange a personal visit.

The monthly HOA fee for this unit is $498. According to the association records, this fee covers the following: All Amenities, Building Exterior, Common Area maintenance, Hot Water, Landscaping and Lawn Maintenance, Outside Maintenance, Parking, Roof Repairs, and Water service.

Please be aware that the community is also governed by applicable city ordinances. For a complete review of the association budget and rules, and to verify all current fees and assessments, you should contact Christopher Lazaro, Miami Real Estate Advisor, directly.

The tax of record is $4,473 (2025). As an estimate only—Florida reassesses at sale—the projection for this $312,000 listing at a Miami-Dade rate near 2.0% would be approximately $6,240 annually without a homestead exemption, or about $5,240 annually with it. The homestead exemption lowers the taxable value but applies only to a primary residence.

These are estimates, not quotes; you must confirm final figures with the Miami-Dade Property Appraiser and a tax professional. For precise verification, contact Christopher Lazaro, Miami Real Estate Advisor.

The property's flood zone status directly affects insurance requirements and risk. FEMA defines specific flood zones, and this address can be checked on the official FEMA flood map.

Lenders typically mandate flood insurance for homes in high-risk zones. For a precise assessment of this listing at $312,000, contact Christopher Lazaro, Miami Real Estate Advisor.

The MLS record for this unit states: "Maximum 20 Lbs." If you have a documented service or support animal, separate federal accommodation rules apply.

For complete verification of the current association rules, please reach out to Christopher Lazaro, Miami Real Estate Advisor.

The list price of $312,000 was determined by analyzing recent comparable sales in the building and vicinity. For broader context, Miami-Dade condo sales in May 2026 closed at an average of 94% of their asking price, spending roughly 64 days on the market. This specific data point from a Comparative Market Analysis (CMA) informs the negotiation strategy for this unit.

To establish a precise offer for this property, a detailed, current Miami-specific CMA is essential. Contact Christopher Lazaro, Miami Real Estate Advisor, to verify this data and discuss your position.

Before touring, I recommend securing a pre-approval letter. This requires connecting with a Florida-licensed mortgage originator, which you can do here, to establish a clear budget and demonstrate serious intent to sellers.

Once you have that letter, reach out to Christopher Lazaro, Miami Real Estate Advisor, to verify your position and schedule a viewing of the unit at 12922 SW 88th Ter # 206, listed at $312,000.