5
  • Type
  • Single Family Residence
  • 3
  • Bedrooms
  • 2
  • Bathrooms
  • 0
  • Garage
  • 1146 Sq Ft
  • Area Size
10904 SW 146th Pl, Miami FL 33186 | Miami-Dade County | A12002011
  • $509,000

Description

Great news! NO HOA means full control, flexibility, and no unnecessary restrictions.

This charming single-family home presents a compelling opportunity for buyers who understand value, positioning, and upside. Ideally located near supermarkets and Baptist Hospital, the property sits in a highly desirable neighborhood known for stability, incredible schools, and consistent demand. Set on an over 4,000 sq ft lot, it offers a spacious patio with plenty of room for outdoor entertaining and relaxation, along with a 2-car parking area for your convenience.

Buyers who recognize opportunity will immediately see the angle here, and unlock both immediate equity and future appreciation. The surrounding market supports values approaching and exceeding the mid-$500s, while rental potential remains strong near $3,200 monthly. A strategic and simple update will position this home to compete directly with higher-priced, renovated comparables.

The home features an ample backyard with mature mango, avocado, and guanábana trees, offering both lifestyle appeal and long-term value. You have three options: overpay for a fully renovated home, settle for something with less upside, or secure this property and create your own value.

Send your offer. Opportunities like this do not wait.

Property Overview

This is a 3-bedroom, 2-bath home of about 1146 square feet at 10904 SW 146th Pl, Miami FL 33186 (Miami 33186), listed at $509,000.

Monthly Costs, Stated Plainly

This home has no mandatory HOA (single-family / no association on record).

The tax of record is $2,049 (2026). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $10,180/yr (≈ $848/mo); with the homestead exemption on a primary residence, about $9,180/yr (≈ $765/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.

Frequently Asked Questions

What is the list price, and what typically conveys with a home like this?

The list price for 10904 SW 146th Pl, Miami FL 33186 is $509,000. This 3 bedroom, 2 bathroom home, approximately 1146 square feet, is being sold without any explicit statement regarding its furnished status, meaning that only the home itself, including fixtures and built-in appliances, conveys with the sale. Community or on-site amenities, if any, are available upon request and are considered shared amenities managed by the HOA, distinct from what conveys with the home.

To confirm what is included in the sale and to inquire about any community amenities, it is best to reach out to Christopher Lazaro, Miami Real Estate Expert, who can provide detailed information and guide you through the process of purchasing this property. Contact Christopher Lazaro to schedule a viewing or to discuss your options in more detail, ensuring you have all the necessary information to make an informed decision about this $509,000 listing.

Where exactly is it, and what should I know about the location?

The property at 10904 SW 146th Pl is located in Miami, FL 33186, situated along the coastal corridor of Miami. This location provides a specific geographic context for the property. The property itself is listed at $509,000, with 3 bedrooms and 2 bathrooms, spanning approximately 1,146 square feet.

To verify details about this location and the property at 10904 SW 146th Pl, or to inquire about other aspects of the listing, contact Christopher Lazaro, Miami Real Estate Expert, to discuss your interests and determine the best course of action for your needs.

What are the HOA / association fees, and what do they cover?

The property at 10904 SW 146th Pl, Miami FL 33186, listed at $509,000, is a single-family home with no mandatory HOA, meaning the owner is responsible for handling their own utilities and upkeep. As a result, there are no association fees to consider. While this provides the owner with more control over their property, it's essential to note that the home is still subject to city ordinances, which can be found in the municipal code.

To verify the details of this property and understand the implications of not having a mandatory HOA, we recommend reaching out to Christopher Lazaro, Miami Real Estate Expert, to discuss your specific needs and concerns. Contact him to schedule a viewing or to request more information about this 3bd/2ba ~1146 sqft home.

What are the property taxes and homestead implications?

The property taxes for 10904 SW 146th Pl, Miami FL 33186, listed at $509,000, can be estimated in two ways. As an ESTIMATE ONLY, since Florida reassesses at sale, the annual property tax without homestead would be about $10,180/yr (approximately $848/mo), and with the homestead exemption on a primary residence, it would be about $9,180/yr (approximately $765/mo), given a Miami-Dade rate near 2.0%. It's worth noting that the homestead exemption in Florida lowers the taxable value of a property, but only if it's used as a primary residence.

These estimates are based on the current tax of record, which is $2,049 (2026), but it's essential to confirm with the Miami-Dade Property Appraiser and a tax professional, as these are estimates, not quotes. To verify the property taxes and homestead implications, and to get a more accurate understanding of the costs involved, reach out to Christopher Lazaro, Miami Real Estate Expert, to discuss the details of this property and how it fits your needs and budget.

Is the home in a flood zone, and what does that mean?

Flood zones are areas that the Federal Emergency Management Agency (FEMA) has identified as being at risk for flooding. To understand the different types of flood zones, you can visit the FEMA definitions page. For the property at 10904 SW 146th Pl, Miami FL 33186, which is listed at $509,000, you can View the FEMA flood map for this address to determine its flood zone designation.

Lenders often require flood insurance for properties located in high-risk zones. If you are considering purchasing this 3bd/2ba ~1146 sqft home, it is essential to verify the flood zone designation and understand the potential implications for insurance and financing. To get accurate information and guidance, contact Christopher Lazaro, Miami Real Estate Expert, to discuss the details of this property and determine the best course of action for your specific situation.

Are pets allowed?

As a single-family home, the property at 10904 SW 146th Pl, Miami FL 33186, listed at $509,000, does not have a governing board that dictates pet policy. Instead, pets are allowed at the owner's discretion, subject to city and county ordinances, as well as any lease that may be in place. This means that the owner has the freedom to decide whether or not to allow pets on the property. Documented service animals and ESAs carry separate federal protections. To verify the specifics of this property's pet policy and schedule a viewing of this 3bd/2ba ~1146 sqft home, contact Christopher Lazaro, Miami Real Estate Expert, to discuss your options and determine if this property meets your needs.

How is the price set and is there room to negotiate?

Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract, according to MIAMI REALTORS®, May 2026. This suggests that there is some room for negotiation in the current market. The listing price of $509,000 for 10904 SW 146th Pl, a 3bd/2ba ~1146 sqft property, is set based on its specific characteristics and the local market conditions. A comparative market analysis (CMA) for this building and vicinity would provide a more detailed understanding of the property's value. To get a better sense of the property's worth and to discuss a potential offer, it's recommended to obtain a Miami-specific CMA.

For a more informed approach to buying 10904 SW 146th Pl, reach out to Christopher Lazaro, Miami Real Estate Expert, to review the property's details, discuss the local market, and verify the information before making an offer on this $509,000 property in Miami 33186. Contact Christopher Lazaro to schedule a consultation and determine the best course of action for your purchase.

What financing step do you recommend before touring?

Before touring a property like 10904 SW 146th Pl, Miami FL 33186, listed at $509,000, it's essential to understand your financing options. Getting pre-approved for a mortgage is a crucial step in the home buying process. To get started, consider getting pre-approved with a licensed Florida mortgage professional through https://Get-PreApproved.com. This will give you a clear understanding of your budget and help you make a more informed decision when touring properties.

To verify the details of this property, a 3bd/2ba home with ~1146 sqft of living space, and to discuss your financing options, reach out to Christopher Lazaro, Miami Real Estate Expert, to schedule a consultation and determine the best course of action for your specific situation.

Monthly Fees & Carrying Costs

  • Membership Required: No

Have a question about this Miami listing?

Talk directly with Christopher Lazaro, your Miami real estate advisor. No pressure — real answers.

  • Address: 146th Pl
  • City: Miami
  • State/county: Miami-Dade County
  • Zip/Postal Code: 33186
  • Area: AILEEN-SUSAN

Details

Updated on June 23, 2026 at 6:41 am
  • Property ID A12002011
  • Price $509,000
  • Property Size 1146 Sq Ft
  • Bedrooms 3
  • Room 0
  • Bathrooms 2
  • Garage 0
  • Year Built 1983
  • Type Single Family Residence
  • Property Status Active, Residential

Additional details

  • Flooring Ceramic Floor
  • Bedroom Features At Least 1 Bedroom Ground Level, Primary Bath Shower, Primary Bath Tub, Primary Bedroom Ground Level
  • Cooling Ceiling Fan(s), Central Air
  • Association Type None
  • Building AILEEN-SUSAN
  • Area Aileen-susan
  • Annual Tax 2049
  • Association No
  • Elementary School Porter; Gilbert
  • Private Pool No
  • Listing Terms All Cash, Conventional
  • Waterfront No
  • Full Bathrooms 2
  • Subdivision AILEEN-SUSAN
  • Restrictions Ok To Lease
  • Parking Driveway
  • Heating Central
  • Structure Type R30-No Pool/No Water, House
  • Tax Year 2026
  • Construction Concrete Block Construction
  • Building Area 1631
  • Covered Spaces 0
  • Middle School Jorge Mas Canosa
  • View None
  • Year Built Details Effective Year Built
  • High School Felix Valera
  • Pets Allowed Yes
  • Half Bathrooms 0
  • Flood Zone AH
  • Patio / Porch Patio
  • New Construction No
  • Garage Spaces 0
  • Style R30-No Pool/No Water
  • Lot Size (Sq Ft) 4027
  • Membership Purchase Required No

Mortgage Calculator

Schedule a Tour

Tour Type

Contact Information

View Listings
Christopher Lazaro

Enquire About This Property

0 Review

Sort by:
Leave a Review

Leave a Review

Compare listings

Compare
✉