What is the asking price and what does it include?

The list price for 21161 SW 88th Ct, Cutler Bay FL 33189 is $645,000. The property is a Single Family Residence with 3 bedrooms, 2 bathrooms, approximately 1659 square feet of living space, on a — lot. List price reflects the home and customarily-attached fixtures; it does not include furniture, art, or detached personal property unless explicitly listed in contract. Final inclusions are determined by the executed purchase contract, not by this page. Contact us if you want a written inclusions/exclusions schedule before drafting an offer.

Where exactly is it, and what is the neighborhood like?

The property sits at 21161 SW 88th Ct, Cutler Bay FL 33189 in Cutler Bay, 33189. Coordinates are approximately , . Walkability, transit, distance to beach or bay, and traffic patterns vary block by block and are best evaluated in person; visit at both a weekday rush hour and a weekend afternoon before writing an offer. We do not characterize neighborhoods by demographic composition — Fair Housing Act constraints we take seriously. We will gladly provide objective data on request: distance to nearest grocery, hospital, marina, public school, and major roadway.

What are the property taxes and any homestead implications?

Miami-Dade County real-estate taxes are administered by the Miami-Dade Property Appraiser (current assessment + tax-bill data at https://www.miamidade.gov/pa/property_search.asp). A new buyer's tax bill resets based on the sale price and the buyer's own exemption status; the first full tax bill after purchase is often meaningfully higher than the seller's prior bill. Florida's Homestead Exemption reduces the taxable value for a primary residence — eligibility requirements and filing windows are published at https://www.miamidade.gov/pa/exemptions_homestead.asp. The statewide Florida Department of Revenue property-tax reference is at https://floridarevenue.com/property/.

Is it in a flood zone, and what does that mean for insurance?

Authoritative flood-zone designation for any U.S. address is published by FEMA on the National Flood Hazard Layer at https://msc.fema.gov/portal/home. Coastal South Florida includes properties in multiple flood-risk zones (AE, V, VE, X). Lenders typically require flood insurance in high-risk zones. The FEMA Risk Rating 2.0 methodology (premiums based on elevation, construction type, claims history, distance to water) is documented at https://www.fema.gov/flood-insurance/risk-rating. Florida-specific flood-insurance program data is at https://floridarevenue.com/.

How do you determine the list price?

We analyze recent comparable sales in Cutler Bay — similar properties in size, condition, and location that sold within the last three to six months. This Comparative Market Analysis (CMA) helps ensure 645,000 reflects current market value. For a personalized CMA on a specific property or to discuss listing strategy, contact us directly.

How long does it typically take to close on this property?

Most Florida real estate transactions close in 30–45 days from accepted offer, assuming timely financing, inspections, and HOA or condominium questionnaire responses. Condominium sales may take longer if SB-4D structural reports or association approvals are needed. We manage the timeline closely to avoid delays. Contact us for a detailed closing checklist tailored to 21161 SW 88th Ct, Cutler Bay FL 33189.

What financing step do you recommend before touring?

Get pre-approved by a licensed lender before making an offer. A pre-approval letter shows sellers you are a serious buyer and can close. In Florida's competitive market, it is often a practical requirement. We work with trusted local lenders who understand Miami-Dade specifics like flood-zone implications and condominium-warrantability requirements. Call us for lender referrals.

21161 SW 88th Ct, Cutler Bay FL 33189 | Miami-Dade County

Residential Active

21161 SW 88th Ct, Cutler Bay FL 33189 | Miami-Dade County | A12028145

$645,000

Description

We are delighted to present this exceptional lakefront and pool home, a rare and desirable opportunity nestled in the serene neighborhood of Pelican Bay in Cutler Bay. We are confident that you will appreciate the residence’s ideal design for hosting esteemed gatherings with friends and family, offering ample space across its thoughtfully planned layout. This distinguished home boasts a Family Room, distinct Living and Dining areas, a well-appointed Kitchen, and a dedicated Laundry area. Furthermore, the property features a spacious two-car garage, with the added benefit of additional space for parking a large boat or RV—a feature we know many of our clients value.
Its convenient location is truly something to be appreciated; it is just a short bike ride from Black Point and the picturesque trails along Old Cutler Road. This provides effortless access to premier shopping and the myriad amenities that South Florida so generously offers. Looking toward the future and your peace of mind, the home is equipped with built-in accordion hurricane shutters, ensuring this beautiful home is also exceptionally practical. We are grateful for the opportunity to show you this magnificent property and are optimistic it will exceed your expectations.

Address

Open on Google Maps

Address: 88th Ct
City: Cutler Bay
State/county: Miami-Dade County
Zip/Postal Code: 33189
Area: PELICAN BAY AT OLD CUTLER

Details

Updated on June 1, 2026 at 5:05 pm

Property ID A12028145
Price $645,000
Property Size 1659 Square Feet
Bedrooms 3
Bathrooms 2
Garages 2
Year Built 2004
Type Single Family Residence
Property Status Residential

Additional details

ArchitecturalStyle Detached, One Story
AssociationFee 104
AssociationFeeFrequency Quarterly
BathroomsFull 2
BathroomsHalf 0
BuildingAreaTotal 2088
BuildingAreaUnits Square Feet
BuildingName PELICAN BAY AT OLD CUTLER
CommunityFeatures None, Pickleball, Sidewalks
ConstructionMaterials CBS Construction
ContractStatusChangeDate 2026-06-01
Cooling Ceiling Fan(s), Central Air
CoveredSpaces 2
DaysOnMarket 0
DirectionFaces Northwest
Directions Use GPS and Map Navigation features
ElementarySchool Cutler Ridge
ExpirationDate 2026-12-31
Fencing Fenced
Flooring Carpet, Ceramic Floor, Tile
FrontageLength 100
Heating Central
Inclusions Other
InternetAddressDisplayYN 1
InternetAutomatedValuationDisplayYN 1
InternetConsumerCommentYN 1
InternetEntireListingDisplayYN 1
ListAOR A-Miami Association of REALTORS
ListAgentDirectPhone 786-518-9664
ListingTerms All Cash, Conventional, FHA, FHA-Va Approved
LotFeatures Less Than 1/4 Acre Lot
LotSizeSquareFeet 8330
MLSAreaMajor Pelican Bay At Old Cutler
MajorChangeTimestamp June 1, 2026 at 11:44am
MajorChangeType New
MiddleOrJuniorSchool Cutler Bay
MlsStatus Active
ModificationTimestamp June 1, 2026 at 03:00pm
OnMarketDate 2026-06-01
OriginalEntryTimestamp June 1, 2026 at 11:44am
OriginalListPrice 645000
OriginatingSystemID miamire
OriginatingSystemKey miamire
OriginatingSystemName Miami Association of REALTORS®
OtherEquipment Automatic Garage Door Opener
OtherExpense 0
ParcelNumber 36-60-09-024-0060
ParkingFeatures Covered, Rv/Boat Parking
PatioAndPorchFeatures Awning(s), Deck
PhotosCount 0
PoolFeatures In Ground
Possession Funding
PostalCode 33189
PostalCodePlus4 3710
PriceChangeTimestamp May 31, 2026 at 03:56pm
PublicSurveyRange 60
PublicSurveySection 9
PublicSurveyTownship 60
Roof Barrel Roof
RoomsTotal 0
Sewer Public Sewer
ShowingInstructions 24 Hour Notice
SourceSystemKey 502095092
StateOrProvince FL
StatusChangeTimestamp June 1, 2026 at 11:44am
StreetDirPrefix SW
StreetName 88th Ct
StreetNumber 21161
StreetNumberNumeric 21161
StructureType House
SyndicationRemarks We are delighted to present this exceptional lakefront and pool home, a rare and desirable opportunity nestled in the serene neighborhood of Pelican Bay in Cutler Bay. We are confident that you will appreciate the residence's ideal design for hosting esteemed gatherings with friends and family, offering ample space across its thoughtfully planned layout. This distinguished home boasts a Family Room, distinct Living and Dining areas, a well-appointed Kitchen, and a dedicated Laundry area. Furthermore, the property features a spacious two-car garage, with the added benefit of additional space for parking a large boat or RV—a feature we know many of our clients value. Its convenient location is truly something to be appreciated; it is just a short bike ride from Black Point and the picturesque trails along Old Cutler Road. This provides effortless access to premier shopping and the myriad amenities that South Florida so generously offers. Looking toward the future and your peace of mind, the home is equipped with built-in accordion hurricane shutters, ensuring this beautiful home is also exceptionally practical. We are grateful for the opportunity to show you this magnificent property and are optimistic it will exceed your expectations.
TaxAnnualAmount 3617
TaxLegalDescription PELICAN BAY AT OLD CUTLER LAKES PB 160-89 T-18107 LOT 6 BLK 1 LOT SIZE 8330 SQ FT FAU 30-6009-006-0015 OR 20738-3255 COC 23082-4094 01 2005
TaxYear 2025
View Lake
WaterSource Municipal Water
WaterfrontFeatures WF/Pool/No Ocean Access, Lake
WindowFeatures Hurricane Shutters
YearBuiltDetails Resale
Zoning 0100