13
  • Type
  • Condominium
  • 1
  • Bedroom
  • 1
  • Bathroom
  • 0
  • Garage
  • 738 Sq Ft
  • Area Size
234 NE 3rd St # 1106, Miami FL 33132 | Miami-Dade County | A11994304
  • $289,000

Description

Sophisticated urban loft featuring an open-concept layout, industrial-style design, and abundant natural light. This unique dual-sleeping configuration includes a primary bedroom and an additional Murphy bed, providing flexibility.
Centrally located in the heart of Downtown Miami, just steps from the future Waldorf Astoria Tower, as well as Bayfront Park, Kaseya Center, Adrienne Arsht Center, and Miami Dade College.
Easy access to I-95, the Metromover, Brightline, and other public transit. Walking distance to restaurants, supermarkets, and Brickell City Center.
Building amenities include a fitness center, pool, 24/7 security, secure entry, and a pet-friendly community.

Property Overview

This is a 1-bedroom, 1-bath condominium of about 738 square feet at 234 NE 3rd St # 1106, Miami FL 33132 (Miami 33132), listed at $289,000.

Monthly Costs, Stated Plainly

The monthly HOA fee is $874.

The tax of record is $4,523 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $5,780/yr (≈ $482/mo); with the homestead exemption on a primary residence, about $4,780/yr (≈ $398/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.

Frequently Asked Questions

What is the list price, and what typically conveys with a home like this?

The home at 234 NE 3rd St #1106 is listed at $289,000. This 1-bed, 1-bath condo includes all fixtures and built-in appliances, while the furniture is negotiable—MLS notes it as "Furniture For Sale, Furniture Negotiable." Shared amenities like the elevator(s), pool, and trash chute are maintained by the HOA and accessible to residents but do not convey with the unit. For precise details on inclusions or to discuss furnishings, contact Christopher Lazaro, Miami Real Estate Agent, directly.

Where exactly is it, and what should I know about the location?

234 NE 3rd St #1106 is in Miami’s 33132 zip code, positioned along the city’s coastal corridor with easy access to Biscayne Bay. The vibrant urban setting places you steps from downtown’s dining, arts, and transit hubs—ideal for buyers seeking walkability. For precise insights on local market dynamics, connect directly with Christopher Lazaro, Miami Real Estate Agent, who can provide verified details tailored to your priorities.

What are the HOA / association fees, and what do they cover?

The monthly HOA fee for 234 NE 3rd St #1106 is $874, which covers All Amenities, Common Area maintenance, Elevator service, Reserve Fund contributions, Security, Trash Removal, and Water. An active special assessment is also on record—contact me to review its terms. As a downtown Miami condo, the community adheres to city ordinances; you can reference the Miami Municipal Code for details. For verified specifics, call or text Christopher Lazaro, your Miami real estate advisor.

What are the property taxes and homestead implications?

The current tax of record for 234 NE 3rd St #1106 is $4,523 (2025). As an estimate only — Florida reassesses upon sale — at the $289,000 list price and Miami-Dade's approximate 2.0% rate: without homestead, expect around $5,780/yr (≈ $482/mo); with Florida's homestead exemption (which reduces taxable value for primary residences only), roughly $4,780/yr (≈ $398/mo). These are estimates, not quotes — always confirm with the Miami-Dade Property Appraiser and a tax professional. For precise figures tailored to your situation, contact Christopher Lazaro, Miami Real Estate Agent, to discuss this property's financial details.

Is the home in a flood zone, and what does that mean?

234 NE 3rd St #1106 is in a moderate-risk flood zone (Zone X, per FEMA's definitions), meaning flooding is possible but less likely than high-risk areas. You can view the FEMA flood map for this address to confirm details. While flood insurance isn’t federally mandated here, lenders may still recommend it—let’s discuss your options. For precise guidance, contact Christopher Lazaro, Miami Real Estate Agent, to review the property’s full risk profile.

Are pets allowed?

Pets are allowed, with restrictions (or possible restrictions) at 234 NE 3rd St #1106 — we’ll gladly pull the condo association’s exact pet rules for you to review. Note that federal fair housing laws protect documented service animals or emotional support animals, regardless of building policies. For clarity on this unit’s pet policy, contact Christopher Lazaro, Miami Real Estate Agent, to verify the current guidelines.

How is the price set and is there room to negotiate?

In Miami-Dade’s current condo market, properties are closing at 94% of list price with an average of 64 days on market (MIAMI REALTORS®, May 2026). For 234 NE 3rd St #1106, we’ve refined that broader trend with a hyperlocal Comparative Market Analysis (CMA) to ensure the $289,000 listing aligns with recent sales in the building and Arts & Entertainment District. While negotiation room exists, it’s strategic—let’s review the CMA together before drafting an offer. Connect with Christopher Lazaro, Miami Real Estate Agent, to verify the data and discuss your position.

What financing step do you recommend before touring?

Before touring 234 NE 3rd St #1106, I strongly recommend securing a pre-approval from a Florida Licensed Mortgage Loan Officer. This clarifies your budget and strengthens your position in Miami’s competitive market, especially for this $289,000 condo. Reach out to me, Christopher Lazaro, to verify financing options or discuss the next steps—I’m here to ensure you’re prepared.

Monthly Fees & Carrying Costs

Association Fee $874 / month
Total Monthly Fees $874 / month
  • Membership Required: No
  • Application Fee: $150 (one-time)

Have a question about this Miami listing?

Talk directly with Christopher Lazaro, your Miami real estate advisor. No pressure — real answers.

  • Address: 3rd St
  • City: Miami
  • State/county: Miami-Dade County
  • Zip/Postal Code: 33132
  • Area: THE LOFT DOWNTOWN CONDO

Details

Updated on July 7, 2026 at 12:41 am
  • Property ID A11994304
  • Price $289,000
  • Property Size 738 Sq Ft
  • Bedroom 1
  • Room 0
  • Bathroom 1
  • Garage 0
  • Year Built 2005
  • Type Condominium
  • Property Status Active, Residential

Additional details

  • Flooring Concrete
  • Bedroom Features Entry Level
  • Cooling Central Air
  • Association Type Condo
  • Building The Loft 1 Downtown
  • Association Fee Frequency Monthly
  • Area The Loft Downtown Condo
  • Annual Tax 4523
  • Association Yes
  • Private Pool No
  • Listing Terms All Cash, Conventional
  • Waterfront No
  • Full Bathrooms 1
  • Subdivision THE LOFT DOWNTOWN CONDO
  • Total Stories 24
  • Restrictions No Daily Rentals, Ok To Lease, Okay To Lease 1st Year
  • Maintenance Includes All Amenities, Common Area, Elevator, Reserve Fund, Security, Sewer, Trash Removal, Water
  • Amenities Elevator(s), Pool, Trash Chute
  • Parking Other, On Street
  • Heating Central
  • Structure Type Condo 5+ Stories, Condo
  • Tax Year 2025
  • Construction Concrete Block Construction, CBS Construction
  • Building Area 738
  • Covered Spaces 0
  • Unit Floor 11
  • View Skyline
  • Year Built Details Effective Year Built
  • Pets Allowed Yes
  • Attached Yes
  • Unit Number 1106
  • Half Bathrooms 0
  • Flood Zone X
  • Patio / Porch Open Balcony
  • New Construction No
  • Garage Spaces 0
  • Style Condo 5+ Stories
  • Association Fee 874
  • Lot Size (Sq Ft) 0
  • Membership Purchase Required No

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