A recent CBS News report indicates that up to 75% of U.S. homeowners may be underinsured, highlighting the importance of understanding insurance policy details. With extreme weather threatening nearly half of U.S. homes, homeowners are urged to check their coverage, especially for natural disasters. Additionally, home insurance should cover personal possessions, and policyholders are advised to create and annually update a list of their belongings and their estimated values. For further assistance, homeowners can visit the nonprofit United Policyholders' website.
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