Fannie Mae forecasts 30-year mortgage rates falling to 5.7% by Q4 2026, down from ~6.0% in early 2026. National Association of Realtors expects home sales to rise about 14% in 2026 as lower rates bring buyers back. Single-family housing starts projected to drop 6.2% year-over-year through the first three quarters of 2026, limiting supply. Construction expected to...
Financial Planning
Paying for college and retirement are both major financial responsibilities, but balancing them can be challenging. Ideally, college and retirement savings should be part of the same financial plan with trade-offs....
Deadline: The last day to file your taxes is April 15, 2025; extensions available but late filing incurs penalties. Forms Needed: Essential forms include Form 1040, W-2, and various 1099 forms depending on your income sources....
Make extra payments or split payments bi-weekly to reduce your mortgage term and save on interest. Refinancing to a shorter loan term can lower interest rates and speed up mortgage payoff....
Define financial priorities by setting clear goals for saving, investing, and growing your wealth. Consult a wealth manager to create a personalized plan tailored to your financial goals and needs....