Financial Goals

Homebuyers Return Despite Higher Mortgage Rates

Purchase mortgage applications ↑4% from the prior period and ↑7% yearly, showing buyers re-engaging despite higher borrowing costs across major loan types. Total mortgage application volume ↑~2% for the May 8 period, while 30-yr fixed rates reached the mid-6% range, their highest recent reading. Context matters: the buyer rebound followed a softer spring...

y Taxes Disappeared — Miami Beach Brokers South Florida real estate market commentary by Christopher Lazaro Sunny Isles Beach FL

Property Taxes Fund More Than Homes

Property taxes are local levies on land and buildings that fund schools, roads, emergency services, and governments across the US. These taxes generated >$630B in 2023 and remained a major local funding source, with assessments, tax rates, and exemptions determining each homeowner's bill. Supporters argued property taxes offered steady revenue, backed...

h Florida real estate market commentary by Christopher Lazaro Sunny Isles Beach FL

Demand Explains Housing Gaps

Housing affordability debates often blame regulations, but research says constraints miss key differences. Study instead tracks demand via avg. income growth and population growth across metros. From 2000–2020, demand indicators better explained varied prices and housing dynamics. Avg. income growth strongly links to house price growth; prices generally track...

In Real Estate Investment Trusts Reits In 2026 — Miami Beach Brokers South Florida real estate market commentary by Christopher Lazaro Sunny Isles Beach FL

Investing in REITs in 2026

REITs hold commercial properties or real estate loans, letting retail investors access income-producing real estate portfolios. REITs lease space or earn loan interest, and must pay ≥90% of taxable net income as dividends. REIT types include equity, mortgage, and hybrid, spanning sectors like office, industrial, retail, residential, healthcare, and data...

er — Miami Beach Brokers South Florida real estate market commentary by Christopher Lazaro Sunny Isles Beach FL

Happy Easter

Easter is a Christian holiday that celebrates the belief in the resurrection of Jesus Christ.However, according to many theologians, Easter originally began before the arrival of Christianity.It is believed that Easter is named after the Anglo-Saxon goddess of the dawn and spring, known as Eostre.Examples of Easter traditions include Easter eggs and related games...