9700 W Bay Harbor Drive, Bay Harbor Islands FL 33154 | Miami-Dade County | F10538218

This Bay Harbor Islands waterfront home is listed at $5,750,000. While the MLS does not specify furnished status (always confirm with the seller), fixtures and built-in appliances typically convey with the home. The property includes a private pool, distinct from the community’s shared amenities: boat dock, gated access, two pools (one community, one private), exercise room, marina, and maintained grounds. For precise details on inclusions and to discuss this exceptional opportunity, contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate, directly.

9700 W Bay Harbor Drive is a waterfront gem in Bay Harbor Islands, Florida 33154, nestled along the prestigious coastal corridor between Miami Beach and Bal Harbour. This exclusive island community offers serene, walkable streets with direct access to top-tier dining and shopping, just minutes from the vibrant energy of South Florida’s beaches and cultural hubs. For the latest insights on this $5,750,000 property or to arrange a private tour, contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate, by phone or email.

The monthly HOA fee for 9700 W Bay Harbor Drive is $4,100, which includes elevator maintenance—a premium amenity for this Bay Harbor Islands residence. As with all properties here, the community adheres to local ordinances outlined in the Bay Harbor Islands Municipal Code. For a detailed breakdown of services or to discuss how these fees align with your lifestyle, contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate, directly.

The current tax of record for 9700 W Bay Harbor Drive is $65,507 (2024), but Florida reassesses upon sale. At the $5,750,000 list price and Miami-Dade’s approximate 2.0% rate, we estimate annual taxes near $115,000 (≈ $9,583/mo) without homestead. Florida’s homestead exemption — which reduces taxable value only for primary residences — could lower this estimate to about $114,000/yr (≈ $9,500/mo). These are estimates only; consult the Miami-Dade Property Appraiser and a tax professional for precise figures.

For a tailored breakdown, contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate, who’ll ensure your tax strategy aligns with this property’s value.

Flood zones indicate a property's risk level for flooding, with FEMA classifying areas from high-risk (like Zone A or V) to minimal-risk (Zone X). You can explore the specifics at FEMA's flood zone definitions or View the FEMA flood map for this address. Since lenders often mandate flood insurance in high-risk zones, it's wise to review the details early. For precise guidance on this $5,750,000 Bay Harbor Islands home, connect with Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate—he'll ensure you're fully informed.

As a single-family home at 9700 W Bay Harbor Drive, this property has no condo or HOA restrictions—pet approval rests solely with the owner, within local ordinances and any active lease terms. Documented service animals and emotional support animals are protected under federal law. For precise guidance on this or any listing detail, contact Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate, to confirm.

In Miami-Dade’s current market, single-family homes are closing at 95% of original list price, averaging 41 days to contract (MIAMI REALTORS®, May 2026). For 9700 W Bay Harbor Drive, we anchored the $5,750,000 list price to a competitive market analysis (CMA) reflecting recent Bay Harbor Islands sales—I’d gladly walk you through those hyperlocal comps before you draft an offer. To discuss negotiation strategy or verify the CMA, reach out directly to Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate.

Before touring 9700 W Bay Harbor Drive, I strongly recommend securing a pre-approval from a licensed Florida mortgage professional — it clarifies your budget and strengthens your position in this $5,750,000 market. Get pre-approved here, then reach out to me, Christopher Lazaro, Bay Harbor Islands Real Estate Broker Associate, to verify your readiness and discuss tailored next steps. This ensures we focus on homes aligned with your financial parameters and avoids surprises down the line.