625 NE 130th Street, North Miami FL 33161 | Miami-Dade County | R11154219
- $495,000
- $495,000
Description
The Ultimate Flex-Living Retreat: Luxury, Income, and Peace of Mind in North Miami The Lifestyle: Centrally Located, Stress-Free Living Welcome to the heartbeat of North Miami. Living at 625 NE 130th Street means you are perfectly positioned in a ”15-minute city” radius. Whether you are heading to morning services at nearby houses of worship, hitting the luxury shops at Aventura Mall, or taking a short 10-minute drive to the turquoise waters of Haulover Beach, everything is within reach. North Miami is currently one of Miami-Dade’s most sought-after pockets for those who want the energy of the city without the high-rise congestion. The Home: A Masterclass in Versatility This 2-bedroom, 2.5-bathroom main residence has been thoughtfully upgraded for the modern homeowner. The kitchen is a chef’s dream, anchored by a Samsung stainless steel appliance suite (including a side-by-side refrigerator and electric stove) and a deep double sink with a high-pour brushed faucet. The true “X-factor” of this property is the expansive back room/In-Law Suite. Featuring its own full kitchen, this space can easily be closed off to serve as a private studio apartment. It is the perfect solution for: Income Generation: Use it as a long-term rental or Airbnb. Multi-Generational Living: A private, full-service space for parents or adult children. The Ultimate Home Office: A quiet, separate wing for the modern professional. Fortified for the Future Rest easy knowing this home is built to last. It features a brand-new roof (completed in 2025) with a staggering 20-year warranty remaining a massive insurance and maintenance saver. Every window was replaced in 2022 with full hurricane impact glass, providing both security and energy efficiency. Modern Comfort & Outdoor Space Inside, you’ll find Douglas split-unit ACs in every room, allowing for personalized climate control and maximum efficiency. Outside, the large backyard is a blank canvas for your tropical oasis, complete with a storage shed for all your gear. Parking is never an issue here; the property boasts four dedicated off-street spots plus ample street-side parking for guests. Property Quick-Facts: Layout: 2 BR / 2.5 BA + Separate Studio/In-Law Suite with Full Kitchen. Protection: Brand New Roof (20-year warranty) + Full Impact Windows (2022). Kitchen: Samsung Stainless Steel Suite & Brushed High-Pour Faucet. Climate: Individual Douglas AC units for room-by-room control. Parking: 4-car driveway plus easy street parking. Location: North Miami (33161) Near MOCA, Oleta River State Park, and prime shopping.
Property Overview
This is a 2-bedroom, 1-bath home of about 1477 square feet at 625 NE 130th Street, North Miami FL 33161 (North Miami 33161), listed at $495,000.
Monthly Costs, Stated Plainly
This home has no mandatory HOA (single-family / no association on record).
The tax of record is $1,646 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $9,900/yr (≈ $825/mo); with the homestead exemption on a primary residence, about $8,900/yr (≈ $742/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price for 625 NE 130th Street is $495,000 — a well-positioned 2-bed, 1-bath home spanning 1,477 sqft, offered unfurnished. Fixtures and built-in appliances (like the stove, dishwasher, and lighting) convey with the home, while community amenities (pool, clubhouse, etc.) are shared through the HOA — specifics available upon request. For a precise breakdown of inclusions or to tour this North Miami property, contact Christopher Lazaro, your trusted local Real Estate Broker Associate.
Where exactly is it, and what should I know about the location?
625 NE 130th Street is situated in North Miami, FL 33161, a vibrant coastal corridor city just minutes from Biscayne Bay. The property offers convenient access to major highways, local dining, and waterfront parks while maintaining a residential feel. For the latest insights on this $495,000 listing’s neighborhood dynamics, contact Christopher Lazaro, North Miami Real Estate Broker Associate, directly—he’ll gladly provide verified details tailored to your priorities.
What are the HOA / association fees, and what do they cover?
This single-family home at 625 NE 130th Street has no mandatory HOA—no association fees or shared amenities. As the owner, you’d manage all utilities, landscaping, and upkeep independently, though the property remains subject to North Miami’s city ordinances. For full clarity on local regulations or ownership responsibilities, contact Christopher Lazaro, North Miami Real Estate Broker Associate, to discuss your questions directly.
What are the property taxes and homestead implications?
The current tax of record for 625 NE 130th Street is $1,646 (2025), but Florida reassesses upon sale. As an ESTIMATE ONLY at the $495,000 list price and Miami-Dade’s ~2.0% rate: without homestead, expect ~$9,900/yr (≈ $825/mo); with Florida’s homestead exemption — which reduces taxable value for primary residences only — ~$8,900/yr (≈ $742/mo). These are estimates, not quotes; always confirm with the Miami-Dade Property Appraiser and a tax professional. For precise projections tailored to your situation, reach out to Christopher Lazaro, North Miami Real Estate Broker Associate.
Is the home in a flood zone, and what does that mean?
Flood zones indicate a property's risk level for flooding, with FEMA classifying areas as high-risk (like Zone A or V) or moderate/low-risk (Zone X). You can explore FEMA's official definitions here and view the FEMA flood map for this address to see 625 NE 130th Street's specific designation. If the home falls in a high-risk zone, lenders typically mandate flood insurance, which impacts ownership costs. For precise details on this property's flood status and insurance implications, connect with Christopher Lazaro, North Miami Real Estate Broker Associate—his expertise ensures you're fully informed.
Are pets allowed?
As a single-family home at 625 NE 130th Street, pet policies are entirely at the owner's discretion—no condo or HOA restrictions apply, though local ordinances or lease terms may shape guidelines. Documented service animals and emotional support animals (ESAs) are protected under federal law. For clarity on current allowances, connect directly with Christopher Lazaro, North Miami Real Estate Broker Associate.
How is the price set and is there room to negotiate?
The list price of $495,000 for 625 NE 130th Street reflects a competitive CMA analysis tailored to North Miami’s current market, where single-family homes are closing at 95% of original list (Miami-Dade average per MIAMI REALTORS®, May 2026). While the 41-day median time to contract suggests measured buyer momentum, I’ll provide a hyperlocal CMA for this specific pocket of North Miami 33161 to clarify negotiation leverage. Let’s connect—Christopher Lazaro, North Miami Real Estate Broker Associate, can validate adjustments and craft a strategic offer.
What financing step do you recommend before touring?
Before touring 625 NE 130th Street, I strongly recommend securing a pre-approval from a licensed Florida mortgage professional — this link simplifies the process. A pre-approval clarifies your budget and strengthens your position in North Miami’s competitive market. For personalized guidance or to verify this home’s $495,000 listing fits your goals, reach out directly to Christopher Lazaro, North Miami Real Estate Broker Associate.
Monthly Fees & Carrying Costs
- Membership Required: No
Have a question about this North Miami listing?
Talk directly with Christopher Lazaro, your North Miami real estate advisor. No pressure — real answers.
Address
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Address: 130th
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City: North Miami
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Zip/Postal Code: 33161
Details
Updated on July 5, 2026 at 1:42 am-
Property ID R11154219
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Price $495,000
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Property Size 1477 Sq Ft
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Bedrooms 2
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Rooms 3
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Bathroom 1
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Year Built 1947
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Property Status Active, Residential
Additional details
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Bedroom Features None
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Cooling Central Air
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Area Irons Manor 5th Addn
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Annual Tax 1646
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Association No
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Private Pool No
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Listing Terms All Cash, Conventional, FHA, FHA 203K, VA Loan
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Waterfront No
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Full Bathrooms 1
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Subdivision IRONS MANOR 5TH ADDN
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Total Stories 1
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Restrictions No Restrictions
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Parking 2 Or More Spaces, Parking Garage
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Heating Central
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Structure Type House
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Tax Year 2025
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Construction CBS Construction
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Building Area 1657
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Covered Spaces 3
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Year Built Details Resale
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Half Bathrooms 0
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New Construction No
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Garage Spaces 3
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Lot Size (Sq Ft) 0
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Membership Purchase Required No
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