240 Galen Drive # 109, Key Biscayne FL 33149 | Miami-Dade County | A11960477

The list price for 240 Galen Drive #109 is $740,000. While the MLS does not specify the furnished status, fixtures and built-in appliances typically convey with the home—always confirm specifics during negotiations. The unit itself includes access to shared community amenities like the elevator(s), pool, and sauna, though these are HOA-maintained and not part of the property's deeded conveyance.

For precise details on what stays or goes, connect with Christopher Lazaro, Key Biscayne Real Estate Advisor, to review the seller’s disclosures and clarify any questions before proceeding.

240 Galen Drive #109 is in Key Biscayne, Florida 33149, a sought-after coastal corridor just minutes from Miami yet with a tranquil island feel. This condo sits in a prime walkable location near Crandon Park’s beaches, the Key Biscayne Golf Course, and local dining—ideal for those who value convenience and coastal living. For precise details on accessibility or nearby amenities, contact Christopher Lazaro, Key Biscayne Real Estate Advisor, directly—he’ll gladly provide verified insights tailored to your needs.

The monthly HOA fee for 240 Galen Drive #109 is $1,100, which covers all amenities and building exterior maintenance per the association's records. This well-maintained Key Biscayne community adheres to local ordinances, detailed in the Key Biscayne Municipal Code. For a full breakdown of services or to discuss how these fees align with your priorities, contact Christopher Lazaro, Key Biscayne Real Estate Advisor, for verified details.

The current tax of record for 240 Galen Drive #109 is $6,722 (2025), but Florida reassesses upon sale. As an ESTIMATE ONLY at the $740,000 list price and Miami-Dade’s ~2.0% rate: without homestead, expect ~$14,800/yr (≈ $1,233/mo); with Florida’s homestead exemption — which reduces taxable value for primary residences only — ~$13,800/yr (≈ $1,150/mo). These are estimates, not guarantees. For precise figures, consult the Miami-Dade Property Appraiser and a tax specialist, then connect with Christopher Lazaro, Key Biscayne Real Estate Advisor, to discuss your scenario.

240 Galen Drive #109 is in a FEMA-designated flood zone, which indicates its risk level for flooding—this directly impacts insurance requirements and safety considerations. Flood zones range from high-risk (like AE or V zones) to moderate/low-risk (X zones), and lenders often mandate flood insurance for properties in high-risk areas. View the FEMA flood map for this address to see its specific designation. For precise details on how this affects the $740,000 listing, contact Christopher Lazaro, Key Biscayne Real Estate Advisor, to discuss protections and next steps.

Pets are allowed at 240 Galen Drive #109, with restrictions (or possible restrictions) per the MLS record. We'll gladly provide the condo association's current pet rules for this unit upon request—just ask. Note that federal fair housing laws protect documented service animals and emotional support animals regardless of association policies. For precise details, contact Christopher Lazaro, Key Biscayne Real Estate Advisor, to verify the latest guidelines.

The $740,000 list price reflects a competitive CMA accounting for Key Biscayne’s unique demand, where waterfront proximity and low inventory often sustain tighter pricing. Miami-Dade condos have recently been closing at 94% of list, about 64 days on market (MIAMI REALTORS®, May 2026), but Galen Drive’s walkability to Village amenities and this unit’s direct bay views justify its positioning. Before drafting an offer, let’s review a fresh CMA for #109’s exact building comps—I’ll ensure you’re equipped with Key Biscayne’s latest adjustments. Reach out to Christopher Lazaro, Key Biscayne Real Estate Advisor, to confirm the negotiation window.

Before touring 240 Galen Drive #109, I strongly recommend securing a pre-approval from a licensed Florida mortgage professional — this link connects you to trusted partners who understand Key Biscayne’s market nuances. A pre-approval clarifies your budget and strengthens your position in competitive situations, especially for this $740,000 3-bedroom condo. Reach out to me, Christopher Lazaro, directly to verify financing options or discuss the next steps — let’s ensure you’re prepared to act confidently.