2020 NE 135th St # 601, North Miami FL 33181 | Miami-Dade County | A12041038
  • $174,000

Description

WATERFRONT LIVING IN NORTH MIAMI WITH NO RENTAL RESTRICTIONS! LOCATED IN THE SECURE AND WELL MAINTAINED KEYSTONE TOWERS COMMUNITY JUST OFF BISCAYNE BOULEVARD, THIS CHARMING 1 BEDROOM 1 BATH CONDO OFFERS 807 SQ FT OF BRIGHT LIVING SPACE ON THE 6TH FLOOR, COMPLETE WITH LAMINATE WOOD FLOORS THROUGHOUT AND A PRIVATE BALCONY WITH PANORAMIC SKYLINE VIEWS AND COASTAL BREEZES. THE BUILDING SITS RIGHT ON THE WATER WITH OCEAN ACCESS, A RELAXING POOL OVERLOOKING THE CANAL, AND POSSIBLE DOCK RENTALS THROUGH THE ASSOCIATION. PASSED 40 AND 50 YEAR INSPECTIONS, NO SPECIAL ASSESSMENTS, PET FRIENDLY, AND ONE ASSIGNED PARKING SPACE. THIS IS AN EXCELLENT OPPORTUNITY FOR BUYERS LOOKING FOR A LOW MAINTENANCE HOME OR INVESTORS SEEKING A PROPERTY THAT CAN BE RENTED IMMEDIATELY. LAUNDRY FACILITIES ARE IN THE BUILDING, AND THE LOCATION IS HARD TO BEAT, JUST MINUTES FROM FIU BISCAYNE BAY CAMPUS, WHOLE FOODS, COSTCO, PUBLIX, BAL HARBOUR SHOPS, BEAUTIFUL BEACHES, AND MORE. WHETHER YOU ARE LOOKING FOR A PLACE TO CALL HOME OR A SMART INVESTMENT IN SOUTH FLORIDA, THIS ONE CHECKS ALL THE BOXES!

Property Overview

This is a 1-bedroom, 1-bath condominium of about 807 square feet at 2020 NE 135th St # 601, North Miami FL 33181 (North Miami 33181), listed at $187,300.

Monthly Costs, Stated Plainly

The monthly HOA fee is $708.

The tax of record is $3,254 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $3,750/yr (≈ $312/mo); with the homestead exemption on a primary residence, about $2,750/yr (≈ $229/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.

Frequently Asked Questions

What is the list price, and what typically conveys with a home like this?

The list price for 2020 NE 135th St #601 is $187,300, and this unfurnished 1-bedroom condo conveys with all fixtures and built-in appliances — think lighting, shelving, and the kitchen stove. While the home itself includes these permanent features, the community amenities like the pool, elevators, and other shared spaces are maintained by the HOA for all residents. For precise details on what stays or goes, reach out to Christopher Lazaro, North Miami Real Estate Realtor, to confirm before writing an offer.

Where exactly is it, and what should I know about the location?

2020 NE 135th St #601 is in North Miami, FL 33181, positioned along the coastal corridor just minutes from the Intracoastal Waterway and pristine beaches. The area offers convenient access to major highways, shopping, and dining, blending urban convenience with coastal charm. For precise insights on local amenities or to schedule a viewing, contact Christopher Lazaro, North Miami Real Estate Realtor, directly.

What are the HOA / association fees, and what do they cover?

The monthly HOA fee for 2020 NE 135th St #601 is $708, covering All Amenities, Cable TV, Elevator, Hot Water, Insurance, Laundry Facilities, Parking, Pool Service, and Trash Removal. The community adheres to North Miami city ordinances, which you can review here. For precise details or to discuss how these fees impact your budget, contact Christopher Lazaro, North Miami Real Estate Realtor, for personalized guidance.

What are the property taxes and homestead implications?

The current tax of record for 2024 is $3,254, but Florida reassesses at sale — as an ESTIMATE ONLY, at this $187,300 list price and Miami-Dade’s approximate 2.0% rate, expect roughly $3,750/yr (≈ $312/mo) without homestead. Florida’s homestead exemption, which reduces taxable value for primary residences only, could lower this ESTIMATE to about $2,750/yr (≈ $229/mo). Always confirm final figures with the Miami-Dade Property Appraiser and your tax advisor. For precise projections, connect with Christopher Lazaro, North Miami Real Estate Realtor, who’ll guide you through the nuances.

Is the home in a flood zone, and what does that mean?

This condo at 2020 NE 135th St #601 is in a FEMA-designated flood zone (verify specifics via FEMA's flood zone definitions or View the FEMA flood map for this address). Flood zones indicate risk levels, and lenders frequently mandate flood insurance for high-risk areas—a factor to weigh against the $187,300 list price. For precise guidance on this 807 sqft unit’s exposure and coverage needs, consult Christopher Lazaro, North Miami Real Estate Realtor, who’ll prioritize your protection.

Are pets allowed?

Yes, pets are allowed at 2020 NE 135th St #601 — the MLS confirms this building is pet-friendly. If you have a service animal or ESA, federal accommodation rules apply separately. For the association's exact pet policies (breed/size restrictions, fees, etc.), contact Christopher Lazaro, North Miami Real Estate Realtor, to verify the current rules before proceeding.

How is the price set and is there room to negotiate?

The price reflects a competitive CMA analysis tailored to North Miami's current condo market, where recent Miami-Dade trends show condos closing at 94% of list price after roughly 64 days on market (MIAMI REALTORS®, May 2026). While this unit’s $187,300 listing aligns with building comps and neighborhood demand, we’ll review a fresh North Miami-specific CMA together to pinpoint negotiation flexibility. For precise guidance, contact Christopher Lazaro, North Miami Real Estate Realtor, to discuss strategy before submitting an offer.

What financing step do you recommend before touring?

Before touring 2020 NE 135th St #601, I strongly recommend securing a pre-approval from a Florida-licensed mortgage loan officer—this clarifies your budget and strengthens your position when ready to offer. Start the pre-approval process here, then connect with me, Christopher Lazaro, to verify the property aligns with your goals. As your North Miami Realtor, I’ll ensure every step prioritizes your best interests.

Monthly Fees & Carrying Costs

Association Fee $708 / month
Total Monthly Fees $708 / month
  • Membership Required: No
  • Application Fee: $100 (one-time)

Have a question about this North Miami listing?

Talk directly with Christopher Lazaro, your North Miami real estate advisor. No pressure — real answers.

This listing is courtesy of La Rosa Realty Beaches LLC.

Listing data courtesy of MIAMI Association of REALTORS (RAPB/GFLR) via Bridge Interactive. Copyright SEFMLS © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.

  • Address: 135th St
  • City: North Miami
  • Zip/Postal Code: 33181

Details

Updated on October 18, 2026 at 5:38 pm
  • Property ID A12041038
  • Price $174,000
  • Property Size 807 Sq Ft
  • Bedroom 1
  • Room 0
  • Bathroom 1
  • Year Built 1969
  • Property Status Active, Residential

Additional details

  • View Other View
  • Cooling Central Air
  • Heating Central
  • Tax Year 2025
  • Flooring Ceramic Floor, Tile
  • Unit Floor 6
  • High School Alonzo and Tracy Mourning Sr. High
  • Inclusions Other, Parking,Ramp
  • Unit Number 601
  • Building KEYSTONE TOWERS
  • Frontage Bay
  • Garage Spaces 1
  • Listing Terms All Cash, Conventional
  • Area Keystone Towers Condo
  • Total Stories 10
  • Waterfront Yes
  • Association Yes
  • Full Bathrooms 1
  • Half Bathrooms 0
  • Covered Spaces 1
  • Style Condo 5+ Stories
  • Private Pool No
  • Structure Type Condo 5+ Stories, Condo
  • Association Fee 708
  • Parking 1 Space
  • Subdivision KEYSTONE TOWERS CONDO,Keystone Towers
  • Annual Tax 3254
  • Elementary School David Lawrence Jr K-8
  • Year Built Details Effective Year Built
  • Building Area 807
  • Lot Size (Sq Ft) 0
  • Flood Zone AE
  • New Construction No
  • Waterfront Features Canal Front, Ocean Access, Seawall
  • Bedroom Features At Least 1 Bedroom Ground Level, Other
  • Amenities Elevator(s), Other, Pool
  • Restrictions Corporate Buyer OK, Ok To Lease, Okay To Lease 1st Year
  • Middle School North Miami
  • Construction Concrete Block Construction, CBS Construction
  • Neighborhood Arch Creek East
  • Pets Allowed Yes
  • Patio / Porch Open Balcony
  • Association Fee Frequency Monthly
  • Association Type Condo
  • Maintenance Includes All Amenities, Cable Tv, Elevator, Hot Water, Insurance, Laundry Facilities, Parking, Pool Service, Trash Removal
  • Membership Purchase Required No

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