18260 N Bay Road # 304, Sunny Isles Beach FL 33160 | Miami-Dade County | F10403099

The list price for 18260 N Bay Road #304 is $700,000, and this furnished home (furniture only) includes all fixtures and built-in appliances, as is standard. While the unit itself conveys with these items, the community offers maintained grounds and other shared amenities managed by the HOA. For precise details on inclusions or to explore this Sunny Isles Beach opportunity further, contact Christopher Lazaro, your trusted local broker, for verification.

18260 N Bay Road #304 is in Sunny Isles Beach, Florida 33160, positioned along the prestigious coastal corridor of North Bay Road. This prime location offers direct access to the Intracoastal Waterway and is just minutes from the beach, with high-end dining and shopping nearby. For precise details on how this location aligns with your needs, contact Christopher Lazaro, Sunny Isles Beach Real Estate Broker, today — call, text, or email for verified insights.

The monthly HOA fee for 18260 N Bay Road #304 is $700, which includes elevator maintenance and access. The community adheres to Sunny Isles Beach city ordinances, which you can review here. For a detailed breakdown of HOA services or to discuss how this impacts your budget, contact Christopher Lazaro, Sunny Isles Beach Real Estate Broker, directly.

The property tax of record is $5,217 (2022), but Florida reassesses at sale. At the current $700,000 list price and Miami-Dade's approximate 2.0% rate, we estimate non-homestead taxes near $14,000/yr (≈ $1,167/mo). If this becomes your primary residence, Florida's homestead exemption reduces the taxable value, lowering the estimate to about $13,000/yr (≈ $1,083/mo). These are estimates only — confirm final figures with the Miami-Dade Property Appraiser and your tax advisor.

For precise projections tailored to your situation, contact Christopher Lazaro, Sunny Isles Beach Real Estate Broker, who can guide you through homestead applications and tax implications.

This condo at 18260 N Bay Road #304 is in a moderate-risk flood zone (Zone X, per FEMA's flood zone definitions), meaning flooding is possible but less likely than high-risk areas. View the FEMA flood map for this address to confirm details—while lenders may not mandate flood insurance here, coastal properties often benefit from supplemental coverage. For precise guidance, connect with Christopher Lazaro, Sunny Isles Beach Real Estate Broker, who’ll clarify protections tailored to this home.

This is a single-family home at 18260 N Bay Road #304, so there’s no condo or HOA board restricting pets—ownership or leasing terms are entirely at the owner’s discretion, within local ordinances. Documented service animals and emotional support animals (ESAs) are protected under federal law. For precise details on current leasing terms or to discuss this $700,000 property further, contact Christopher Lazaro, Sunny Isles Beach Real Estate Broker.

The $700,000 listing reflects a tailored CMA for Sunny Isles Beach condos, accounting for recent sales in the building and immediate vicinity. While Miami-Dade single-family homes are currently closing at 95% of original list (averaging 41 days to contract per MIAMI REALTORS® May 2026 data), waterfront condos like 18260 N Bay Road #304 often see tighter margins—I’ll provide a fresh Sunny Isles Beach CMA before you draft an offer. For precise negotiation insights, call Christopher Lazaro, Sunny Isles Beach Real Estate Broker, to verify current leverage.

Before touring 18260 N Bay Road #304, I strongly recommend securing a pre-approval from a licensed Florida mortgage professional—it clarifies your budget and strengthens your position when you’re ready to act. You can start the process at Get-PreApproved.com. With this Sunny Isles Beach condo listed at $700,000, having financing lined up ensures we move swiftly if it’s the right fit. Reach out to me, Christopher Lazaro, Sunny Isles Beach Real Estate Broker, and I’ll connect you with trusted lenders or verify your pre-approval status so we’re prepared.