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177 Ocean Lane Dr # 213, Key Biscayne FL 33149 | Miami-Dade County | A12042606
  • $1,349,000

Description

Beautifully renovated and fully furnished 2-bedroom, 2-bathroom residence in the highly desirable Commodore Club East on Key Biscayne. This move-in-ready unit features a bright and spacious layout, modern finishes, and comfortable coastal living just steps from the beach. The association dues include water, high-speed internet, and cable TV. Enjoy resort-style amenities, including direct beach access, pool, tennis courts, fitness center, and 24-hour security. Ideal for both investors and future end-users. The unit is currently tenant-occupied with a lease in place through February 28, 2027, providing immediate rental income while offering the opportunity to enjoy the property in the future. Please allow advance notice for showings. A virtual video tour is available, click on “Virtual Tour” to view it.

Property Overview

This is a 2-bedroom, 2-bath condominium of about 1260 square feet at 177 Ocean Lane Dr # 213, Key Biscayne FL 33149 (Key Biscayne 33149), listed at $1,349,000.

Monthly Costs, Stated Plainly

The monthly HOA fee is $1,568.

The tax of record is $5,421 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $26,980/yr (≈ $2,248/mo); with the homestead exemption on a primary residence, about $25,980/yr (≈ $2,165/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.

Frequently Asked Questions

What is the list price, and what typically conveys with a home like this?

The home at 177 Ocean Lane Dr #213 is listed at $1,349,000. While the MLS does not specify furnished status, fixtures and built-in appliances typically convey with the home—always confirm specifics during due diligence. The unit includes access to shared HOA amenities like elevators, a fitness room, pool, and tennis courts, but these are community-owned, not part of the deeded property. For precise details on what’s included, connect with Christopher Lazaro, Key Biscayne Real Estate Professional, to verify and protect your interests.

Where exactly is it, and what should I know about the location?

177 Ocean Lane Dr #213 is in Key Biscayne, Florida 33149, positioned along the island's coveted coastal corridor just minutes from the Atlantic shoreline. This prime location offers easy access to Crandon Park's beaches and the village's dining scene, with Miami's skyline visible across the bay. For precise details on local amenities or to schedule a private tour, contact Christopher Lazaro, Key Biscayne Real Estate Professional, directly.

What are the HOA / association fees, and what do they cover?

The monthly HOA fee for 177 Ocean Lane Dr #213 is $1,568, covering Cable TV, Common Area maintenance, Elevator, Internet/WiFi, Landscaping/Lawn Maintenance, Manager, Parking, Pool Service, Security, Sewer, Trash Removal, and Water. The community adheres to Key Biscayne city ordinances, which you can review here.

For precise details on how these services apply to this unit, connect with Christopher Lazaro, Key Biscayne Real Estate Professional, who can clarify all association benefits and obligations.

What are the property taxes and homestead implications?

Property taxes for 177 Ocean Lane Dr #213 are currently $5,421 (2025 tax of record), but Florida reassesses upon sale. As an ESTIMATE ONLY at the $1,349,000 list price and Miami-Dade’s ~2.0% rate: without homestead, expect approximately $26,980/yr (≈ $2,248/mo); with Florida’s homestead exemption — which reduces taxable value for primary residences only — roughly $25,980/yr (≈ $2,165/mo). These are estimates, not guarantees. For precise figures, consult the Miami-Dade Property Appraiser and a tax specialist, then connect with Christopher Lazaro, Key Biscayne Real Estate Professional, to discuss how this impacts your buying strategy.

Is the home in a flood zone, and what does that mean?

Yes, 177 Ocean Lane Dr #213 is in a designated flood zone—a crucial factor for coastal properties like this Key Biscayne condo. Flood zones, defined by FEMA, assess a property's risk level; you can View the FEMA flood map for this address to see specifics. Since lenders often mandate flood insurance in high-risk areas, let’s discuss how this impacts your investment—reach out to Christopher Lazaro, Key Biscayne Real Estate Professional, for a detailed review tailored to this $1,349,000 listing.

Are pets allowed?

Yes, pets are allowed at 177 Ocean Lane Dr #213—a welcoming policy for your furry companions. If you have a documented service animal or emotional support animal, separate federal accommodation rules may apply to ensure full access. For complete peace of mind, let's verify the latest association pet guidelines together—reach out to Christopher Lazaro, Key Biscayne Real Estate Professional, for precise details.

How is the price set and is there room to negotiate?

In Key Biscayne's current market, Miami-Dade condos are closing at 94% of list price on average, with a median 64 days on market (MIAMI REALTORS®, May 2026). For 177 Ocean Lane Dr #213, we’ve refined this broader trend with a hyperlocal comparative market analysis (CMA) accounting for recent sales in the building and nearby properties—let’s review those specifics together before crafting an offer. To discuss negotiation strategy tailored to this $1,349,000 listing, connect directly with Christopher Lazaro, Key Biscayne Real Estate Professional, for verified insights.

What financing step do you recommend before touring?

Before touring 177 Ocean Lane Dr #213, I strongly recommend securing a pre-approval from a Florida-licensed mortgage loan officer — this clarifies your budget and strengthens your position in Key Biscayne’s competitive market. At $1,349,000, this 2-bedroom condo demands financial readiness; a pre-approval also streamlines negotiations if you decide to move forward. Reach out to Christopher Lazaro, Key Biscayne Real Estate Professional, to discuss your pre-approval or schedule a private showing.

Monthly Fees & Carrying Costs

Association Fee $4,703 / quarter ($1,568/mo)
Total Monthly Fees $1,568 / month
  • Membership Required: No
  • Application Fee: $100 (one-time)

Have a question about this Key Biscayne listing?

Talk directly with Christopher Lazaro, your Key Biscayne real estate advisor. No pressure — real answers.

  • Address: Ocean Lane Dr
  • City: Key Biscayne
  • Zip/Postal Code: 33149

Details

Updated on July 5, 2026 at 5:35 am
  • Property ID A12042606
  • Price $1,349,000
  • Property Size 1260 Sq Ft
  • Bedrooms 2
  • Room 0
  • Bathrooms 2
  • Year Built 1971
  • Property Status Active, Residential

Additional details

  • Flooring Ceramic Floor
  • Bedroom Features Other, Primary Bath Shower
  • Cooling Central Air
  • Association Type Condo
  • Building KEY BISCAYNE'S COMMODORE
  • Association Fee Frequency Quarterly
  • Area Key Biscayne Commodore Cl
  • Annual Tax 5421
  • Association Yes
  • Elementary School Keybiscayne
  • Private Pool No
  • Listing Terms All Cash, Conventional, VA Loan
  • Waterfront No
  • Full Bathrooms 2
  • Subdivision KEY BISCAYNE COMMODORE CL
  • Total Stories 12
  • Restrictions Auto Parking On, Ok To Lease
  • Amenities Elevator(s), Exercise Room, Pool, Tennis Court(s)
  • Parking 1 Space, Assigned, Guest
  • Heating Central
  • Structure Type Condo 5+ Stories, Condo
  • Tax Year 2025
  • Construction Concrete Block With Brick
  • Building Area 1260
  • Covered Spaces 1
  • Middle School Ponce De Leon
  • Unit Floor 2
  • View Garden View
  • Year Built Details Resale
  • High School Coral Gables
  • Pets Allowed Yes
  • Attached Yes
  • Unit Number 213
  • Inclusions Deeded Beach Access
  • Half Bathrooms 0
  • Flood Zone AE
  • Patio / Porch Open Balcony
  • New Construction No
  • Garage Spaces 1
  • Style Condo 5+ Stories
  • Association Fee 4703
  • Lot Size (Sq Ft) 0
  • Membership Purchase Required No

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