Dwelling coverage protects your home’s structure from perils like fire, hail, or vandalism, based on rebuild costs.Personal property coverage protects your belongings, usually 50%-70% of dwelling coverage, with limits on high-value items.

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US housing starts surge to 13-month high
US single-family housing starts rose 9.7% in March to about 1.03 million units, the highest since February 2025, while overall residential starts increased 10.8% to

