What is the asking price and what does it include?

The list price for 21326 SW 89th Pl, Cutler Bay FL 33189 is $4,300. The property is a Single Family Residence with 5 bedrooms, 3 bathrooms, approximately 2600 square feet of living space, on a — lot. List price reflects the home and customarily-attached fixtures; it does not include furniture, art, or detached personal property unless explicitly listed in contract. Final inclusions are determined by the executed purchase contract, not by this page. Contact us if you want a written inclusions/exclusions schedule before drafting an offer.

Where exactly is it, and what is the neighborhood like?

The property sits at 21326 SW 89th Pl, Cutler Bay FL 33189 in Cutler Bay, 33189. Coordinates are approximately , . Walkability, transit, distance to beach or bay, and traffic patterns vary block by block and are best evaluated in person; visit at both a weekday rush hour and a weekend afternoon before writing an offer. We do not characterize neighborhoods by demographic composition — Fair Housing Act constraints we take seriously. We will gladly provide objective data on request: distance to nearest grocery, hospital, marina, public school, and major roadway.

What are the property taxes and any homestead implications?

Miami-Dade County real-estate taxes are administered by the Miami-Dade Property Appraiser (current assessment + tax-bill data at https://www.miamidade.gov/pa/property_search.asp). A new buyer's tax bill resets based on the sale price and the buyer's own exemption status; the first full tax bill after purchase is often meaningfully higher than the seller's prior bill. Florida's Homestead Exemption reduces the taxable value for a primary residence — eligibility requirements and filing windows are published at https://www.miamidade.gov/pa/exemptions_homestead.asp. The statewide Florida Department of Revenue property-tax reference is at https://floridarevenue.com/property/.

Is it in a flood zone, and what does that mean for insurance?

Authoritative flood-zone designation for any U.S. address is published by FEMA on the National Flood Hazard Layer at https://msc.fema.gov/portal/home. Coastal South Florida includes properties in multiple flood-risk zones (AE, V, VE, X). Lenders typically require flood insurance in high-risk zones. The FEMA Risk Rating 2.0 methodology (premiums based on elevation, construction type, claims history, distance to water) is documented at https://www.fema.gov/flood-insurance/risk-rating. Florida-specific flood-insurance program data is at https://floridarevenue.com/.

How do you determine the list price?

We analyze recent comparable sales in Cutler Bay — similar properties in size, condition, and location that sold within the last three to six months. This Comparative Market Analysis (CMA) helps ensure 4,300 reflects current market value. For a personalized CMA on a specific property or to discuss listing strategy, contact us directly.

How long does it typically take to close on this property?

Most Florida real estate transactions close in 30–45 days from accepted offer, assuming timely financing, inspections, and HOA or condominium questionnaire responses. Condominium sales may take longer if SB-4D structural reports or association approvals are needed. We manage the timeline closely to avoid delays. Contact us for a detailed closing checklist tailored to 21326 SW 89th Pl, Cutler Bay FL 33189.

What financing step do you recommend before touring?

Get pre-approved by a licensed lender before making an offer. A pre-approval letter shows sellers you are a serious buyer and can close. In Florida's competitive market, it is often a practical requirement. We work with trusted local lenders who understand Miami-Dade specifics like flood-zone implications and condominium-warrantability requirements. Call us for lender referrals.

21326 SW 89th Pl, Cutler Bay FL 33189 | Miami-Dade County

Residential Lease Active

21326 SW 89th Pl, Cutler Bay FL 33189 | Miami-Dade County | A12026011

$4,300

Description

Welcome to this spacious and beautifully 5-bedroom, 3-bath lakefront home tucked away on a quiet cul-de-sac in the sought-after Lakes by the Bay community in Cutler Bay. This residence offers approximately 2,600 square feet of thoughtfully designed living space, featuring a seamless floor plan that effortlessly connects the kitchen, dining, and living areas—perfect for both everyday living and entertaining. Enjoy serene lake views from your private, fully fenced backyard, creating an ideal setting for relaxing evenings or weekend gatherings. The generous layout provides flexibility for families of all sizes, with well-appointed bedrooms and ample space to live, work, and host with ease. Ideally located in one of Miami-Dade’s most family-friendly communities, residents benefit from access to top-rated schools, nearby parks, shopping, and dining options. Commuting is made easy with convenient connections to US-1 and the Florida Turnpike. A rare opportunity to rent a spacious lakeview home in a peaceful setting while staying close to everything Cutler Bay has to offer.

Address

Open on Google Maps

Address: 89th Pl
City: Cutler Bay
State/county: Miami-Dade County
Zip/Postal Code: 33189
Area: LAKES BY THE BAY SEC 14, Lakes By the Bay

Details

Updated on June 3, 2026 at 6:53 pm

Property ID A12026011
Price $4,300
Property Size 2600 Square Feet
Bedrooms 5
Bathrooms 3
Garages 2
Year Built 2002
Type Single Family Residence
Property Status Residential Lease

Additional details

ArchitecturalStyle First Floor Entry
AvailabilityDate 2026-06-03
BathroomsFull 3
BathroomsHalf 0
BuildingAreaUnits Square Feet
BuildingName LAKES BY THE BAY SEC 14
ContractStatusChangeDate 2026-06-02
Cooling Central Air, Electric
CoveredSpaces 2
DaysOnMarket 1
DirectionFaces East
Directions GPS - 21326 SW 89 PL
ElementarySchool Edward Whigham
ExpirationDate 2027-04-30
FrontageLength 100
Furnished Unfurnished
Heating Central, Electric
HighSchool Miami Southridge
Inclusions Other
InternetAddressDisplayYN 1
InternetEntireListingDisplayYN 1
LeaseAmountFrequency Monthly
LeaseConsideredYN 1
LeaseRenewalOptionYN 1
LeaseTerm 1 Year With Renewal Option, More Than 1 Year, 12 Months
ListAOR A-Miami Association of REALTORS
ListAgentDirectPhone 305-788-0148
LotSizeSquareFeet 8154
MLSAreaMajor Lakes By The Bay Sec 14
MajorChangeTimestamp June 3, 2026 at 12:41am
MajorChangeType New
MiddleOrJuniorSchool Cutler Bay
MlsStatus Active
ModificationTimestamp June 3, 2026 at 06:25pm
OnMarketDate 2026-06-02
OriginalEntryTimestamp June 3, 2026 at 12:41am
OriginalListPrice 4300
OriginatingSystemID miamire
OriginatingSystemKey miamire
OriginatingSystemName Miami Association of REALTORS®
OtherExpense 0
ParcelNumber 36-60-09-027-0630
ParkingFeatures 2 Spaces, Additional Spaces Available, Guest
PhotosCount 0
PostalCode 33189
PostalCodePlus4 7355
PriceChangeTimestamp May 27, 2026 at 04:21pm
PublicSurveyRange 60
PublicSurveySection 9
PublicSurveyTownship 60
Sewer Sewer
ShowingInstructions Elect Lockbox-Call List Agent
SourceSystemKey 497002137
StateOrProvince FL
StatusChangeTimestamp June 3, 2026 at 12:41am
StreetDirPrefix SW
StreetName 89th Pl
StreetNumber 21326
StreetNumberNumeric 21326
StructureType Single Family-Annual, House
SyndicationRemarks Welcome to this spacious and beautifully 5-bedroom, 3-bath lakefront home tucked away on a quiet cul-de-sac in the sought-after Lakes by the Bay community in Cutler Bay. This residence offers approximately 2, 600 square feet of thoughtfully designed living space, featuring a seamless floor plan that effortlessly connects the kitchen, dining, and living areas—perfect for both everyday living and entertaining. Enjoy serene lake views from your private, fully fenced backyard, creating an ideal setting for relaxing evenings or weekend gatherings. The generous layout provides flexibility for families of all sizes, with well-appointed bedrooms and ample space to live, work, and host with ease. Ideally located in one of Miami-Dade’s most family-friendly communities, residents benefit from access to top-rated schools, nearby parks, shopping, and dining options. Commuting is made easy with convenient connections to US-1 and the Florida Turnpike. A rare opportunity to rent a spacious lakeview home in a peaceful setting while staying close to everything Cutler Bay has to offer.
TaxLegalDescription LAKES BY THE BAY SEC 14 PB 158-48 T-20811 LOT 27 BLK 36 LOT SIZE 8154 SQ FT FAU 30-6009-006-0060 OR 20688-2336 0902 1 F/A/U 30-6009-027-0630
View Lake, Water
WaterSource Municipal Water
WaterfrontFeatures Lake, Lake Access
WindowFeatures Complete Panel Shutters/Awnings
Zoning 0100