Fannie Mae forecasts 30-year mortgage rates falling to 5.7% by Q4 2026, down from ~6.0% in early 2026. National Association of Realtors expects home sales to rise about 14% in 2026 as lower rates bring buyers back. Single-family housing starts projected to drop 6.2% year-over-year through the first three quarters of 2026, limiting supply. Construction expected to...
Fannie Mae
Fannie Mae's economic forecast indicates that mortgage rates will remain volatile in 2025 due to ongoing inflation and trade tensions. The group expects rates to end 2025 at 6.6% and 2026 at 6.5%. The "lock-in effect" may persist, limiting home sales as high rates affect affordability. Home sales are projected to be 22% below 2019 levels, despite an upward adjustment in outlook due to...
Fannie Mae has revised its 2025 housing market forecast, predicting fewer home sales and slower price growth due to persistently high mortgage rates. The expected 30-year mortgage rate is now around 6.5% by the end of 2025. Home sales are projected at 4.89 million, down from 5.00 million, with home price growth slowing to 3.5% in 2025. The Sun Belt is expected to see more sales, while the Northeast and...
Mortgage rates remain above 6%, with slight home price growth and low supply continuing to pressure affordability. Existing home sales expected to recover slightly from multi-decade lows due to limited inventory and affordability barriers....
Fannie Mae and Freddie Mac are raising the maximum limit on home loans to over $1 million in certain markets where buyers struggle to get financing. This reflects the reality of high home prices in challenging real estate markets, leaving many unable to afford a home. The conforming loan limits have been increased to give buyers a better chance of securing financing. The new limits highlight the fact...