Fannie Mae

h Florida real estate market commentary by Christopher Lazaro Sunny Isles Beach FL

Fannie Mae: Mortgage Rates Will Drop To 5.7% By Year End

Fannie Mae forecasts 30-year mortgage rates falling to 5.7% by Q4 2026, down from ~6.0% in early 2026. National Association of Realtors expects home sales to rise about 14% in 2026 as lower rates bring buyers back. Single-family housing starts projected to drop 6.2% year-over-year through the first three quarters of 2026, limiting supply. Construction expected to...

Fannie Mae raises 2025 mortgage rate forecast amid inflation concerns

Fannie Mae's economic forecast indicates that mortgage rates will remain volatile in 2025 due to ongoing inflation and trade tensions. The group expects rates to end 2025 at 6.6% and 2026 at 6.5%. The "lock-in effect" may persist, limiting home sales as high rates affect affordability. Home sales are projected to be 22% below 2019 levels, despite an upward adjustment in outlook due to...

Fannie Mae Lowers Housing Market Forecast and Projections for 2025

Fannie Mae has revised its 2025 housing market forecast, predicting fewer home sales and slower price growth due to persistently high mortgage rates. The expected 30-year mortgage rate is now around 6.5% by the end of 2025. Home sales are projected at 4.89 million, down from 5.00 million, with home price growth slowing to 3.5% in 2025. The Sun Belt is expected to see more sales, while the Northeast and...

Stacked newspapers with headlines, inset photo of man in blue blazer near railing.

Fannie Mae And Freddie Mac Will Make Home Loans Over $1 Million In Some Regions

Fannie Mae and Freddie Mac are raising the maximum limit on home loans to over $1 million in certain markets where buyers struggle to get financing. This reflects the reality of high home prices in challenging real estate markets, leaving many unable to afford a home. The conforming loan limits have been increased to give buyers a better chance of securing financing. The new limits highlight the fact...