Falling Mortgage Rates

Falling mortgage rates, looming condo reform deadline shape South Florida housing market

South Florida's housing market shows contrasting trends. While single-family home sales are increasing, the condo market is slowing due to rising inventory and declining demand. Closed condo sales fell between 2.4% and 7% across Miami-Dade, Broward, and Palm Beach counties, with inventory doubling in July. Despite longer selling times, condos are still selling for about 94% of their asking price. In...

Redfin Reports Falling Mortgage Rates Have Yet to Improve Home Sales, With Buyers Uncertain About NAR Settlement, Election

Pending home sales have dropped 6.9% in the last four weeks, marking the largest decline in nearly a year, despite a decrease in median U.S. housing payments. Many potential buyers are hesitant to enter the market due to uncertainty surrounding the new NAR settlement rules, high home prices, and upcoming election outcomes. Although mortgage-purchase applications have increased slightly, they remain down...