9934 SW 195th St, Cutler Bay FL 33157 | Miami-Dade County | A12031549

The list price for 9934 SW 195th St, Cutler Bay FL 33157 is $695,000. This home is listed as Unfurnished, meaning that no furniture is included in the sale. However, fixtures and built-in appliances generally convey with the home, providing a solid foundation for the buyer. A private Above Ground pool is also included with the property. It's worth noting that while this home has its own private pool, community or on-site amenities are available and can be confirmed upon request - these shared amenities are managed by the HOA and are not conveyed with the home itself.

To verify the details of what conveys with this property, including any community amenities, and to discuss your interests in 9934 SW 195th St, contact Christopher Lazaro, Cutler Bay Real Estate Realtor, to schedule a viewing or request more information about this 3bd/2ba ~1534 sqft home in Cutler Bay 33157, listed at $695,000. You can reach out to him directly to confirm the specifics of the sale and how it aligns with your needs.

The property at 9934 SW 195th St is located in Cutler Bay, FL 33157, situated along the coastal corridor of southern Florida. This location places the property in a desirable area with potential access to various amenities and services. The property itself is a 3 bedroom, 2 bathroom residence with approximately 1534 square feet of living space, listed at $695,000.

To verify the details of this listing and learn more about the surrounding area, contact Christopher Lazaro, Cutler Bay Real Estate Realtor, to schedule a viewing or discuss your specific needs and priorities. You can reach out to him to confirm the property's features, review recent sales data, or explore other available options in the Cutler Bay area.

The property at 9934 SW 195th St, Cutler Bay FL 33157, listed at $695,000, is a single-family home with no mandatory HOA. As a result, the owner is responsible for handling their own utilities and upkeep. This means that the owner has direct control over maintenance and repairs, without the need to pay association fees. However, it's worth noting that the property is still subject to city ordinances, which can be found in the municipal code.

To verify the details of this property and understand the implications of not having an HOA, we recommend reaching out to Christopher Lazaro, Cutler Bay Real Estate Realtor, to discuss your specific needs and concerns. You can contact him to schedule a viewing or to ask questions about the property, including its condition, amenities, and surrounding area.

The property taxes for 9934 SW 195th St, Cutler Bay FL 33157, listed at $695,000, can be estimated in two ways. As an ESTIMATE ONLY, without homestead, the annual property tax would be about $13,900/yr (approximately $1,158/mo), and with the homestead exemption on a primary residence, the annual property tax would be about $12,900/yr (approximately $1,075/mo). It's essential to note that Florida's homestead exemption lowers the taxable value of a property, but only for a primary residence. The tax of record is $8,170 (2025), but Florida reassesses at sale, so these estimates are not quotes.

To confirm these ESTIMATES and understand how they may apply to your situation, it's crucial to consult with the Miami-Dade Property Appraiser and a tax professional. For more information on this property and to verify the details, contact Christopher Lazaro, Cutler Bay Real Estate Realtor, to discuss your specific needs and get a clearer understanding of the property taxes and homestead implications for 9934 SW 195th St, Cutler Bay FL 33157.

The property at 9934 SW 195th St, Cutler Bay FL 33157, listed at $695,000, is located in a flood zone. Flood zones are areas that have been identified by the Federal Emergency Management Agency (FEMA) as being at risk for flooding, and are classified based on their level of risk. For more information on flood zones, you can visit the FEMA definitions page. To determine the specific flood zone designation for this property, you can View the FEMA flood map for this address.

Lenders often require flood insurance for properties located in high-risk flood zones, which can impact the cost of owning the property. If you're interested in learning more about the flood zone designation for this property and how it may affect your purchase, contact Christopher Lazaro, Cutler Bay Real Estate Realtor, to verify the information and discuss your options. You can reach out to him to schedule a consultation and get a better understanding of what this means for your potential purchase of the 3bd/2ba ~1534 sqft home.

The record indicates that pets are not allowed at 9934 SW 195th St, Cutler Bay FL 33157, which is listed at $695,000. However, it's essential to understand that service animals are protected under the ADA and Fair Housing Act, and like a wheelchair, they generally cannot be categorically banned. Emotional Support Animals (ESAs) are also protected in housing under the FHA as a reasonable accommodation, but this requires proper documentation and is subject to association review and current law, including the evolving 2026 HUD guidance, as discussed in recent articles and previous laws.

For specific guidance on this property, it's recommended that you consult a Florida real-estate attorney. To verify the pet policy and discuss your options, contact Christopher Lazaro, Cutler Bay Real Estate Realtor, to schedule a consultation and determine the best course of action for your individual circumstances regarding the 3bd/2ba ~1534 sqft property at 9934 SW 195th St, Cutler Bay FL 33157.

Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract, according to MIAMI REALTORS®, May 2026. This market statistic provides context for the negotiability of the listed price of $695,000 for 9934 SW 195th St, Cutler Bay FL 33157. A more specific assessment of the property's value can be determined by a Comparative Market Analysis (CMA) that takes into account the unique characteristics of the building and its vicinity. For a Cutler Bay-specific CMA, which would provide a more detailed understanding of the property's value in relation to similar homes in the area, it is recommended to consult with a local real estate expert.

To verify the market value of this 3bd/2ba ~1534 sqft property and to discuss the potential for negotiation, contact Christopher Lazaro, Cutler Bay Real Estate Realtor, to review the specifics of the property and the current market conditions in Cutler Bay 33157.

Before touring a property like 9934 SW 195th St, Cutler Bay FL 33157, listed at $695,000, it is recommended that you get pre-approved for a mortgage. This step can help you understand your budget and make a more informed decision when viewing homes. To get started, seek the advice of a Florida Licensed Mortgage Loan Officer who can guide you through the pre-approval process.

Once you have a clear understanding of your financing options, you can reach out to Christopher Lazaro, Cutler Bay Real Estate Realtor, to verify the details of this 3bd/2ba ~1534 sqft property and schedule a tour at your convenience, or to inquire about other properties in the Cutler Bay 33157 area that fit your needs and budget. You can contact Christopher Lazaro to discuss your specific situation and get personalized guidance on moving forward.