9540 Bay Dr, Surfside FL 33154 | Miami-Dade County | A11916061
- $39,000,000
- $39,000,000
Description
This nearly completed modern estate by Kobi Karp offers 13,060 SF of stunning architecture, gleaming sunsets, and seamless indoor-outdoor living. Designed as a private resort on a rare 22,750 SF double lot in walkable Surfside, with 125’ of intracoastal waterfront, this 7-bed, 9.5 bath residence features a showstopping great room, first floor junior primary suite, Italian millwork and exquisite marble throughout, home gym with sauna/steam, office, cabana, pajama lounge, and home theater. Towering glass walls fade into the horizon, framing wide-bay views with plentiful natural light. A breathtaking infinity pool, spa, and yacht-ready dock overlooking the wide waterway make this the ultimate waterfront retreat.
Property Overview
This is a 7-bedroom, 10-bath home of about 13060 square feet at 9540 Bay Dr, Surfside FL 33154 (Surfside 33154), listed at $39,000,000.
Monthly Costs, Stated Plainly
This home has no mandatory HOA (single-family / no association on record).
The tax of record is $123,815 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $780,000/yr (≈ $65,000/mo); with the homestead exemption on a primary residence, about $779,000/yr (≈ $64,917/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price for 9540 Bay Dr is $39,000,000. Built-in appliances, fixtures, and the heated in-ground private pool convey with the property.
The MLS record does not state if the home is furnished; you must confirm which pieces convey. Shared community amenities are separate from the home's assets and are available for confirmation upon request. Contact Christopher Lazaro, Surfside Real Estate Broker, to verify these details.
Where exactly is it, and what should I know about the location?
This property is located at 9540 Bay Dr in Surfside, FL 33154, situated within the coastal corridor. The residence features 7 bedrooms and 10 bathrooms across approximately 13,060 square feet and is listed at $39,000,000.
Contact Christopher Lazaro, Surfside Real Estate Broker, to verify location details.
What are the HOA / association fees, and what do they cover?
There is no mandatory HOA or association on record for this single-family home. The owner handles all utilities and upkeep directly. The property remains subject to city ordinances, which are available at https://library.municode.com/fl/surfside/codes/code_of_ordinances.
Contact Christopher Lazaro, Surfside Real Estate Broker, to verify these details.
What are the property taxes and homestead implications?
The tax of record is $123,815 (2025). As an ESTIMATE ONLY, Florida reassesses at sale; at this price and a Miami-Dade rate near 2.0%, the annual cost is about $780,000/yr (≈ $65,000/mo) without homestead, or about $779,000/yr (≈ $64,917/mo) with the homestead exemption on a primary residence. Florida's homestead exemption lowers taxable value only for a primary residence.
Confirm these figures with the Miami-Dade Property Appraiser and a tax professional, as these are estimates, not quotes. Contact Christopher Lazaro, Surfside Real Estate Broker, to verify.
Is the home in a flood zone, and what does that mean?
Flood zones categorize areas by their risk of flooding. You can find FEMA definitions here and View the FEMA flood map for this address. Lenders often require flood insurance in high-risk zones.
Contact Christopher Lazaro, Surfside Real Estate Broker, to verify the specific requirements for 9540 Bay Dr.
Are pets allowed?
As a single-family home, this property has no HOA board to dictate pet rules. Pets are permitted at the owner's discretion, subject to city and county ordinances and any existing lease. Documented service animals and ESAs carry separate federal protections.
Contact Christopher Lazaro, Surfside Real Estate Broker, to verify specific details.
How is the price set and is there room to negotiate?
Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract (MIAMI REALTORS®, May 2026). The $39,000,000 list price for 9540 Bay Dr is derived from a Comparative Market Analysis (CMA).
I provide a Surfside-specific CMA to ensure your offer aligns with current local data. Contact Christopher Lazaro, Surfside Real Estate Broker, to verify these details.
What financing step do you recommend before touring?
Secure a pre-approval before touring 9540 Bay Dr to confirm your purchasing power for this $39,000,000 estate. Consult a Florida Licensed Mortgage Loan Originator to establish your terms.
Contact Christopher Lazaro, Surfside Real Estate Broker, to verify these requirements.
Monthly Fees & Carrying Costs
- Membership Required: No
Have a question about this Surfside listing?
Talk directly with Christopher Lazaro, your Surfside real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: Bay Dr
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City: Surfside
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State/county: Miami-Dade County
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Zip/Postal Code: 33154
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Area: ALTOS DEL MAR NO 6
Details
Updated on August 9, 2026 at 4:34 am-
Property ID A11916061
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Price $39,000,000
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Property Size 13060 Sq Ft
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Bedrooms 7
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Room 0
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Bathrooms 10
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Garages 5
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Year Built 2026
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Type Single Family Residence
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Property Status Active, Residential
Additional details
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Flooring Marble
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Waterfront Features Ocean Access, No Fixed Bridges, Seawall
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Bedroom Features Primary Bedroom Upstairs
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Cooling Central Air
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Association Type None
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Building ALTOS DEL MAR NO 6
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Area Altos Del Mar No 6
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Annual Tax 123815
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Association No
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Elementary School Ruth K. Broad Bay Harbor K-8
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Private Pool No
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Listing Terms All Cash, Conventional
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Waterfront Yes
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Full Bathrooms 9
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Subdivision ALTOS DEL MAR NO 6
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Restrictions Other Restrictions
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Parking Paver Block
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Heating Central
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Structure Type House
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Tax Year 2025
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Construction CBS Construction
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Covered Spaces 5
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Middle School Nautilus
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Frontage Bay
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View Bay, Pool
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Year Built Details Effective Year Built
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High School Miami Beach
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Inclusions Other
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Half Bathrooms 2
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Flood Zone AE
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Patio / Porch Open Porch
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New Construction No
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Garage Spaces 5
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Style WF/Pool/Ocean Access
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Lot Size (Sq Ft) 22750
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Membership Purchase Required No
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