31
  • Type
  • Condominium
  • 1
  • Bedroom
  • 1.5
  • Bathrooms
  • 1
  • Garage
  • 846 Sq Ft
  • Area Size
90 SW 3rd St # 2103, Miami FL 33130 | Miami-Dade County | A11864587
  • $420,000

Description

Welcome to urban luxury in the heart of Miami. This Spacious 1 bedroom 1.5 bath residence at The Ivy offers an open-concept layout with floor to ceiling windows, bringing in stunning natural light and sweeping city/river views. Modern kitchen with granite countertops and stainless steel appliances. Primary suite with walk in closet and en-suite bath.
Luxury amenities include pool, spa, gym, 24 hours security and valet. Prime location just minutes from Brickell and Downtown, ideal for living or investment! Schedule your private showing today!

Property Overview

This is a 1-bedroom, 1.5-bath condominium of about 846 square feet at 90 SW 3rd St # 2103, Miami FL 33130 (Miami 33130), listed at $420,000.

Monthly Costs, Stated Plainly

The monthly HOA fee is $903.

The tax of record is $5,988 (2024). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $8,400/yr (≈ $700/mo); with the homestead exemption on a primary residence, about $7,400/yr (≈ $617/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.

Frequently Asked Questions

What is the list price, and what typically conveys with a home like this?

The list price for 90 SW 3rd St #2103 is $420,000. While the MLS does not specify the furnished status, fixtures and built-in appliances—like lighting, shelving, and the oven—are included with the home. Community amenities such as the heated pool, sauna, spa, bike storage, play area, and elevators are shared by residents but do not convey with the unit itself. For precise details on what stays or goes, connect with Christopher Lazaro, Miami Real Estate Professional, to review the specifics before submitting an offer.

Where exactly is it, and what should I know about the location?

This residence is located at 90 SW 3rd St #2103 in Miami, FL 33130, positioned along Miami’s vibrant coastal corridor. The area offers proximity to downtown’s cultural hubs, waterfront parks, and major highways, blending urban convenience with coastal accessibility. For the latest insights on neighborhood dynamics or to schedule a private tour, contact Christopher Lazaro, Miami Real Estate Professional, directly.

What are the HOA / association fees, and what do they cover?

The monthly HOA fee at 90 SW 3rd St #2103 is $903, which covers all amenities, cable TV, elevator access, internet/WiFi, landscaping/lawn maintenance, parking, pool service, recreation facilities, security, sewer, trash removal, and water. This comprehensive fee ensures a well-maintained, connected lifestyle—though the community remains subject to Miami city ordinances. For precise details or to discuss how these fees align with your budget, connect with Christopher Lazaro, Miami Real Estate Professional, for verified insights.

What are the property taxes and homestead implications?

The current tax of record for 90 SW 3rd St #2103 is $5,988 (2024). As an estimate only — Florida reassesses upon sale — at the $420,000 list price and Miami-Dade’s approximate 2.0% rate: without homestead, expect around $8,400/yr (≈ $700/mo); with Florida’s homestead exemption (which reduces taxable value for primary residences only), roughly $7,400/yr (≈ $617/mo). These projections are not guarantees — always confirm with the Miami-Dade Property Appraiser and a tax specialist. For precise figures tailored to your situation, contact Christopher Lazaro, Miami Real Estate Professional, today.

Is the home in a flood zone, and what does that mean?

This condo at 90 SW 3rd St #2103 is in a Miami flood zone, which FEMA classifies by risk level—from minimal (Zone X) to high-risk (like Zone AE). FEMA’s flood zone definitions detail potential hazards, and you can view the FEMA flood map for this address to confirm specifics. Lenders frequently mandate flood insurance in high-risk areas, so let’s discuss how this impacts your investment. Reach out to Christopher Lazaro, Miami Real Estate Professional, for precise verification and next steps.

Are pets allowed?

Pets are allowed, with restrictions (or possible restrictions) at 90 SW 3rd St #2103 — we’ll pull the condo association’s exact pet rules for you upon request. Note that documented service animals or emotional support animals fall under separate federal accommodation protections. For the latest details, contact Christopher Lazaro, Miami Real Estate Professional, to verify this unit’s current pet policy.

How is the price set and is there room to negotiate?

In Miami's current condo market, recent Miami-Dade closings averaged 94% of list price with a median 64 days on market (MIAMI REALTORS®, May 2026). For 90 SW 3rd St #2103, we’ve anchored the $420,000 list to a competitive CMA reflecting this building’s recent sales and Brickell’s demand—let’s review those hyperlocal comps together before drafting your offer. As your advocate, I’ll ensure every dollar aligns with Miami’s shifting tides. Verify the strategy with Christopher Lazaro, Miami Real Estate Professional, who tracks these nuances daily.

What financing step do you recommend before touring?

Before touring 90 SW 3rd St #2103, I strongly recommend securing a pre-approval with a licensed Florida mortgage professional. This not only clarifies your budget for this $420,000 condo but strengthens your position in competitive markets like Miami. Reach out to me, Christopher Lazaro, Miami Real Estate Professional, directly—I’ll connect you with trusted lenders and ensure every financial detail aligns with your goals.

Monthly Fees & Carrying Costs

Association Fee $903 / month
Total Monthly Fees $903 / month
  • Membership Required: No
  • Application Fee: $150 (one-time)

Have a question about this Miami listing?

Talk directly with Christopher Lazaro, your Miami real estate advisor. No pressure — real answers.

  • Address: 3rd St
  • City: Miami
  • State/county: Miami-Dade County
  • Zip/Postal Code: 33130
  • Area: IVY CONDO

Details

Updated on July 2, 2026 at 8:41 pm
  • Property ID A11864587
  • Price $420,000
  • Property Size 846 Sq Ft
  • Bedroom 1
  • Room 0
  • Bathrooms 1.5
  • Garage 1
  • Year Built 2008
  • Type Condominium
  • Property Status Active, Residential

Additional details

  • Flooring Ceramic Floor, Marble
  • Waterfront Features Canal Front
  • Bedroom Features None, Primary Bath Shower
  • Cooling Central Air
  • Association Type Condo
  • Building The Ivy
  • Association Fee Frequency Monthly
  • Area Ivy Condo
  • Annual Tax 5988
  • Association Yes
  • Private Pool No
  • Listing Terms All Cash, Conventional
  • Waterfront Yes
  • Full Bathrooms 1
  • Subdivision IVY CONDO
  • Total Stories 45
  • Restrictions No Daily Rentals, Ok To Lease, Okay To Lease 1st Year
  • Amenities Bike Storage, Child Play Area, Elevator(s), Exercise Room, Heated Pool, Sauna, Spa/Hot Tub
  • Parking 1 Space, Limited # Of Vehicle, No Rv/Boats, No Trucks/Trailers
  • Heating Central, Electric
  • Structure Type Condo 5+ Stories, Condo
  • Tax Year 2024
  • Construction Concrete Block Construction
  • Building Area 846
  • Covered Spaces 1
  • Unit Floor 21
  • View Canal, Intracoastal View, River
  • Year Built Details Effective Year Built
  • Pets Allowed Yes
  • Attached Yes
  • Unit Number 2103
  • Inclusions None
  • Half Bathrooms 1
  • Flood Zone AE
  • Patio / Porch Open Balcony
  • New Construction No
  • Garage Spaces 1
  • Style Condo 5+ Stories
  • Association Fee 903
  • Lot Size (Sq Ft) 0
  • Membership Purchase Required No

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