8240 SW 210th St # 220, Cutler Bay FL 33189 | Miami-Dade County | A11974624
- $285,000
- Condominium
- 2
- 2
- 0
- 980 Sq Ft
- $285,000
Description
Corner view unit. Experience Luxury Living in This Spectacular & Beautiful Lake View Residence! Very Sunny, Spacious & Quiet. Building In a Great Location with Gorgeous Resort Style Amenities, Club House-Clubroom, Gated Entry, Exercise Room, Swimming Pool, BBQ Area Tennis & Basketball Court, BLDG. Minutes Away from Schools, Major Roads, a Marina, Parks & Lakes. Tile Floor All Throughout. Split Floor Plan. SS Microwave, SS Stone And Water Heater are Less Than a Year Old. AC
Machine Was Recently Serviced 2 Assigned Parking spaces, Aval Guest
Property Overview
This is a 2-bedroom, 2-bath condominium of about 980 square feet at 8240 SW 210th St # 220, Cutler Bay FL 33189 (Cutler Bay 33189), listed at $285,000.
Monthly Costs, Stated Plainly
The monthly HOA fee is $605.
The tax of record is $3,333 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $5,700/yr (≈ $475/mo); with the homestead exemption on a primary residence, about $4,700/yr (≈ $392/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price is $285,000. This unit is unfurnished. Fixtures and built-in appliances convey with the home, while the clubhouse, clubroom, exercise room, exterior lighting, pool, and tennis courts are shared community amenities.
Contact Christopher Lazaro, Cutler Bay Real Estate Agent, to verify these details.
Where exactly is it, and what should I know about the location?
This property is located at 8240 SW 210th St # 220, Cutler Bay FL 33189, situated within the coastal corridor of the city. The unit is listed at $285,000 and offers 2 bedrooms and 2 bathrooms across approximately 980 sqft.
Contact Christopher Lazaro, Cutler Bay Real Estate Agent, to verify specific location details.
What are the HOA / association fees, and what do they cover?
The monthly HOA fee is $605 and covers the Building Exterior and Common Area. An active special assessment is on record; you must verify the specific balance and terms during due diligence.
The community is subject to city ordinances found at https://library.municode.com/fl/miami/codes/code_of_ordinances . Contact Christopher Lazaro, Cutler Bay Real Estate Agent, to confirm these details.
What are the property taxes and homestead implications?
The tax of record is $3,333 (2025). As an ESTIMATE ONLY, Florida reassesses at sale; at this price and a Miami-Dade rate near 2.0%, the cost is about $5,700/yr (≈ $475/mo) without homestead, or about $4,700/yr (≈ $392/mo) with the homestead exemption on a primary residence. Florida's homestead exemption lowers taxable value only for a primary residence.
Confirm with the Miami-Dade Property Appraiser and a tax professional, as these are estimates, not quotes. Contact Christopher Lazaro, Cutler Bay Real Estate Agent, to verify these details.
Is the home in a flood zone, and what does that mean?
Flood zones categorize areas by their risk of flooding. You can find FEMA definitions here and View the FEMA flood map for this address to see the specific designation for this property. Lenders often require flood insurance in high-risk zones.
Contact Christopher Lazaro, Cutler Bay Real Estate Agent, to verify these details.
Are pets allowed?
Pets are allowed, with restrictions (or possible restrictions), and a nonrefundable pet fee applies. We will pull the association's exact current pet rules for this unit on request. Separate federal accommodation rules apply for documented service animals or ESAs.
Contact Christopher Lazaro, Cutler Bay Real Estate Agent, to verify these details.
How is the price set and is there room to negotiate?
Miami-Dade condos have recently been closing at 94% of list, about 64 days on market (MIAMI REALTORS®, May 2026). The $285,000 listing price for this unit is derived from a CMA analyzing the specific building and vicinity.
I provide a Cutler Bay-specific CMA to ensure your offer is accurate. Contact Christopher Lazaro, Cutler Bay Real Estate Agent, to verify these details.
What financing step do you recommend before touring?
Secure a pre-approval before touring 8240 SW 210th St # 220 to establish your buying power for this $285,000 property. You should seek the advice of a Florida Licensed Mortgage Loan Officer to confirm your budget. Contact Christopher Lazaro, Cutler Bay Real Estate Agent, to verify these details.
Monthly Fees & Carrying Costs
| Association Fee | $605 / month |
| Total Monthly Fees | $605 / month |
- Membership Required: No
- Application Fee: $150 (one-time)
Have a question about this Cutler Bay listing?
Talk directly with Christopher Lazaro, your Cutler Bay real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: 210th St
-
City: Cutler Bay
-
State/county: Miami-Dade County
-
Zip/Postal Code: 33189
-
Area: SAGA BAY GARDENS CONDO
Details
Updated on July 3, 2026 at 12:38 pm-
Property ID A11974624
-
Price $285,000
-
Property Size 980 Sq Ft
-
Bedrooms 2
-
Room 0
-
Bathrooms 2
-
Garage 0
-
Year Built 1988
-
Type Condominium
-
Property Status Active, Residential
Additional details
-
Flooring Ceramic Floor
-
Bedroom Features Entry Level
-
Cooling Central Air
-
Association Type Condo
-
Building SAGA BAY GARDENS CONDO
-
Association Fee Frequency Monthly
-
Area Saga Bay Gardens Condo
-
Annual Tax 3333
-
Association Yes
-
Private Pool No
-
Listing Terms All Cash, Conventional
-
Waterfront No
-
Full Bathrooms 2
-
Subdivision SAGA BAY GARDENS CONDO
-
Total Stories 2
-
Restrictions Exterior Alterations
-
Maintenance Includes Building Exterior, Common Area
-
Amenities Clubhouse-Clubroom, Exercise Room, Exterior Lighting, Pool, Tennis Court(s)
-
Parking 1 Space
-
Heating Central, Electric
-
Structure Type Condo 1-4 Stories, Condo
-
Tax Year 2025
-
Construction Concrete Block Construction
-
Covered Spaces 0
-
Unit Floor 2
-
View Other View
-
Year Built Details Resale
-
Pets Allowed Yes
-
Attached Yes
-
Unit Number 220
-
Half Bathrooms 0
-
Flood Zone AE
-
Patio / Porch Open Balcony
-
New Construction No
-
Garage Spaces 0
-
Style Condo 1-4 Stories
-
Association Fee 605
-
Lot Size (Sq Ft) 0
-
Membership Purchase Required No
Mortgage Calculator
-
Down Payment
-
Loan Amount
-
Monthly Mortgage Payment
-
Property Tax
-
Home Insurance
-
PMI
-
Monthly HOA Fees
