8200 SW 210th St # 103, Cutler Bay FL 33189 | Miami-Dade County | A12014327
- $206,000
- $206,000
Description
LOVE this gated retreat in Cutler Bay just off of historic Old Cutler Rd., East of US 1, with RESERVES!
Own with 5% down! Seller paid special assessment. NEW ROOF! A taste of lifestyle Living with A waterfront swimming pool & Tennis, Clubroom, Fitness, BBQ Area in This Spectacular & Beautiful Sea Lake complex. Private – feel village; elevator takes you to 1st floor above mezzanine parking, enter into gleaming neutral 20-inch tiled floors & bedroom laminate wood; Impeccable stainless steel appliances, stone counter and fresh cabinets. Welcome All end-users or investors ($2200 /month rental income potential) Hurricane Shutters on balcony doors. Complex is being painted, Take a meandering walk along the water and listen for exotic birds. Minutes Away from Schools, Major Roads, Black Point Marina, Parks & Lakes. Fast Approval. Lockbox
Property Overview
This is a 1-bedroom, 1-bath condominium of about 760 square feet at 8200 SW 210th St # 103, Cutler Bay FL 33189 (Cutler Bay 33189), listed at $215,000.
Monthly Costs, Stated Plainly
The monthly HOA fee is $467.
The tax of record is $2,828 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $4,300/yr (≈ $358/mo); with the homestead exemption on a primary residence, about $3,300/yr (≈ $275/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price for 8200 SW 210th St # 103, Cutler Bay FL 33189 is $215,000. This home is listed as Unfurnished, meaning that no furniture is included in the sale. However, fixtures and built-in appliances generally convey with the home. The community offers various on-site amenities, including a Basketball Court, Barbecue area, Bike/Jog Path, Laundry facilities, Elevator(s), Exercise Room, Pool, and Tennis Court(s), which are shared among residents as part of the HOA.
To confirm what specifically conveys with this home and to learn more about the property and its amenities, it's best to verify with a real estate professional. For accurate and detailed information, contact Christopher Lazaro, Cutler Bay Real Estate Advisor, to discuss your interests and questions about 8200 SW 210th St # 103, and to schedule a viewing at your convenience.
Where exactly is it, and what should I know about the location?
The property at 8200 SW 210th St # 103 is located in Cutler Bay, FL 33189, situated along the coastal corridor of southern Florida. This specific location places the property in a desirable area with access to various amenities and services. The unit itself is a 1 bedroom, 1 bathroom residence with approximately 760 square feet of living space, listed at $215,000.
To verify the details of this listing and learn more about the surrounding area, contact Christopher Lazaro, Cutler Bay Real Estate Advisor, to schedule a viewing or discuss the property's features and potential. Reach out to Christopher Lazaro to confirm the property's status and get personalized guidance throughout the buying process.
What are the HOA / association fees, and what do they cover?
The monthly HOA fee for this property is $467. According to the record, this fee covers a range of services and amenities, including All Amenities, Building Exterior, Elevator, Insurance, Landscaping/Lawn Maintenance, Laundry Facilities, Outside Maintenance, Parking, Pest Control Interior, Pool Service, Reserve Fund, Roof Repairs, Sewer, and Water. It's worth noting that the community is also subject to city ordinances, which can be found in the municipal code at https://library.municode.com/fl/miami/codes/code_of_ordinances.
To verify the details of the HOA fee and what it covers, as well as to get a better understanding of the property and its surroundings, we recommend reaching out to Christopher Lazaro, Cutler Bay Real Estate Advisor, to discuss your specific needs and concerns. You can contact him to schedule a viewing of the property at 8200 SW 210th St # 103, Cutler Bay FL 33189, listed at $215,000, and to get more information about the community and its amenities.
What are the property taxes and homestead implications?
The property taxes for 8200 SW 210th St # 103, Cutler Bay FL 33189, listed at $215,000, can be estimated in two ways. As an ESTIMATE ONLY, without homestead, the annual property tax would be about $4,300/yr (≈ $358/mo), and with the homestead exemption on a primary residence, it would be about $3,300/yr (≈ $275/mo), since Florida's homestead exemption lowers the taxable value, but only for a primary residence. The tax of record is $2,828 (2025), but Florida reassesses at sale, so these figures are estimates, not quotes.
To confirm these ESTIMATES, it is essential to consult the Miami-Dade Property Appraiser and a tax professional. For accurate and personalized information, reach out to Christopher Lazaro, Cutler Bay Real Estate Advisor, to discuss the specifics of this property and verify the details of the homestead exemption and estimated property taxes.
Is the home in a flood zone, and what does that mean?
Flood zones are areas that the Federal Emergency Management Agency (FEMA) has identified as being at risk for flooding. To understand the different types of flood zones, you can visit the FEMA definitions page. For the property at 8200 SW 210th St # 103, Cutler Bay FL 33189, you can View the FEMA flood map for this address to determine its flood zone designation. If the property is located in a high-risk flood zone, lenders may require flood insurance, which can impact your mortgage costs.
To verify the flood zone designation and understand its implications for the $215,000 property, contact Christopher Lazaro, Cutler Bay Real Estate Advisor, to discuss your specific situation and determine the best course of action for your home purchase at 8200 SW 210th St # 103, a 1bd/1ba ~760 sqft unit in Cutler Bay 33189.
Are pets allowed?
According to the MLS record, pets are allowed at 8200 SW 210th St # 103, with a weight limit of Maximum 20 Lbs. A Nonrefundable pet fee applies. If you're considering this property and have a pet, we can verify the details. Note that separate federal accommodation rules apply if a documented service animal or ESA is involved.
To confirm the pet policy and other details for this $215,000, 1bd/1ba ~760 sqft unit in Cutler Bay, reach out to Christopher Lazaro, Cutler Bay Real Estate Advisor, for accurate and up-to-date information on this listing at 8200 SW 210th St # 103, Cutler Bay FL 33189.
How is the price set and is there room to negotiate?
Miami-Dade condos have recently been closing at 94% of list, about 64 days on market, according to MIAMI REALTORS®, May 2026. This suggests that there is some room for negotiation in the current market. The listed price of $215,000 for this 1bd/1ba ~760 sqft condo at 8200 SW 210th St # 103, Cutler Bay FL 33189, may be adjusted based on a specific comparative market analysis (CMA) for the building and vicinity. A Cutler Bay-specific CMA would provide a more accurate assessment of the property's value and help determine a reasonable offer price.
To verify the market value and negotiate the best possible price, it is recommended that you reach out to Christopher Lazaro, Cutler Bay Real Estate Advisor, to discuss your options and create a personalized strategy for purchasing this property. Contact Christopher Lazaro to review the details of this listing and determine the optimal approach for your offer.
What financing step do you recommend before touring?
To ensure a smooth home buying process, it's essential to get pre-approved for a mortgage before touring properties like 8200 SW 210th St # 103, Cutler Bay FL 33189. Speaking with a Florida-licensed Mortgage Loan Originator (MLO) can help you understand your financing options and determine how much you can afford. You can start this process by visiting https://Get-PreApproved.com to get pre-approved. This step will give you a clear understanding of your budget and allow you to focus on finding the right property, such as this $215,000, 1bd/1ba ~760 sqft unit. To verify the details of this listing and discuss your options, contact Christopher Lazaro, Cutler Bay Real Estate Advisor, to schedule a consultation and make an informed decision about your home purchase.
Monthly Fees & Carrying Costs
| Association Fee | $467 / month |
| Total Monthly Fees | $467 / month |
- Membership Required: No
- Application Fee: $150 (one-time)
Have a question about this Cutler Bay listing?
Talk directly with Christopher Lazaro, your Cutler Bay real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: 210th St
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City: Cutler Bay
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State/county: Miami-Dade County
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Zip/Postal Code: 33189
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Area: SAGA BAY GARDENS CONDO, Saga Bay Gardens Con
Details
Updated on September 20, 2026 at 4:42 pm-
Property ID A12014327
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Price $206,000
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Property Size 760 Sq Ft
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Bedroom 1
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Room 0
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Bathroom 1
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Garage 0
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Year Built 1988
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Type Condominium
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Property Status Active, Residential
Additional details
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View Garden View
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Cooling Central Air
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Heating Central
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Tax Year 2025
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Flooring Tile
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Unit Floor 1
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High School Miami Southridge
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Inclusions Restricted Salt Water Access
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Unit Number 103
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Building SAGA BAY GARDENS CONDO
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Garage Spaces 0
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Listing Terms All Cash, Conventional, FHA, VA Loan
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Area Saga Bay Gardens Condo
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Total Stories 3
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Waterfront Yes
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Association Yes
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Full Bathrooms 1
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Half Bathrooms 0
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Covered Spaces 0
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Style Condo 1-4 Stories
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Private Pool No
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Structure Type Condo 1-4 Stories, Condo
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Association Fee 467
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Parking 1 Space, Assigned, Guest, No Rv/Boats, No Trucks/Trailers
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Subdivision SAGA BAY GARDENS CONDO,SAGA BAY GARDENS CON
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Annual Tax 2828
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Elementary School Edward Whigham
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Year Built Details Resale
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Building Area 760
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Lot Size (Sq Ft) 0
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Flood Zone AE
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New Construction No
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Attached Yes
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Waterfront Features Ocean Front
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Bedroom Features Entry Level
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Amenities Basketball Court, Barbecue, Bike/Jog Path, Laundry, Elevator(s), Exercise Room, Pool, Tennis Court(s)
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Restrictions No Daily Rentals, Ok To Lease, Okay To Lease 1st Year
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Middle School Cutler Bay
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Construction CBS Construction
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Neighborhood OLD CUTLER ROAD AREA
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Pets Allowed Yes
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Patio / Porch Open Balcony
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Association Fee Frequency Monthly
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Association Type Condo
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Membership Purchase Required No
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