7840 SW 197th Ter, Cutler Bay FL 33189 | Miami-Dade County | A12022911

The list price for 7840 SW 197th Ter, Cutler Bay FL 33189 is $835,000. This 4bd/3ba home, with approximately 1979 sqft of living space, is listed with fixtures and built-in appliances that generally convey with the property. The furnished status is not stated on the record, so it should be confirmed what, if any, furnishings are included. A private In Ground pool is a notable feature of this property. It's essential to distinguish between what conveys with the home and shared/community amenities, which can be confirmed on request.

To verify the specifics of what conveys with this property, including any community or on-site amenities, and to discuss your interests in 7840 SW 197th Ter, contact Christopher Lazaro, Cutler Bay Real Estate Agent, to schedule a viewing or request more detailed information about this listing at $835,000. Reach out to Christopher Lazaro to ensure you have a clear understanding of what's included and to explore how this property aligns with your needs.

The property at 7840 SW 197th Ter is located in Cutler Bay, FL 33189, situated along the coastal corridor of southern Florida. This location places the property in a desirable area, with the city of Cutler Bay offering its residents a unique blend of natural beauty and urban amenities. The property itself is listed at $835,000, featuring 4 bedrooms and 3 bathrooms within approximately 1979 square feet of living space.

To verify the details of this listing and learn more about the surrounding area, contact Christopher Lazaro, a knowledgeable Cutler Bay Real Estate Agent, to schedule a viewing or discuss your specific needs and preferences. Reach out to him to confirm the property's status, arrange a tour, or explore other available options in the Cutler Bay area.

The monthly HOA fee for the property at 7840 SW 197th Ter, Cutler Bay FL 33189 is $54. According to the record, this fee covers water, sewer, trash, and common-area upkeep. For a detailed breakdown of the fee schedule, it is recommended that you confirm the full schedule on request. As the community is also subject to city ordinances, you can find more information on the municipal code at https://library.municode.com/fl/miami/codes/code_of_ordinances.

To verify the specifics of the HOA fees and what they cover, or to inquire about the property listed at $835,000, which features 4 bedrooms and 3 bathrooms in approximately 1979 square feet, you can reach out to Christopher Lazaro, Cutler Bay Real Estate Agent, to discuss your questions and concerns about this property or to schedule a viewing.

The property taxes for 7840 SW 197th Ter, Cutler Bay FL 33189, listed at $835,000, can be estimated in two ways. Without homestead, the annual property tax is estimated to be about $16,700/yr (approximately $1,392/mo), while with the homestead exemption on a primary residence, the annual property tax is estimated to be about $15,700/yr (approximately $1,308/mo). It's essential to note that Florida's homestead exemption lowers the taxable value, but only for a primary residence. These estimates, which are based on a Miami-Dade rate near 2.0%, are not quotes and should be confirmed with the Miami-Dade Property Appraiser and a tax professional, as the tax of record is $10,054 (2025) and Florida reassesses at sale.

To verify these estimates and understand how they may impact your purchase, consider consulting with a tax professional and then reach out to Christopher Lazaro, Cutler Bay Real Estate Agent, to discuss the details of this property and determine the best course of action for your specific situation.

The property at 7840 SW 197th Ter, Cutler Bay FL 33189, listed at $835,000, is located in a specific flood zone, which can impact insurance requirements and costs. Flood zones are areas designated by the Federal Emergency Management Agency (FEMA) as being at risk for flooding, and they are categorized based on the level of risk. For more information on flood zones, visit the FEMA definitions page. To determine the specific flood zone for this property, you can View the FEMA flood map for this address.

Lenders often require flood insurance for properties located in high-risk flood zones, which can add to the overall cost of owning the home. If you're considering purchasing this property, it's essential to understand the flood zone designation and its implications. To verify the flood zone information and discuss how it may affect your purchase, contact Christopher Lazaro, Cutler Bay Real Estate Agent, to review the details and determine the best course of action for your specific situation.

As a single-family home, the property at 7840 SW 197th Ter, Cutler Bay FL 33189, listed at $835,000, does not have a governing board that dictates pet policy. Instead, pet ownership is at the owner's discretion, subject to city and county ordinances, as well as any lease that may be in place. This means that the decision to allow pets is made by the homeowner, giving them flexibility in their choices. Documented service animals and ESAs carry separate federal protections. To confirm the specifics of pet ownership for this 4bd/3ba ~1979 sqft property, contact Christopher Lazaro, Cutler Bay Real Estate Agent, to discuss your particular situation and verify the details.

Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract, according to MIAMI REALTORS®, May 2026. This market data suggests that there is some room for negotiation in the current market. The listed price of $835,000 for 7840 SW 197th Ter, a 4bd/3ba ~1979 sqft property in Cutler Bay, is influenced by various factors, including the property's condition, location, and comparable sales in the area. A more precise understanding of the property's value can be obtained through a Comparative Market Analysis (CMA) specific to Cutler Bay, which takes into account the unique characteristics of the building and its vicinity. To get a better sense of the property's value and to discuss a potential offer, contact Christopher Lazaro, Cutler Bay Real Estate Agent, to review a Cutler Bay-specific CMA and verify the market conditions before making a decision.

To make the most of your home search, it's recommended that you get pre-approved for a mortgage before touring properties like 7840 SW 197th Ter, Cutler Bay FL 33189, listed at $835,000. This step can help you understand your budget and make a stronger offer when you find the right home. Consult a Florida Licensed Mortgage Loan Originator to guide you through the pre-approval process. Getting pre-approved will give you a clear picture of your financial options and help you navigate the home buying process with confidence.

Once you have your pre-approval in place, reach out to Christopher Lazaro, Cutler Bay Real Estate Agent, to verify the details of this property and schedule a tour at your convenience, or to discuss other homes that fit your criteria and budget, including the 4bd/3ba ~1979 sqft features of this Cutler Bay 33189 listing.