495 Brickell Ave # 409, Miami FL 33131 | Miami-Dade County | A12024839

The list price for 495 Brickell Ave #409 is $595,000. While the MLS does not specify the furnished status, fixtures and built-in appliances (like the refrigerator, oven, or lighting) typically convey with the home—always confirm specifics before closing. The unit itself includes access to sought-after community amenities such as a business center, pool, sauna, and bike storage, though these are shared HOA features, not part of the deeded property. For exact details on what stays or goes, connect directly with Christopher Lazaro, Miami Real Estate Broker Associate, to review the seller’s disclosures and avoid surprises.

495 Brickell Ave #409 is in Miami’s 33131 zip code, positioned along the vibrant Brickell coastal corridor—a hub of high-rises, waterfront parks, and walkable amenities. The unit sits steps from Biscayne Bay, with direct access to dining, transit, and the financial district. For precise details on local market dynamics or to schedule a private tour, contact Christopher Lazaro, Miami Real Estate Broker Associate, at your earliest convenience.

The monthly HOA fee for 495 Brickell Ave #409 is $1,120, which covers water, sewer, trash, and common-area upkeep as confirmed by the association’s current schedule. This vibrant community adheres to Miami’s municipal ordinances, including noise and rental policies detailed in the city code. For a full breakdown of amenities or to discuss how these fees align with your lifestyle, contact Christopher Lazaro, Miami Real Estate Broker Associate, for verified details.

For 495 Brickell Ave #409, the tax of record is $9,271 (2025). As an estimate only — Florida reassesses upon sale — at the $595,000 list price and Miami-Dade’s approximate 2.0% rate: without homestead, expect around $11,900/yr (≈ $992/mo); with Florida’s homestead exemption (which reduces taxable value for primary residences only), roughly $10,900/yr (≈ $908/mo). These are estimates, not quotes — always confirm with the Miami-Dade Property Appraiser and a tax professional. Reach out to Christopher Lazaro, Miami Real Estate Broker Associate, to verify these projections and discuss homestead eligibility.

Flood zones indicate a property's risk level for flooding, with FEMA classifying areas as high-risk (like Zone A or V) or moderate/low-risk (Zone B, C, or X). You can review FEMA's flood zone definitions or view the FEMA flood map for this address to assess specifics. Lenders often mandate flood insurance in high-risk zones, so it's wise to confirm this early. For precise guidance on 495 Brickell Ave #409, connect with Christopher Lazaro, Miami Real Estate Broker Associate, who can verify flood data and insurance implications.

Since 495 Brickell Ave #409 is a single-family home, there's no condo or HOA board imposing pet restrictions—ownership or leasing terms (if applicable) and local ordinances govern pet policies. Documented service animals and emotional support animals are protected under federal law. For precise details on this $595,000 property, contact Christopher Lazaro, Miami Real Estate Broker Associate, to confirm current arrangements.

The price at 495 Brickell Ave #409 reflects a competitive Miami-Dade market where single-family homes have recently closed at 95% of original list, averaging 41 days to contract (MIAMI REALTORS®, May 2026). For this condo, we’ve anchored the $595,000 listing to a detailed CMA of recent Brickell high-rise sales—let’s review those comps together before you decide on an offer strategy. To discuss negotiation levers or verify the building’s specific trends, reach out directly to Christopher Lazaro, Miami Real Estate Broker Associate.

Before touring 495 Brickell Ave #409, I strongly recommend securing a pre-approval from a Florida-licensed mortgage loan officer — this streamlined process clarifies your budget and strengthens your position in Miami’s competitive market. At $595,000, this 1-bedroom condo is a standout, but verifying your financing upfront saves time and avoids surprises. Reach out to me, Christopher Lazaro, Miami Real Estate Broker Associate, and I’ll connect you with trusted lenders or answer any questions about the unit’s 1,035 sqft layout or Brickell lifestyle.