6
  • 2
  • Bedrooms
  • 2
  • Bathrooms
  • 1435 Sq Ft
  • Area Size
3900 Galt Ocean Drive # 816, Fort Lauderdale FL 33308 | Broward County | F10502620
  • $649,000

Description

Experience true Galt Ocean Mile oceanfront living at Playa Del Mar in Fort Lauderdale Beach. This spacious 2-bedroom, 2-bath residence offers direct ocean views and a private balcony to enjoy sunrise and coastal breezes. The flexible floor plan features a generous living and dining area, large primary suite with multiple closets, and a versatile second bedroom ideal for guests, home office, or den. Updated with newer stainless steel appliances, in-unit washer and dryer, and new A/C. Playa Del Mar offers resort-style amenities including oceanfront pool, multiple fitness centers, club room, and direct beach access. Prime beachfront location close to dining, shopping, and everything Galt Ocean Mile has to offer. Incredible opportunity to customize and create your dream oceanfront residence.

Property Overview

This is a 2-bedroom, 2-bath home of about 1435 square feet at 3900 Galt Ocean Drive # 816, Fort Lauderdale FL 33308 (Fort Lauderdale 33308), listed at $649,000.

Monthly Costs, Stated Plainly

The monthly HOA fee is $1,047.

The tax of record is $8,019 (2024). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Broward rate near 2.1%: without homestead, about $13,630/yr (≈ $1,136/mo); with the homestead exemption on a primary residence, about $12,580/yr (≈ $1,048/mo). Confirm with the Broward Property Appraiser and a tax professional — these are estimates, not quotes.

Frequently Asked Questions

What is the list price, and what typically conveys with a home like this?

The home at 3900 Galt Ocean Drive #816 is listed at $649,000 and is offered unfurnished. Fixtures and built-in appliances convey with the property, while community amenities—including a bar, bike storage, barbecue areas, clubhouse, pools (community and private), exercise room, and kitchen facilities—are shared through the HOA. For precise details on inclusions or to schedule a viewing, contact Christopher Lazaro, Fort Lauderdale Real Estate Advisor, directly.

Where exactly is it, and what should I know about the location?

This residence is located at 3900 Galt Ocean Drive #816 in Fort Lauderdale, FL 33308, positioned along the coveted coastal corridor just steps from the Atlantic Ocean. The address places you in a prime stretch of Fort Lauderdale’s shoreline, with direct access to beachfront amenities and the vibrant energy of the area. For precise insights on how this location aligns with your priorities, contact Christopher Lazaro, Fort Lauderdale Real Estate Advisor, to discuss the details or schedule a showing.

What are the HOA / association fees, and what do they cover?

The monthly HOA fee of $1,047 at 3900 Galt Ocean Drive #816 covers elevator maintenance, building insurance, high-speed internet/WiFi, legal and accounting services, pool upkeep, reserve fund contributions, sewer, trash removal, and water. As with all Fort Lauderdale properties, the community adheres to local ordinances—review the city’s municipal code for details. For precise fee breakdowns or clarifications, connect with Christopher Lazaro, Fort Lauderdale Real Estate Advisor, who can guide you through the financials.

What are the property taxes and homestead implications?

The current tax of record for this property is $8,019 (2024), but Florida reassesses taxes at sale. As an ESTIMATE ONLY — using a Broward rate near 2.1% — taxes at the $649,000 list price would be approximately $13,630/yr (≈ $1,136/mo) without homestead. Florida's homestead exemption, which lowers the taxable value exclusively for primary residences, could reduce this to around $12,580/yr (≈ $1,048/mo). These are estimates, not quotes — always confirm with the Broward Property Appraiser and a tax professional. For precise figures tailored to your situation, contact Christopher Lazaro, Fort Lauderdale Real Estate Advisor.

Is the home in a flood zone, and what does that mean?

Flood zones indicate a property's risk level for flooding, with FEMA categorizing areas as high-risk (like "A" or "V" zones) or moderate-to-low risk ("B," "C," or "X"). FEMA's flood zone definitions provide full details, and you can View the FEMA flood map for this address to confirm its designation. Lenders often mandate flood insurance in high-risk zones, so verifying this early is key. For precise guidance, connect with Christopher Lazaro, Fort Lauderdale Real Estate Advisor—he'll clarify the implications and next steps.

Are pets allowed?

Since this is a single-family home at 3900 Galt Ocean Drive #816, there’s no condo or HOA board restricting pets — the policy is set by the owner, within local regulations and any active lease terms. Documented service animals and emotional support animals (ESAs) are protected under federal law. For full clarity on pet allowances or to discuss this $649,000 property further, contact Christopher Lazaro, Fort Lauderdale Real Estate Advisor.

How is the price set and is there room to negotiate?

The $649,000 list price reflects a tailored CMA for 3900 Galt Ocean Drive #816, accounting for recent sales and demand in this prime Fort Lauderdale building. While Broward single-family homes are currently closing at 96% of list price (MIAMI REALTORS®, May 2026), condo negotiations here hinge on nuanced factors like views, floorplans, and building amenities—all detailed in your personalized CMA. Let’s verify the ideal offer strategy together—Christopher Lazaro, Fort Lauderdale Real Estate Advisor, is ready with hyperlocal insights.

What financing step do you recommend before touring?

Before touring 3900 Galt Ocean Drive #816, I strongly recommend securing a pre-approval from a Florida-licensed mortgage loan officer—this clarifies your budget and strengthens your position in competitive markets like Fort Lauderdale. Connect with a trusted MLO here to streamline the process. For personalized guidance on this $649,000 oceanfront condo or to verify financing options, reach out directly to Christopher Lazaro, Fort Lauderdale Real Estate Advisor.

Monthly Fees & Carrying Costs

Association Fee $3,140 / quarter ($1,047/mo)
Total Monthly Fees $1,047 / month
  • Membership Required: No
  • Application Fee: $100 (one-time)

Have a question about this Fort Lauderdale listing?

Talk directly with Christopher Lazaro, your Fort Lauderdale real estate advisor. No pressure — real answers.

  • Address: Galt Ocean
  • City: Fort Lauderdale
  • Zip/Postal Code: 33308

Details

Updated on July 5, 2026 at 8:47 pm
  • Property ID F10502620
  • Price $649,000
  • Property Size 1435 Sq Ft
  • Bedrooms 2
  • Rooms 5
  • Bathrooms 2
  • Year Built 1975
  • Property Status Active, Residential

Additional details

  • Flooring Carpet, Ceramic Floor
  • Bedroom Features Entry Level
  • Cooling Central Air, Electric
  • Building Playa Del Mar
  • Association Fee Frequency Quarterly
  • Area Playa Del Mar
  • Annual Tax 8019
  • Maintenance Fee Paid Per Quarterly
  • Association No
  • Elementary School Bayview
  • Private Pool Yes
  • Listing Terms All Cash, Conventional
  • Waterfront Yes
  • Full Bathrooms 2
  • Subdivision Playa Del Mar
  • Total Stories 29
  • Restrictions No Corp Ownership Allowed, No Corporate Buyer, No Trucks/Rv'S
  • Maintenance Includes Elevator, Insurance, Internet/WiFi, Legal/Accounting, Pool Service, Reserve Fund, Sewer, Trash Removal, Water
  • Parking 1 Space, Assigned, Awning, Covered, Guest, Parking Garage, No Rv/Boats
  • Heating Central, Electric, Heat Pump/Reverse Cycle
  • Structure Type Condo
  • Tax Year 2024
  • Construction CBS Construction
  • Covered Spaces 1
  • Middle School Sunrise
  • Unit Floor 8
  • View City Lights, Ocean, Direct Ocean, Club Area View, Ocean View
  • Year Built Details Resale
  • High School Fort Lauderdale
  • Attached Yes
  • Unit Number 816
  • Inclusions Deeded Beach Access
  • Half Bathrooms 0
  • Patio / Porch Open Balcony
  • New Construction No
  • Garage Spaces 1
  • Association Fee 3140
  • Lot Size (Sq Ft) 0
  • Membership Purchase Required No

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