2103 NE 38th Rd, Homestead FL 33033 | Miami-Dade County

Type
Single Family Residence

3
Bedrooms

2
Bathrooms

1
Garage

1758 Sq Ft
Area Size

Active Residential Active

2103 NE 38th Rd, Homestead FL 33033 | Miami-Dade County | A12031099

$485,000

Description

Welcome home to this inviting single-story 3-bedroom 2-bath property located in the desirable Floridian Bay Estates, a security gated community at Waterstone. This house model features an open-concept layout with a bright and welcoming living space and has vaulted high ceilings, crown moldings, ceiling fans, tile flooring throughout, and carpet in the bedrooms. You will love the oversized master bedroom with spacious walking closets and master bathroom with dual sink and shower. Kitchen is very spacious, it has white cabinets with granite countertop and stainless steel appliances. The home features a screened porch with ceiling fan, a nicely sized backyard with fruit trees, fully fenced, and with new installed wooden side gates. It also offers a one-car garage with nice paver driveway. House comes with accordion hurricane shutters and major upgrades including central ac (2020) and Roof (2020). Enjoy resort-style amenities in Waterstone Grand Clubhouse including 3 beautiful pools, fitness center, playground and a Clubhouse. Its conveniently located near shopping centers, restaurants, top rated schools, Baptist Hospital, Leon Medical Center, Homestead Air Reserve Base and the Turnpike. Low HOA. Call today for easy viewing.

Property Overview

This is a 3-bedroom, 2-bath home of about 1758 square feet at 2103 NE 38th Rd, Homestead FL 33033 (Homestead 33033), listed at $485,000.

Monthly Costs, Stated Plainly

The monthly HOA fee is $150.

The tax of record is $4,110 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $9,700/yr (≈ $808/mo); with the homestead exemption on a primary residence, about $8,700/yr (≈ $725/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.

Frequently Asked Questions

What is the list price, and what typically conveys with a home like this?

The list price is $485,000. The MLS record does not state whether this home is offered furnished; this must be confirmed. Fixtures and built-in appliances generally convey, while any community or on-site amenities are governed by HOA agreements.

For a precise verification of what is included with the property at 2103 NE 38th Rd, contact Christopher Lazaro, Homestead Real Estate Broker Associate.

Where exactly is it, and what should I know about the location?

The property at 2103 NE 38th Rd is located in Homestead, Florida 33033. It sits within the broader coastal corridor south of Miami, offering a distinct setting from the urban core.

For a detailed discussion of the area's specific attributes and transportation routes, please contact Christopher Lazaro, Homestead Real Estate Broker Associate, to verify this information directly.

What are the HOA / association fees, and what do they cover?

The monthly HOA fee is $150. The association's budget covers water, sewer, trash removal, and common-area upkeep; you can request a full schedule of services for verification.

Please note the community is also subject to local ordinances, detailed in the Miami-Dade County Municipal Code. For complete confirmation of all fees and regulations, contact Christopher Lazaro, Homestead Real Estate Broker Associate.

What are the property taxes and homestead implications?

The tax of record is $4,110 (2025). As an estimate only—Florida reassesses at sale—at this price and a Miami-Dade rate near 2.0%: without homestead, about $9,700 per year (≈ $808 per month); with the homestead exemption, which lowers the taxable value for a primary residence, about $8,700 per year (≈ $725 per month). These are estimates, not quotes; confirm with the Miami-Dade Property Appraiser and a tax professional.

For precise verification, reach Christopher Lazaro, Homestead Real Estate Broker Associate.

Is the home in a flood zone, and what does that mean?

The property at 2103 NE 38th Rd is in a FEMA-designated flood zone, a classification that indicates its risk level for flooding. You can View the FEMA flood map for this address and review official flood zone definitions for detailed criteria.

Properties in high-risk zones often require flood insurance as a condition for a mortgage. To confirm the specific zone and its implications for this listing, contact Christopher Lazaro, Homestead Real Estate Broker Associate, for a precise assessment.

Are pets allowed?

As a single-family home, this property has no condo or HOA board setting a pet policy. The allowance of pets is at the owner's discretion, subject only to local ordinances and the terms of any lease. Documented service animals and emotional support animals are protected under separate federal housing laws.

For definitive verification regarding this specific listing at $485,000, please contact Christopher Lazaro, Homestead Real Estate Broker Associate.

How is the price set and is there room to negotiate?

The list price of $485,000 is grounded in a comparative market analysis of recent Homestead sales. In the broader market, Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract (MIAMI REALTORS®, May 2026). That regional figure provides context, but the precise negotiation room for this specific property and street is defined by its CMA.

I can prepare a detailed Homestead CMA for you to review before you formulate an offer. To verify the current comps and discuss strategy, contact Christopher Lazaro, Homestead Real Estate Broker Associate.

What financing step do you recommend before touring?

Before touring any property, including 2103 NE 38th Rd, I advise securing a pre-approval. This is a critical step to confirm your budget for a home listed at $485,000 and demonstrates serious intent to sellers.

Speak with a Florida Licensed Mortgage Loan Officer at Get-PreApproved.com to begin. For specific questions on this 3-bedroom home, contact me, Christopher Lazaro, Homestead Real Estate Broker Associate, to verify details and arrange a viewing.