15815 SW 85th Ave, Palmetto Bay FL 33157 | Miami-Dade County | A11952863
- $999,000
- $999,000
Description
Fantastic Palmetto Bay home with 3 bedrooms/ 2 baths and many updates. Formal living room. Modern kitchen with counter seating, plenty of cabinetry Dining area. Impact windows/ doors. Indoor laundry room. Office off family room. Primary suite features walk in closet. Great fenced outdoor space with covered patio, wood deck, above ground pool, shed, playground. 2 car garage. Wonderful neighborhood. Close to A+ schools, Coral Reef Park.
Property Overview
This is a 3-bedroom, 2-bath home of about 1859 square feet at 15815 SW 85th Ave, Palmetto Bay FL 33157 (Palmetto Bay 33157), listed at $999,000.
Monthly Costs, Stated Plainly
This home has no mandatory HOA (single-family / no association on record).
The tax of record is $12,052 (2024). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $19,980/yr (≈ $1,665/mo); with the homestead exemption on a primary residence, about $18,980/yr (≈ $1,582/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.
Frequently Asked Questions
What is the list price, and what typically conveys with a home like this?
The list price for 15815 SW 85th Ave is $999,000. Fixtures, built-in appliances, and the above-ground private pool convey with the home, whereas shared community amenities are separate. The record does not state if the property is furnished, so you must confirm which pieces of furniture stay.
Request a full list of on-site amenities or verify specific inclusions by contacting Christopher Lazaro, Palmetto Bay Real Estate Realtor.
Where exactly is it, and what should I know about the location?
The property is located at 15815 SW 85th Ave, Palmetto Bay FL 33157, situated within the coastal corridor of Palmetto Bay 33157. This 3bd/2ba home offers approximately 1859 sqft of space and is listed at $999,000.
Contact Christopher Lazaro, Palmetto Bay Real Estate Realtor, to verify specific location details.
What are the HOA / association fees, and what do they cover?
There is no mandatory HOA for this single-family home. The owner handles all utilities and property upkeep. The property remains subject to city ordinances, which are available at https://library.municode.com/fl/miami/codes/code_of_ordinances.
Contact Christopher Lazaro, Palmetto Bay Real Estate Realtor, to verify these details.
What are the property taxes and homestead implications?
The tax of record is $12,052 (2024). As an ESTIMATE ONLY, Florida reassesses at sale; at this price and a Miami-Dade rate near 2.0%, the cost is about $19,980/yr (≈ $1,665/mo) without homestead, or about $18,980/yr (≈ $1,582/mo) with the homestead exemption on a primary residence. Florida's homestead exemption lowers taxable value only for a primary residence.
Confirm with the Miami-Dade Property Appraiser and a tax professional, as these are estimates, not quotes. Contact Christopher Lazaro, Palmetto Bay Real Estate Realtor, to verify these figures.
Is the home in a flood zone, and what does that mean?
Flood zones identify areas at different levels of risk for flooding. You can find FEMA definitions here and View the FEMA flood map for this address to see the specific designation for this property. Lenders often require flood insurance in high-risk zones.
Contact Christopher Lazaro, Palmetto Bay Real Estate Realtor, to verify these details.
Are pets allowed?
This is a single-family home, so no condo or HOA board dictates a pet policy. Pets are at the owner's discretion and subject to any existing lease or city and county ordinances. Documented service animals and ESAs carry separate federal protections.
Contact Christopher Lazaro, Palmetto Bay Real Estate Realtor, to verify.
How is the price set and is there room to negotiate?
The list price of $999,000 reflects current market conditions. Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract (MIAMI REALTORS®, May 2026).
Specific valuations for 15815 SW 85th Ave are derived from a CMA. Contact Christopher Lazaro, Palmetto Bay Real Estate Realtor, for a Palmetto Bay-specific CMA to verify these figures before setting an offer.
What financing step do you recommend before touring?
Secure a pre-approval before touring 15815 SW 85th Ave to establish your budget for this $999,000 property. Connect with a Florida-licensed mortgage originator to confirm your buying power.
Contact Christopher Lazaro, Palmetto Bay Real Estate Realtor, to verify these details.
Monthly Fees & Carrying Costs
- Membership Required: No
Have a question about this Palmetto Bay listing?
Talk directly with Christopher Lazaro, your Palmetto Bay real estate advisor. No pressure — real answers.
Address
Open on Google Maps-
Address: 85th Ave
-
City: Palmetto Bay
-
State/county: Miami-Dade County
-
Zip/Postal Code: 33157
-
Area: SOUTHWOOD
Details
Updated on September 20, 2026 at 5:37 am-
Property ID A11952863
-
Price $999,000
-
Property Size 1859 Sq Ft
-
Bedrooms 3
-
Room 0
-
Bathrooms 2
-
Garages 2
-
Year Built 1960
-
Type Single Family Residence
-
Property Status Active, Residential
Additional details
-
View Garden
-
Cooling Central Air, Electric
-
Heating Central, Electric
-
Tax Year 2024
-
Flooring Vinyl
-
High School Miami Palmetto
-
Building SOUTHWOOD
-
Garage Spaces 2
-
Listing Terms All Cash, Conventional
-
Area Southwood
-
Waterfront No
-
Association No
-
Full Bathrooms 2
-
Half Bathrooms 0
-
Covered Spaces 2
-
Style Pool Only
-
Private Pool No
-
Structure Type Pool Only, House
-
Parking Driveway
-
Subdivision SOUTHWOOD
-
Annual Tax 12052
-
Elementary School Coral Reef
-
Year Built Details Resale
-
Building Area 2189
-
Lot Size (Sq Ft) 15372
-
Flood Zone X
-
New Construction No
-
Bedroom Features Entry Level
-
Restrictions No Restrictions
-
Middle School Southwood
-
Construction Concrete Block Construction
-
Neighborhood Palmetto Bay
-
Pets Allowed Yes
-
Patio / Porch Deck, Patio
-
Association Type None
-
Membership Purchase Required No
Mortgage Calculator
-
Down Payment
-
Loan Amount
-
Monthly Mortgage Payment
-
Property Tax
-
Home Insurance
-
PMI
-
Monthly HOA Fees