21
  • Type
  • Single Family Residence
  • 4
  • Bedrooms
  • 2.5
  • Bathrooms
  • 2
  • Garages
  • 2459 Sq Ft
  • Area Size
14630 SW 132nd Ct, Miami FL 33186 | Miami-Dade County | A12016656
  • $689,000

Description

LAKEFRONT LIFESTYLE + LOWEST PRICED HOUSE IN THE COMPLEX! Welcome to this beautifully modernized waterfront oasis in the highly desirable Three Lakes community. Boasting soaring ceilings and an abundance of natural light, this home features a completely updated, wide-open layout perfect for modern living and entertaining. Structural layout includes 3 traditional enclosed bedrooms upstairs plus a massive, bright 2nd-floor open loft (the 4th bedroom space) perfect for a premium home office or media room. Features elegant tile and wood flooring, a formal dining area, and a generous primary suite with a soaking tub and separate shower. Step outside to an expansive waterfront patio featuring your own PRIVATE DOCK with direct lake access. Bring your toys: motorized boats (up to 20ft) and jet skis are fully permitted right from your backyard! Complete with a 2-car garage, low maintenance yard, and resort-style amenities: fitness center, tennis, 24-hour security, and bike trails. Unbeatable value for a renovated waterfront home in 33186. Won’t last at this price point!

Property Overview

This is a 4-bedroom, 2-bath home of about 2459 square feet at 14630 SW 132nd Ct, Miami FL 33186 (Miami 33186), listed at $710,000.

Monthly Costs, Stated Plainly

The monthly HOA fee is $380.

The tax of record is $11,692 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $14,200/yr (≈ $1,183/mo); with the homestead exemption on a primary residence, about $13,200/yr (≈ $1,100/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.

Frequently Asked Questions

What is the list price, and what typically conveys with a home like this?

The list price is $710,000. The MLS record does not state if the home is sold furnished; what conveys must be verified. Fixtures and built-in appliances are generally included with the home, while community amenities are governed by the HOA.

For a precise breakdown of what is included and to confirm the status of on-site amenities, you should contact Christopher Lazaro, Miami Real Estate Professional.

Where exactly is it, and what should I know about the location?

The property at 14630 SW 132nd Ct is located in Miami, Florida 33186, situated within the city's southwestern coastal corridor. This area provides a residential setting with convenient access to major north-south thoroughfares.

For a detailed discussion of the neighborhood's specific amenities, commute patterns, and the property's positioning relative to them, please contact Christopher Lazaro, Miami Real Estate Professional, for verification and further information.

What are the HOA / association fees, and what do they cover?

The monthly HOA fee is $380. According to the association records, this covers water, sewer, trash service, and common-area upkeep; the full maintenance schedule is available for review upon request. The community is also governed by local ordinances, which can be referenced in the Miami Municipal Code.

For complete verification of the financials and governing documents, contact Christopher Lazaro, Miami Real Estate Professional.

What are the property taxes and homestead implications?

The recorded tax for 2025 is $11,692. Florida reassesses upon sale, so for this $710,000 listing, a preliminary estimate using a local rate near 2.0% yields approximately $14,200 annually without a homestead exemption. For a primary residence, the homestead exemption reduces the taxable value, bringing the estimated annual cost to around $13,200.

These are estimates, not guarantees. To verify these figures and discuss specific implications, you should consult the Miami-Dade Property Appraiser, a qualified tax professional, and contact Christopher Lazaro, Miami Real Estate Professional.

Is the home in a flood zone, and what does that mean?

The property is in a designated flood zone. You can view the official FEMA flood map for this address to see its specific risk category, as lenders frequently mandate flood insurance for homes in high-risk zones.

For precise verification of the zone and its implications for insurance and financing, contact Christopher Lazaro, Miami Real Estate Professional.

Are pets allowed?

As a single-family home, 14630 SW 132nd Ct has no condo or HOA pet policy. Pet allowances are decided by the property owner, within city and county ordinances and any active lease terms.

Documented service and emotional support animals are protected under federal law. For definitive verification of the current owner's stance on pets, contact Christopher Lazaro, Miami Real Estate Professional.

How is the price set and is there room to negotiate?

The list price of $710,000 is anchored by a comparative market analysis of recent sales for similar properties in this immediate vicinity. In the broader market, Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract. This establishes a realistic negotiation framework.

To position an offer effectively, I can provide a current, Miami-specific CMA for this property. For a precise assessment and strategy, you should reach out to Christopher Lazaro, Miami Real Estate Professional, for verification.

What financing step do you recommend before touring?

I recommend securing a mortgage pre-approval before touring any home, including the property at 14630 SW 132nd Ct. This involves consulting a Florida Licensed Mortgage Loan Originator to understand your precise budget, which clarifies your search and strengthens your position.

Once you have a pre-approval letter in hand, contact Christopher Lazaro, Miami Real Estate Professional, to schedule a verified tour. He can then provide a specific comparative market analysis for this $710,000 listing.

Monthly Fees & Carrying Costs

Association Fee $380 / month
Total Monthly Fees $380 / month
  • Membership Required: No

Have a question about this Miami listing?

Talk directly with Christopher Lazaro, your Miami real estate advisor. No pressure — real answers.

  • Address: 132nd Ct
  • City: Miami
  • State/county: Miami-Dade County
  • Zip/Postal Code: 33186
  • Area: THE POINT

Details

Updated on September 22, 2026 at 12:47 am
  • Property ID A12016656
  • Price $689,000
  • Property Size 2459 Sq Ft
  • Bedrooms 4
  • Room 0
  • Bathrooms 2.5
  • Garages 2
  • Year Built 1997
  • Type Single Family Residence
  • Property Status Active, Residential

Additional details

  • View Lake, Water
  • Cooling Electric
  • Heating Electric
  • Tax Year 2025
  • Flooring Tile
  • High School Miami Sunset
  • Building THE POINT
  • Garage Spaces 2
  • Listing Terms All Cash, Conventional
  • Area The Point
  • Waterfront Yes
  • Association Yes
  • Full Bathrooms 2
  • Half Bathrooms 1
  • Covered Spaces 2
  • Style WF/No Ocean Access
  • Private Pool No
  • Structure Type House
  • Association Fee 380
  • Parking Driveway
  • Subdivision THE POINT
  • Annual Tax 11692
  • Elementary School Floyd; Gloria
  • Year Built Details Effective Year Built
  • Building Area 3001
  • Lot Size (Sq Ft) 6369
  • Flood Zone AE,X
  • New Construction No
  • Waterfront Features WF/No Ocean Access, Lake, Lake Access
  • Bedroom Features None
  • Restrictions Assoc Approval Required
  • Middle School Richmond Heights
  • Construction CBS Construction
  • Patio / Porch Deck
  • Association Fee Frequency Monthly
  • Association Type Homeowners
  • Membership Purchase Required No

Mortgage Calculator

Schedule a Tour

Tour Type

Contact Information

View Listings
Christopher Lazaro

Enquire About This Property

0 Review

Sort by:
Leave a Review

Leave a Review

Compare listings

Compare