1370 NE 103rd St, Miami Shores FL 33138 | Miami-Dade County | A11888948
  • $5,250,000

Description

Miami Shores luxury waterfront home with 100-ft of protected waters, 38-ft Ipe dock, and new seawall – moments from the open bay, ideal for boaters! Fully renovated and upgraded with modern features, this 4-bed 4.5-bath home has expansive open living spaces, vaulted ceilings, impact windows and doors, Scavolini kitchen, alarm and music system, natural gas, and elegant entry foyer with floating staircase. Upstairs, large primary suite with a spa-like bath, oversized walk-in shower, private water closet with bidet, and ample storage. The large backyard with an infinity-edge pool and spacious covered patio are perfect for enjoying life on the water. Attached 2-car garage completes this property. Exclusive location in this sought-after Miami Shores community.

Property Overview

This is a 4-bedroom, 4.5-bath home of about 4247 square feet at 1370 NE 103rd St, Miami Shores FL 33138 (Miami Shores 33138), listed at $5,250,000.

Monthly Costs, Stated Plainly

This home has no mandatory HOA (single-family / no association on record).

The tax of record is $17,851 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $105,000/yr (≈ $8,750/mo); with the homestead exemption on a primary residence, about $104,000/yr (≈ $8,667/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.

Frequently Asked Questions

What is the list price, and what typically conveys with a home like this?

The list price for 1370 NE 103rd St, Miami Shores FL 33138 is $5,250,000. This 4 bedroom, 4.5 bathroom home, spanning approximately 4247 square feet, is being sold with certain features that convey with the property. Fixtures and built-in appliances generally convey with the home. The property also includes a private In Ground pool, with the equipment staying. However, it is explicitly stated that the furnished status is not indicated on the record, meaning the home is not necessarily being sold furnished. Community or on-site amenities, if any, can be confirmed upon request, and it's important to distinguish these shared amenities from what conveys directly with the home.

To verify what specifically conveys with this property, including any potential community amenities, and to discuss the details of this listing, buyers should reach out to Christopher Lazaro, Miami Shores Real Estate Broker, to schedule a viewing or request more information. Buyers can contact Christopher Lazaro to confirm the specifics of the property and its amenities, ensuring a clear understanding of what is included in the sale. By verifying the details directly with the broker, buyers can make informed decisions about this $5,250,000 property.

Where exactly is it, and what should I know about the location?

The property at 1370 NE 103rd St is located in Miami Shores, FL 33138, situated along the coastal corridor of Miami-Dade County. This address places the property in a desirable area with proximity to the ocean and surrounding cities. The property itself is a substantial residence, featuring 4 bedrooms and 4.5 bathrooms within approximately 4,247 square feet of living space, and is listed at $5,250,000. To learn more about this property and its surroundings, it is essential to verify details with a knowledgeable broker. For accurate information and to schedule a viewing, contact Christopher Lazaro, Miami Shores Real Estate Broker, to discuss the property at 1370 NE 103rd St and determine if it meets your needs.

What are the HOA / association fees, and what do they cover?

The property at 1370 NE 103rd St, Miami Shores FL 33138, listed at $5,250,000, is a single-family home with no mandatory HOA. As a result, the owner is responsible for handling their own utilities and upkeep. This means that the owner has full control over maintenance and repairs, without the need to pay association fees. However, it's worth noting that the property is still subject to city ordinances, which can be found in the municipal code.

To verify the details of this property and understand the implications of not having a mandatory HOA, we recommend reaching out to Christopher Lazaro, Miami Shores Real Estate Broker, to discuss your specific needs and concerns. You can contact him to schedule a viewing or to ask questions about the property, including its upkeep and maintenance requirements.

What are the property taxes and homestead implications?

The property taxes for 1370 NE 103rd St, Miami Shores FL 33138, listed at $5,250,000, can be estimated in two ways. The tax of record is $17,851 (2025), but as an ESTIMATE ONLY, considering Florida reassesses at sale and a Miami-Dade rate near 2.0%, the annual tax would be about $105,000/yr (approximately $8,750/mo) without homestead, and about $104,000/yr (approximately $8,667/mo) with the homestead exemption, which lowers the taxable value only for a primary residence. These are estimates, not quotes, and buyers should confirm with the Miami-Dade Property Appraiser and a tax professional.

To verify these estimates and understand how they may impact your purchase, contact Christopher Lazaro, Miami Shores Real Estate Broker, to discuss the details of this property and the implications of the homestead exemption on your tax liability. He can provide guidance on navigating the process and help you make an informed decision about this $5,250,000, 4bd/4.5ba, ~4247 sqft property.

Is the home in a flood zone, and what does that mean?

The property at 1370 NE 103rd St, Miami Shores FL 33138, listed at $5,250,000, is located in a area that may be affected by flood zones. Flood zones are areas that have been identified by the Federal Emergency Management Agency (FEMA) as being at high risk for flooding. According to FEMA's definitions, flood zones are determined by a variety of factors, including the location's elevation, proximity to water, and flood history. To determine the specific flood zone designation for this property, you can View the FEMA flood map for this address.

Lenders often require flood insurance for properties located in high-risk flood zones, which can impact the cost of owning the property. If you are interested in learning more about the flood zone designation for this property and how it may affect your purchase, contact Christopher Lazaro, Miami Shores Real Estate Broker, to verify the information and discuss your options. You can reach out to him to schedule a consultation and review the details of the property, including its 4 bedrooms, 4.5 bathrooms, and ~4247 square feet of living space.

Are pets allowed?

As a single-family home, the property at 1370 NE 103rd St, Miami Shores FL 33138, listed at $5,250,000, does not have a governing board that dictates pet policy, so pets are allowed at the owner's discretion. This discretion is subject to city and county ordinances, as well as any lease that may be in place. Documented service animals and ESAs carry separate federal protections. To confirm the specifics of pet ownership or to inquire about other aspects of this 4bd/4.5ba, ~4247 sqft property, contact Christopher Lazaro, Miami Shores Real Estate Broker, to verify the details and discuss your interests.

Reach out to Christopher Lazaro to schedule a viewing or to ask questions about this property, and he will provide you with the information you need to make an informed decision.

How is the price set and is there room to negotiate?

Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract, according to MIAMI REALTORS®, May 2026. This market data provides a general indication of the negotiability of home prices in the area. However, the specific price of 1370 NE 103rd St, listed at $5,250,000, may be influenced by factors such as the property's condition, location, and amenities. A more detailed analysis of the property's value can be obtained through a Comparative Market Analysis (CMA), which takes into account the unique characteristics of the building and its vicinity. For a Miami Shores-specific CMA, potential buyers can reach out to Christopher Lazaro, Miami Shores Real Estate Broker, to discuss the property's value and determine a suitable offer price.

To verify the market value of 1370 NE 103rd St and explore negotiation options, interested buyers should contact Christopher Lazaro to review the property's details and receive personalized guidance on submitting an offer for the 4bd/4.5ba, ~4247 sqft home.

What financing step do you recommend before touring?

To ensure a smooth process, it is recommended that potential buyers get pre-approved for a mortgage before touring properties like 1370 NE 103rd St, Miami Shores FL 33138, listed at $5,250,000. Speaking with a Florida-licensed Mortgage Loan Originator (MLO) can help determine how much you can borrow, which is crucial when considering a property of this size and price. You can start this process by visiting https://Get-PreApproved.com to find a licensed MLO. Getting pre-approved will give you a clear understanding of your budget and allow you to make a more informed decision when touring properties. To verify the details of this property, including its 4 bedrooms, 4.5 bathrooms, and ~4247 square feet, contact Christopher Lazaro, Miami Shores Real Estate Broker, to discuss your options and schedule a viewing.

Monthly Fees & Carrying Costs

  • Membership Required: No

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  • Address: 103rd St
  • City: Miami Shores
  • State/county: Miami-Dade County
  • Zip/Postal Code: 33138
  • Area: REPLAT MIAMI SHORES BAY

Details

Updated on August 20, 2026 at 4:38 am
  • Property ID A11888948
  • Price $5,250,000
  • Property Size 4247 Sq Ft
  • Bedrooms 4
  • Room 0
  • Bathrooms 4.5
  • Garages 2
  • Year Built 1957
  • Type Single Family Residence
  • Property Status Active, Residential

Additional details

  • Flooring Marble, Wood
  • Waterfront Features Ocean Access, No Fixed Bridges, Seawall
  • Bedroom Features Primary Bedroom Upstairs
  • Cooling Central Air
  • Association Type None
  • Building REPLAT MIAMI SHORES BAY
  • Area Replat Miami Shores Bay
  • Annual Tax 17851
  • Association No
  • Elementary School Miami Shores
  • Private Pool No
  • Listing Terms All Cash
  • Waterfront Yes
  • Full Bathrooms 4
  • Subdivision REPLAT MIAMI SHORES BAY
  • Restrictions Ok To Lease
  • Parking Circular Driveway, Covered, Driveway
  • Heating Central
  • Structure Type House
  • Tax Year 2025
  • Construction CBS Construction
  • Building Area 5109
  • Covered Spaces 2
  • Middle School Horace Mann
  • View Pool, Water
  • Year Built Details Resale
  • High School Miami Edison
  • Pets Allowed Yes
  • Inclusions Private Dock, Exclusive Use,Private Dock
  • Half Bathrooms 1
  • Flood Zone AE
  • Patio / Porch Open Porch
  • New Construction No
  • Garage Spaces 2
  • Style WF/Pool/Ocean Access
  • Lot Size (Sq Ft) 11300
  • Membership Purchase Required No

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