23
  • Type
  • Villa
  • 3
  • Bedrooms
  • 2.5
  • Bathrooms
  • 2
  • Garages
  • 1393 Sq Ft
  • Area Size
12908 SW 233rd Ter, Homestead FL 33032 | Miami-Dade County | A11948338
  • $445,000

Description

FOR SALE – 3 Bed / 2.5 Bath Villa at Siena Reserves South by Lennar. Investor’s Dream! Move-in ready villa with modern finishes and a functional layout. Half bath on the first floor. Spacious bedrooms and comfortable living areas. Prime Location! Close to The Falls Mall, shopping, restaurants, urgent care, and major roadways. Desirable community with easy access to everything. Income-Ready! Currently leased through April 30, 2027 (Section 8 Program) – start earning rental income immediately. Perfect for investors or buyers looking for a smart investment.

Property Overview

This is a 3-bedroom, 2.5-bath home of about 1393 square feet at 12908 SW 233rd Ter, Homestead FL 33032 (Homestead 33032), listed at $445,000.

Monthly Costs, Stated Plainly

The monthly HOA fee is $192.

The tax of record is $8,400 (2025). As an ESTIMATE ONLY — Florida reassesses at sale — at this price and a Miami-Dade rate near 2.0%: without homestead, about $8,900/yr (≈ $742/mo); with the homestead exemption on a primary residence, about $7,900/yr (≈ $658/mo). Confirm with the Miami-Dade Property Appraiser and a tax professional — these are estimates, not quotes.

Frequently Asked Questions

What is the list price, and what typically conveys with a home like this?

The list price for 12908 SW 233rd Ter, Homestead FL 33032 is $445,000. This home is listed as Unfurnished, meaning that no furniture is included in the sale. However, fixtures and built-in appliances generally convey with the home, providing a solid foundation for the buyer. It's worth noting that the community offers several shared amenities, including a Bike/Jog Path, Child Play Area, Clubhouse-Clubroom, Exercise Room, and Pool, which are managed by the HOA and available for resident use.

To confirm the details of what conveys with the home and to learn more about the community amenities, contact Christopher Lazaro, Homestead Real Estate Realtor, to schedule a viewing or discuss the property further. Reach out to him to verify the specifics of the sale and get a better understanding of what this home has to offer. He can provide guidance on the next steps to take and answer any questions you may have about the property or the buying process.

Where exactly is it, and what should I know about the location?

The property at 12908 SW 233rd Ter is located in Homestead, FL 33032, situated in the southern part of Miami-Dade County along the coastal corridor. This area provides easy access to major highways and is relatively close to the coast. The property itself is a 3 bedroom, 2.5 bathroom residence with approximately 1,393 square feet of living space, listed at $445,000. To verify the details of this listing and learn more about the surrounding area, contact Christopher Lazaro, a knowledgeable Homestead Real Estate Realtor. Reach out to him to schedule a viewing or discuss your specific needs and concerns about this property.

What are the HOA / association fees, and what do they cover?

The monthly HOA fee for this property is $192. According to the record, this fee covers Building Exterior and Common Area maintenance. As with any property, it's essential to note that the community is also subject to city ordinances, which can be found in the municipal code at https://library.municode.com/fl/miami/codes/code_of_ordinances. To confirm the specifics of the HOA fee and its coverage, as well as to review the property's details, such as its 3 bedrooms, 2.5 bathrooms, and approximately 1393 square feet, listed at $445,000, it's best to consult directly with a real estate expert.

For accurate and up-to-date information, potential buyers should reach out to Christopher Lazaro, Homestead Real Estate Realtor, to verify the details of the property at 12908 SW 233rd Ter, Homestead FL 33032, and to discuss how the HOA fees and city ordinances may impact their purchase decision.

What are the property taxes and homestead implications?

The property taxes for 12908 SW 233rd Ter, Homestead FL 33032, listed at $445,000, can be estimated in two ways. As an ESTIMATE ONLY, considering the Miami-Dade rate near 2.0%, the annual property tax would be about $8,900/yr (approximately $742/mo) without homestead, and about $7,900/yr (approximately $658/mo) with the homestead exemption, which lowers the taxable value only for a primary residence. It is essential to note that these are estimates, not quotes, and the actual tax amount may differ.

To confirm the property tax estimate and understand the implications of the homestead exemption, it is recommended to consult the Miami-Dade Property Appraiser and a tax professional. For more information and to verify the details, reach out to Christopher Lazaro, Homestead Real Estate Realtor, to discuss the specifics of this property and determine the best course of action for your situation, taking into account the most up-to-date information available, including the tax of record of $8,400 (2025).

Is the home in a flood zone, and what does that mean?

The property at 12908 SW 233rd Ter, Homestead FL 33032, listed at $445,000, is located in a specific flood zone, which can impact insurance requirements and costs. Flood zones are areas designated by the Federal Emergency Management Agency (FEMA) as being at risk for flooding, with different zones indicating varying levels of risk. For more information on flood zones, visit the FEMA definitions page. To determine the flood zone for this specific property, you can View the FEMA flood map for this address.

Lenders often require flood insurance for properties in high-risk zones, so it's essential to understand the implications of the flood zone designation for this property. If you're considering purchasing this 3bd/2.5ba ~1393 sqft home, contact Christopher Lazaro, Homestead Real Estate Realtor, to verify the flood zone information and discuss how it may affect your purchase and insurance costs. Reach out to him to get a clear understanding of the property's flood zone designation and its potential impact on your investment.

Are pets allowed?

As a single-family home, the property at 12908 SW 233rd Ter, Homestead FL 33032, listed at $445,000, does not have a governing board that dictates pet policy. Instead, pets are allowed at the owner's discretion, subject to city and county ordinances, as well as any lease that may be in place. This means that the decision to allow pets is up to the property owner, and is not restricted by external rules or regulations. Documented service animals and ESAs carry separate federal protections. To confirm the specifics of pet ownership or to schedule a viewing of this 3bd/2.5ba ~1393 sqft property, contact Christopher Lazaro, Homestead Real Estate Realtor, to verify the details and discuss your options.

How is the price set and is there room to negotiate?

Miami-Dade single-family homes have recently been closing at 95% of original list, around 41 days to contract, according to MIAMI REALTORS®, May 2026. This statistic provides context for the negotiability of the list price of $445,000 for 12908 SW 233rd Ter, a 3bd/2.5ba ~1393 sqft property in Homestead 33032. The specific price of this property is influenced by its unique characteristics and the surrounding area, with a more detailed assessment available through a Comparative Market Analysis (CMA). A Homestead-specific CMA would provide a more accurate understanding of the property's value and potential room for negotiation.

To verify the pricing and negotiate the best possible terms, it is essential to consult with a local expert. Reach out to Christopher Lazaro, Homestead Real Estate Realtor, to discuss the property's value, review a customized CMA, and determine the optimal strategy for making an offer on 12908 SW 233rd Ter.

What financing step do you recommend before touring?

To ensure a smooth home buying process, it's recommended that you get pre-approved for a mortgage before touring properties like 12908 SW 233rd Ter, Homestead FL 33032. This step can help you understand your budget and make a more informed decision when finding the right home. Consult a Florida Licensed Mortgage Loan Originator, such as those found at https://Get-PreApproved.com, to discuss your options. Getting pre-approved will also give you an advantage when making an offer on a property listed at $445,000, like this 3bd/2.5ba ~1393 sqft home. For more information and to verify the details of this property, contact Christopher Lazaro, Homestead Real Estate Realtor, to schedule a tour and discuss your next steps.

Monthly Fees & Carrying Costs

Association Fee $192 / month
Total Monthly Fees $192 / month
  • Membership Required: No
  • Application Fee: $200 (one-time)

Have a question about this Homestead listing?

Talk directly with Christopher Lazaro, your Homestead real estate advisor. No pressure — real answers.

  • Address: 233rd Ter
  • City: Homestead
  • State/county: Miami-Dade County
  • Zip/Postal Code: 33032
  • Area: Kendall Assemblage South

Details

Updated on August 31, 2026 at 2:43 pm
  • Property ID A11948338
  • Price $445,000
  • Property Size 1393 Sq Ft
  • Bedrooms 3
  • Room 0
  • Bathrooms 2.5
  • Garages 2
  • Year Built 2022
  • Type Villa
  • Property Status Active, Residential

Additional details

  • Flooring Carpet, Ceramic Floor, Tile
  • Bedroom Features Entry Level
  • Cooling Electric
  • Association Type Homeowners
  • Building SIENA RESERVE SOUTH
  • Association Fee Frequency Monthly
  • Area Kendall Assemblage South
  • Annual Tax 8400
  • Association Yes
  • Private Pool No
  • Listing Terms All Cash, Conventional, FHA, FHA-Va Approved
  • Waterfront No
  • Full Bathrooms 2
  • Subdivision KENDALL ASSEMBLAGE SOUTH
  • Total Stories 2
  • Restrictions Exterior Alterations, No Daily Rentals, Ok To Lease
  • Maintenance Includes Building Exterior, Common Area
  • Amenities Bike/Jog Path, Child Play Area, Clubhouse-Clubroom, Exercise Room, Pool
  • Parking 2 Or More Spaces, Other, On Street, Limited # Of Vehicle, No Rv/Boats, No Trucks/Trailers
  • Heating Central, Electric
  • Structure Type Villa Condo, Villa
  • Tax Year 2025
  • Construction Concrete Block Construction
  • Building Area 1443
  • Covered Spaces 2
  • Unit Floor 18
  • View Other View
  • Year Built Details Resale
  • Pets Allowed Yes
  • Attached Yes
  • Half Bathrooms 1
  • Flood Zone X
  • Patio / Porch Patio
  • New Construction No
  • Garage Spaces 2
  • Style Villa Condo
  • Association Fee 192
  • Lot Size (Sq Ft) 0
  • Membership Purchase Required No

Mortgage Calculator

Schedule a Tour

Tour Type

Contact Information

View Listings
Christopher Lazaro

Enquire About This Property

0 Review

Sort by:
Leave a Review

Leave a Review

Compare listings

Compare