Real Estate & Mortgage News

Squatter: Definition, Example, and Legal Rights

A squatter occupies a property without legal permission and may gain rights through adverse possession if the owner neglects the property. In New York, a squatter can become a tenant after 30 days of continuous occupation. Eviction can take months, prompting some owners to offer cash for squatters to leave. State laws on squatting and adverse possession vary, and property owners should regularly inspect...

Here’s Where US Home Prices Are Rising—and Falling—the Most

Home prices are increasing rapidly in the Midwest, with Milwaukee, Detroit, and Cleveland seeing significant median home-sale price rises. In contrast, Texas and Florida experienced the largest price declines due to higher supply. Nationwide, median home prices rose 3% year-over-year to about $425,000, while pending sales fell over 6%, the largest drop since September 2023. The typical home was on the...

Home Sales Are Slow Now—But Hopes for Spring Are Blossoming

Recent housing data indicates a slow start to 2025, but falling mortgage rates have sparked cautious optimism for the spring sales season. Mortgage rates have decreased for seven consecutive weeks, encouraging potential homebuyers. Rising inventory levels may also boost the market. Despite a 4.6% drop in the Pending Home Sales Index in January, economists believe the spring could bring new momentum,...

The Best Homeowners Insurance in Florida for 2025

Many Florida homeowners struggle to find affordable home insurance, often relying on Citizens, the state's insurer of last resort. Rising costs are attributed to frequent natural disasters and litigation expenses. Top-rated insurers include Amica and Chubb, both noted for customer satisfaction and coverage options. The average annual cost of homeowners insurance in Florida is $2,625, significantly...